Money Tips Network

We focus intently on our workouts. We spend much time finding new ways to challenge our bodies and burst through plateaus. We sink money into races and events aimed at showcasing our progress and athletic prowess.

But one aspect of exercise often slips through the cracks and that is: recovery. And it's essential for keeping our muscles, bones, and minds healthy. (Related: 5 Easy Ways to Avoid Exercise Injury)

The good news? Most of these post-workout recovery tools and methods are low cost. They can also keep injuries at bay, helping to save on doctor bills.

It's easy to let "busy-ness" keep us from the sweetness in our lives. Learn how to slow the pace and capture the moments that really matter.

It's rare to find someone complaining that they have too much time on their hands and don't have enough to do. Instead, we are all overcommitted, overscheduled, and overworked. In fact, according to the Amex EveryDay Study, 88% of moms set unrealistic expectations for themselves.

Consequently, we don't think we have the time to sit back and appreciate life's EveryDay Moments.

But, the reality is, we do have the time. All of us have the same amount of time everyday and some people are just better at using time to appreciate life than others. So what are the secrets? Here are seven ways to use your time to appreciate life's EveryDay Moments.

I love a good hotel as much as the next guy. Unfortunately, many of those "good" hotels cost a pretty penny (or a lot of points) to stay at for just a night. But, luckily for all of us, it's a bright, big world out there, full of chic, hip hotels that won't break the bank! So, let's take a look at 11 budget hotels around the world (that are pretty cool, too)! (See also: How to Stay in a 5-Star Hotel for Less Than the Cost of a Motel)

1. Karostas Cietums, Latvia

There are two types of drivers in America: those who've received a ticket; and those who haven't.

In the past five years, 25% of drivers have received traffic tickets. That's one in four. Of course, tickets can range from the minor (such as driving with a broken headlight), to the very serious (a DUI). Tickets carry penalties, including fines and point violations, and if you hit 12 points your license is taken away. Typically, you'll automatically get 12 points for a DUI. However, the biggest hit your wallet takes will not come from fines and fees, but from the insurance rate hikes that accompany tickets. Here are five of the biggest insurance rate increases you'll get from traffic tickets.

Putting money in the stock market can seem scary and overwhelming, but there's an approach to making money that even the newest investor can understand. It's also a philosophy followed by some of the most wealthy market gurus.

When it comes to choosing individual stocks, top investors including Warren Buffett and Peter Lynch advise people to invest in what they know and like.

So, we've already covered the 10 items that healthy people are likely to have in their homes. But what about those things you won't find in their closets and shelves? Let's take a look and see!

One of my least favorite things to buy is salad dressing. I end up standing in the aisle and staring at countless bottles, reading the weird ingredients and thinking about how I will inevitably end up throwing out half of the bottle. My pain continues when I reach the check-out. Since when did oil and some dried herbs cost so much? (See also: 31 Delicious and Cheap Ways to Use Up an Abundance of Herbs)

So I haven't bought salad dressing in over a year. Making dressing at home is cheaper, tastier, and healthier. You can make countless flavors, and make enough to last you the week or just enough to dress a salad for one. Plus, it's easy!

Darci Swisher

I was clicking around the Groupon app one evening on my iPad when I ventured beyond the food and drink deals I normally scout to ones for home services. I expected to find discounted housecleaning, not a significant savings on windows and installation. But two months later, five new vinyl replacement windows graced our condo [...]

Some surprising help turned my long search for new windows into a low-cost (or lower-cost) reality from personal finance blog Bargaineering.com.

This blog was posted by Darci Swisher

Once a month (or so), I’ll share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life.

Quite a few people have written to me requesting that I bring back the old “Ten Pieces of Inspiration” series. I’ve decided to change it up a little. Rather than “stretching” to fit in ten pieces every week (which I did sometimes), I’m going to save up pieces until I have a dozen or so good ones. I hope to post this series on roughly a monthly basis, depending heavily on the pieces of inspiration that I find.

Some of these pieces may be a bit longer, both in terms of what I’m sharing and my comments and thoughts on them. As before, I’ll save my comments until after I’ve shared the item that inspired me.

1. Renata Saleci on our unhealthy obsession with choice