Money Tips Network

15 Adventurous Things You Should Do Before You Die

There are some adventures that are simply out of reach for most people. It reportedly cost space tourist Guy Laliberte $35 million for his ticket on the space shuttle, which means that one very common dream is out of reach even for the most diligent 99% types.

On the other hand, $20,000 will secure a reservation on a suborbital flight on Richard Branson's Virgin Galactic, which is still testing its aircraft. When that gets going, the full fare for a ride into space will cost $250,000, according to the company's enticing website.

We'll step it down a notch to list more accessible (but still fantastic) adventures that everyone can aspire to experiencing.

6 Tax Moves You Need to Make Right Now

With tax day thankfully behind us for another year, the last thing you probably want to think about right now is… taxes! But this is the ideal time to plan ahead for a less "taxing" April 15th next year. Here are the best moves to make right now. (See also: The 10 Worst Tax Moves You Can Make)

You CAN Earn More Money — Here's How

If you could earn more money on a regular basis, how would that change your life? How would you use the extra cash?

Would you finally pay off your debt? Help out your friends who are struggling financially? Invest more so you'll have a wonderful retirement? Stop penny pinching because you don't have to worry about not having enough money?

Do you think it's possible? Well, it is! So follow these proven steps to start earning more money today.

Assess Your Availability

Before you can start making more money, you need to figure out the amount of time you can put towards this effort. Sure, you probably have a busy life. Even so, can you find moments during the week where you have free time, and devote that time to making more money? How many hours can you commit?

Join Our Tweetchat on Thursday 5/22, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate.

This week's topic: Saving for summer! Learn about our best summer savings tips and let us know your favorite way to cut costs during the summer!

For an easy way to keep track of the conversation, try using our special Tweetchat Chatroom.

Anyone can participate, but you must be following @WiseBread and RSVP below to win our prize!

Card Tricks and Life

When I was a teenager, I went through a period where I was obsessed with card tricks. I learned a bunch of them – some that relied on preparing the deck beforehand, some that relied on a bit of sleight of hand, and some that relied on mental math. I was always better at understanding the tricks than performing them, though, and I was always better off at the ones that required me to think than required me to use dexterity.

Like any curious kid, I eventually wound up at the library. I checked out several books on card tricks and magic and devoured them, learning the inside tactics of many different card tricks and coin tricks.

One element that always stuck with me is that many tricks are never guaranteed success. Quite often, when you see a magician doing a card trick, they’re not sure that the trick will actually work. Usually it involves some serious uncertainty.

Naked With Cash: Brian, April 2014

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).

For more information, read this introduction.

New Study Says You Should Spend Less on Kids Sports. Here's How.

Good news: spending less on your kid’s sports will actually make him better at them.

That’s according to a Utah State University study just reported by the Wall Street Journal, which contends the more you spend on your children’s sports, the less they’ll enjoy them, and the less successful they’ll be at them.

The Simple Dollar Weekly Roundup: Gentrification Edition

An old friend of mine bought a dirt-cheap house in a very rough neighborhood in a large city right after we graduated. He actually lived there, too, and his house was robbed at least once.

Fifteen years later, his neighborhood is becoming “gentrified.” In other words, the neighborhood has seen an influx of upscale businesses and wealthier residents. Many of these businesses and residents are refurbishing the buildings that are already in place, turning some rough buildings into very nice places. The crime rate has dropped as the community has invested in better police coverage and the property values are skyrocketing.

My friend still lives there and is now struggling with the question to sell now or stick around. In some ways, he likes how the neighborhood is changing, but he told me that the neighborhood actually had more charm ten years ago when it was mostly full of, in his words, “weirdoes and new college graduates.”

The pursuit of passive income: Is it time to become a landlord?

This article is by staff writer Holly Johnson.

If you visit personal finance or investing blogs on a regular basis, you’ve probably read countless articles on the virtues of passive income. After all, many personal finance experts believe that passive income is the key to early retirement, financial independence, and permanent wealth. But, what exactly is it?

A definition:

Investopedia describes passive income as “earnings an individual derives from a rental property, limited partnership or other enterprise in which he or she is not actively involved.”

Grow Your Career by Volunteering

Here's a piece from the Wall Street Journal that details the career advantages of volunteering. Other than the great feeling and satisfaction you get from helping others, there are a whole host of positive benefits associated with serving a non-profit. A few of them:

Best Money Tips: Money Recommendations For Every Age

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on money recommendations for every age, knowing when it's time to quit your job, and mistakes renters make.

Top 5 Articles

Top Ten Money Recommendations For Every Age — It is important to reduce your debt and automate your finances. [Free Money Finance]

How to Know It's Time to Quit Your Job — If you are concerned about the company you work for, it may be time to quit your job. [Money Smart Life]

20 Simple and Stylish DIY Clothing Projects for Women

Want to update and personalize your closet without spending much cash? Before donating or tossing your old or unworn items, check out these 20 genius tutorials guaranteed to jazz up your existing wardrobe on the cheap. There are projects for the complete novice (like me) to enjoy, but I've also included a few more advanced items to keep more experienced stitchers happy. (See also: Make Your Clothes Last Longer)

1. Maxi Skirt

All you need is some jersey fabric, 15 minutes, and the skills to do one stitch to make this cute maxi skirt. It goes well with more casual outfits but dresses up nicely.

Speaking Well of the Dearly Departed: You

If you’re like me, you hold the firm belief that a personal finance site like the one you’re currently visiting should occasionally offer more than the usual advice.

Oh, it’s fine if these posts primarily advance ways to track down the best savings account, how to save on life insurance or find the best zero percent APR credit cards. It’s just peachy if most offer timely tips on how to stage a profitable yard sale, get the best deal on pro sports memorabilia, save money on trips to the dry cleaner and earn a mint recycling common household items over online auction sites.

And of course, it’s terrific if they remind us of practices we’ve long known we should get going on but can’t often rouse ourselves to actually undertake, like investing for our kids’ college educations and our own secure retirement.

4 Inexpensive Ways to Enjoy a Holiday Weekend

This article first appeared at U.S. News and World Report Money.

With Memorial Day coming up – and with a summer that has a Fourth of July weekend in the middle and Labor Day weekend on the far end of things – there are many opportunities for people to enjoy the freedom of a three day weekend.

It can be tempting to spend those weekends going on a trip or hosting a big wallet-busting party or heading out for a big round of shopping. Those events, while fun, can really put a pinch on your wallet.

Instead, why not consider options for the weekend that bring lots of social fun, allow you to engage in enjoyable activities, and possibly even help you reshape your life, all without much expense? Here are four great options for your next holiday weekend.

The Air Conditioning Battle

Summer is approaching (though from the unseasonably cool temperatures here, you could have fooled me) and with the approach of summer means summer cooling bills. Many, many households across the United States will be trying to maximize the cooling they can get from their central air units, window air conditioning, and fans in order to minimize their energy bills.

There are a number of steps that are often tossed out there as “standard” advice, such as installing a programmable thermostat, finding the upper limit of what you can tolerate inside, opening windows in the night time to let in cooler air, closing the curtains and/or blinds to block direct sunlight, and so on.

In fact, I listed several of these tips in a recent article, Seven Simple Tactics We Use to Keep Summer Energy Bills Low.

The only two things you need to remember about funeral costs

This article is by staff writer April Dykman.

When someone has to make funeral arrangements, they often look to the funeral home for help. They select one of the three coffins suggested by the funeral home. Often it’s part of a mid-priced package deal, one that includes pretty much everything you need, and then some. And in a lot of ways, it makes sense that we turn to the experts, especially if we’ve never had to make funeral arrangements before.

But there’s a big problem with relying on a funeral home to help you make decisions: The people advising you have a vested interest in getting you to spend more.

A sales pitch at a funeral home

Ask the Readers $200 Giveaway: What Volunteer Experience Had the Deepest Impact on You?

Volunteering is one of the most rewarding — and frugal — ways to make a difference in community. And with nearly 65 million Americans reporting having volunteered last year, chances are you’ve made it a point to give of your time to support a worthy cause. From volunteering at a school or food bank to participating in a walk for charity, we want to hear what volunteer experience impacted you the most!

What volunteer experience had the deepest impact on you? What made it so impactful? Did you share the experience with someone else?

15 Grab-and-Go Post-Workout Breakfasts

We cram a lot into our days, and there's no more hectic time than morning. Between hitting snooze, working out, getting ourselves (and kids) ready for work (and school), and all other sorts of random responsibilities — it's no wonder an estimated 31 million Americans skip breakfast each day. By now, I'm sure most of us have heard that omitting the morning meal can make weight control difficult, along with a host of issues, like increased risk of heart disease.

Best Money Tips: Make Your Mornings Better

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to make your mornings better, increasing your chances of home business success, and protecting your wallet and energy bill.

Top 5 Articles

14 Ways to Make Your Mornings Better — To make your mornings better, fuel up and don't cram too much into the mornings. [PopSugar Smart Living]

5 Tips to Increase Your Chances of Home Business Success — Increase your chances of home business success by getting the right business insurance. [Cash Money Life]

$20 in San Francisco: The Best Ways to Spend It

San Francisco is an expensive city to inhabit, with rents topping Manhattan. It also has the highest minimum wage of any large city ($10.74) and an employee health care law that leads some restaurants to add surcharges to bills.