Money Tips Network

I've been reading and writing about personal finance for more than thirteen years. In that time, I've consumed a lot of books about money. Lately, I've found that it's fun to revisit old favorites.

Recently, for instance, I've been re-reading Brett Wilder's The Quiet Millionaire [my review]. It's different than most personal finance books. It's targeted at those who are farther along their financial journeys rather than at those just starting out. Still, there are bits and pieces in The Quiet Millionaire that are applicable to everyone.

Ten years ago, I wrote that I particularly like Wilder's list of the seven enemies to financial success (which is my phrase, not his). I still like them. He writes:

Carvana is an online auto dealer that offers an array of used vehicles nationwide along with in-house financing. This means you can shop for a used car and find financing all in one place — online, and from the comfort of your home.

Carvana allows you to get pre-qualified for a car loan without a hard inquiry to your credit report. They also offer a seven-day return policy on their vehicles, which is generous for this industry.

If you’re thinking of getting a used vehicle and like the idea of a one-stop-shop, consider checking our Carvana. This review goes over all the relevant details you should know, including their loan terms, pros and cons, and who Carvana is best for.

The following is a guest post from Bernz JP, the blogger behind Moneylogue.com. 

The impending retirement crisis in the US has most of the population quaking in fear, imagining a bleak future where they clutch shakily to a wooden staff with all their worldly belonging tied in a bunch at the end, trudging the payment on old tired feet, begging for handouts….

Ok. Maybe nothing so dramatic.

But for most people, the fear that their retirement savings might not see them through their golden age is very real. So many workers today are unable to put away enough nest-egg for their retirement.

It is one thing to adapt and cope with the challenges of retirement and retirement…and quite another to add poverty to the mix.

Does this mean that only the wealthy remain unperturbed in the approaching national retirement storm?

Well, not quite.

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life.

1. Yuval Noah Harari on putting off your “real” interests

“How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away.” – Yuval Noah Harari

Jump$tart Coalition for Personal Financial Literacy joined us for our #WBChat on May 30th to share insights on financial education for kids. Our #afinlitfuture #WBChat featured wonderful tips and to help our chatters learn more about helping kids learn about personal finance.

One of the most transformative things you can do to alter your spending habits is to learn how to cook at home while using inexpensive staple foods as the backbone of your diet. In other articles – most of all, this one, which is one of my favorites I’ve ever written – I’ve identified six key staples that can make up the backbone of a healthy, tasty, and culinarily diverse diet: rice, beans, oatmeal, pasta, eggs, and on-sale fresh produce. Every single one of those items is incredibly inexpensive, at least reasonably healthy, and can be used in an absurd number of dishes in very different styles.

Join our Tweetchat Thursday, 5/30 at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #afinlitfuture to participate.

This week's topic: Financial Education for Kids!

You get caught driving with a too-high blood alcohol limit, or have a high-speed crash, and your insurance company breaks up with you. Or you received a letter that states your insurance policy will not be renewed when the current term ends.

What should you do?

Deal with it, and quickly. If you plan to drive, you can’t not have vehicle insurance. Even if you can’t drive for a while because your license was suspended, you should keep some form of auto insurance in order to avoid a gap in coverage. Depending on the company, such a gap could result in higher premiums later on.

It’s important to understand the difference between nonrenewal and cancellation. Nonrenewal can happen for several reasons. For example, a company might have decided to discontinue the type of insurance you have, or to write fewer policies in your area. Or you might have done something that makes the company want to be rid of you, such as filing multiple claims.

RateGenius can help you find affordable auto loan refinancing or lease buyouts with rates as low as 2.99%. The company itself doesn’t actually extend these loans, however. Instead, they work to connect their customers with auto refinance loans from a network of lenders.

If you’re considering refinancing your current auto loan or purchasing a car you’re currently leasing, you may want to check out RateGenius and all they have to offer. Keep reading to learn how this platform works and more about the loans they offer.