Articles on Personal Finance

Stockpiling Is Rarely the Answer

Stockpiling for an emergency might seem like a good (and frugal) idea. But in reality, your time and money is probably better spent.

21 Ways to Make a Big Financial Change

Making big financial change requires vision, commitment, and inspiration. Here are 21 ways to stay the course and meet your goals.

The Power of the Customer in Banking

When big banks make big changes we don't like, it's easy to feel helpless. But the truth is that raising your voice can make a real difference.

What's a Fair Relationship Between Salary and Rent?

A recent study suggests that many workers can't afford a decent place to live. But is truth that we need to change our concept of a good standard of living?

Keep Your Credit Card Safe While Shopping Online

Whether you're doing holiday shopping or just making an everyday purchase, follow these steps to keep your credit card information safe.

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.

7 Great Investments for First-Timers

If you're new to investing and unsure of where to start, don't fret! Check out these investments that are great for newbies.

Downside of the Rolling Jubilee

The Rolling Jubilee is a great PR move — buying, then forgiving debt from real people. But in terms of change, one writer says it might hurt more than help.

5 Reasons to Use Your Credit Card for Holiday Purchases

From extended warranties to price protection to easier returns, buying holiday gifts with your credit card can give you some serious benefits.

Arguing Over Money Drives Your Kids to Credit Card Debt

Discover how your relationship with money can affect your kids' relationship with money — and how to make positive changes for you and them.

Skip the Trade-In: Why You Should Sell Your Car Privately

If you're in the market for new wheels, find out why it might be smarter to skip the trade-in and sell your old car yourself.

Investments Worth Making With $50 or Less

When it comes to investment, $50 or less might not seem like a lot of money, but there are plenty of ways to take that sum and watch it grow.

Buy a Home You Can Afford With the Mortgage Suitcase Trick

When you're thinking about buying a home, it's easy to buy more house than you need (and get stuck with a pricier mortgage). Use this trick to save.

Best Store Credit Cards

Retail branded credit cards may be a wise choice for loyal customers. But what about department store credit cards?

What You Pay in Time

You probably think about costs in terms of currency. Experiment with this alternative way of thinking that could change how you work and spend.

Save Thousands by Buying a Timeshare on the Secondary Market

A timeshare can be a frugal way to take a vacation — especially if you buy directly from the current owner. Here's how.

6 Places It Pays to Relocate To

Looking for a change? From paying you for your smarts to just plain paying you, these six locations want you so much, they're willing to pay you to move.

Quiz: Am I Really Ready to Buy a Home?

Buying your first home is a big accomplishment, but it comes with a lot of responsibility. Take our quick quiz to find out if you're ready to take the plunge.

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

12 Annoying Bank Fees and How to Avoid Them

Account fees have become big business for banks and a major drain on consumers’ pocketbooks. Protect your balance by avoiding these 12 common fees.