Articles on Personal Finance

What You Must Know Before Transferring Credit Card Balances

Many credit card issuers offer 0% APR balance transfer deals. Before you apply, learn how balance transfers work and how your credit score may be affected.

5 Myths About Credit Card Rewards

Reward cards might be a lot more beneficial (or, in some cases, harmful) than you think. Check out these common myths — and the true story behind them.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

Tax Deductions to Start Thinking About Now

Tax deductions can save you a lot, but who wants to worry about them during the holidays? Here's what to do now to prepare for the end of the year.

Best Credit Cards for (New) Parents

Having kids changes your spending habits. Shouldn't your credit card change to match? Here are five smart cards to switch to post-baby.

Life Is Like Investing in the Stock Market

When life throws us curve balls, we can look to an unlikely source of inspiration to help us get through — our investments.

What Are Secured Credit Cards?

Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.

4 Ways Credit Cards Manipulate You Into More Debt

We humans aren't always rational. Learn four psychological tricks credit card companies use to capitalize on your irrationality and maximize your debt.

The Best Prepaid Debit Cards

Prepaid debit cards offer the convenience of a regular credit card...with some unexpected benefits. Learn more about these financial tools.

Best Money Tips: Ways to Save on Gas

Today we found some stellar articles on ways to save on gas, the best things to buy in October, and avoiding Craigslist rental scams.

Is Starting a Small Business for the Tax Deductions Worth It?

Some people recommend starting a side business to get more tax deductions. But if that plan sounds too good to be true, that's because it probably is.

Healthcare Price Lists: A Short (but Useful) Guide

It's difficult to save money on healthcare if you don't have access to cost information. Arm yourself with one of these easy-to-use price lists.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Best Money Tips: Save Hundreds When Selling Your Car

Today we found some great articles on saving hundreds when selling your car, saving for a home down payment, and managing your time in college.

Maroon 5 & Alicia Keys Concert Tickets Giveaway!

Lucky Wise Bread readers will win tickets to an intimate, exclusive concert or a $50 Amazon gift certificate.

Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals

If you like meeting new people and playing host, offering short-term rentals of your extra space might be an easy and fun source of extra income.

6 Ways to Avoid Running Out of Money in Retirement

Stop worrying that you won't have enough money in retirement. Instead, follow these tips to ensure you remain financially comfortable as long as you live.

Retirement: Not Just for People?

As we get older, we try to shift the way we get money from actively working to earning money from investments. Many companies have done the same.

Best Money Tips: Save Money on Gas

Today we found some awesome articles on saving money on gas, how keeping a budget can improve your finances, and creating a will.

Best Money Tips: Tax Deductions for Employees Who Work From Home

Today we found some great articles on tax deductions for employees who work from home, creating a spending plan, and what matters in matters of love and finance.