Articles on Personal Finance

Recession Journal V: Mind, The GAP

Some well known mainstays of Corporate America have decided not to wait for an official recovery but to sell the idea of it to you. Can we collectively as corporate citizens and co

Worried About Debt? Tips On Managing Your Loans

If you've got a lot of loans under your belt, you'll want to make sure that you're able to manage them well, or risk wrecking your credit by making a late payment somewhere. Deali

Saving for Retirement on a Variable Income

How do you save for retirement when you have a variable income? Not only is basic budgeting a different story when you have a variable income, but so is saving for retirement.

Six Tips to Saving on Tax Preparation Fees

Paying taxes is bad enough. Could you be saving money on the preparation fees, too? I asked my C.P.A. to give a few tips.

It's Time to Purchase Like It's 1999

For those who have a job, a healthy savings account and some optimism about the long-term, it doesn’t get any better than this. Opportunity in the form of lower prices doesn’t kno

Is a Prepaid Debit Card Really Cheaper and Better than a Bank Debit Card?

A few month ago, my husband received an unsolicited Visa Debit Card from NetSpend and I wrote about it here on Wise Bread. What I found interesting was that several commenters defe

Barter Explained: Why It's Wise to Barter

"Barter." We hear that word a lot these days. Do a Google-search and you'll be deluged with websites on the subject. But what exactly is barter, why is barter seeing a huge resurg

When Should You Fire Your Real Estate Agent?

Lately several couples I know have been trying to purchase real estate, and it seems that none of them are too happy with their real estate agents. Some of them have been working w

7 Tips to Save on Apartment Living

Learn how to get the best apartment living experience without busting your budget. Here are 7 tips to help you get lower rent, top-notch service, cheaper utility bills, and more.

4 Tips to Save on Car Insurance

Auto insurance is one of those pesky, nagging things, almost like a tiny leech. It sucks money away and we're not even always aware of it, at least until we have to write another c

3 Alternative "Investments" for Long Term Enjoyment and Appreciation

Stocks, bonds, and real estate are investments we are all fairly familiar with. In the recent economic turmoil, many people are looking for alternative investments to maintain the

5 Ways to Live Better Without Spending More

The most simple-minded measure of your standard of living is how much money you spend: spending more equals living better. Reality is more complex. There are a lot of ways to li

Best Money Tips: What's More Dangerous?

Welcome to Wise Bread’s Best Money Tips roundup. This week, we find out if bees or sharks are more dangerous to you and your insurance policy, why good writing matters, and when

Can You Survive with One Car in Suburbia?

Do you live in suburbia? It seems everyone who does has two (or more) cars in their driveway. Is it a necessity for everyone, though? Is it possible to lead a one-car lifestyle whi

Knowing When to Walk Away: Financial Planning for an Unknown Ending

People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli

Best of Personal Finance: The 25 Best Places to Retire

Welcome to Wise Bread’s Best of Personal Finance Roundup. This week, we look at ways to save money on your child’s school pictures, how to pull together a tasty gourmet meal from

5 Creative Ways to Invest During a Weak Market

With the stock market finally recovering to some degree this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Forgiven Debt Isn't Really Forgiven At All

Thinking of settling that debt with your credit card companies? You might want to think again. While debt settlement offers can be very attractive, there's often a nasty little sur

Should the First Time Homebuyers Tax Credit be Expanded and Extended?

The $8000 first time homebuyer's tax credit is set to expire on November 30th. This means that those who want to take advantage of this refundable credit have only a couple months