Articles on Personal Finance

7 Tips to Save on Apartment Living

Learn how to get the best apartment living experience without busting your budget. Here are 7 tips to help you get lower rent, top-notch service, cheaper utility bills, and more.

4 Tips to Save on Car Insurance

Auto insurance is one of those pesky, nagging things, almost like a tiny leech. It sucks money away and we're not even always aware of it, at least until we have to write another c

3 Alternative "Investments" for Long Term Enjoyment and Appreciation

Stocks, bonds, and real estate are investments we are all fairly familiar with. In the recent economic turmoil, many people are looking for alternative investments to maintain the

5 Ways to Live Better Without Spending More

The most simple-minded measure of your standard of living is how much money you spend: spending more equals living better. Reality is more complex. There are a lot of ways to li

Best Money Tips: What's More Dangerous?

Welcome to Wise Bread’s Best Money Tips roundup. This week, we find out if bees or sharks are more dangerous to you and your insurance policy, why good writing matters, and when

Can You Survive with One Car in Suburbia?

Do you live in suburbia? It seems everyone who does has two (or more) cars in their driveway. Is it a necessity for everyone, though? Is it possible to lead a one-car lifestyle whi

Knowing When to Walk Away: Financial Planning for an Unknown Ending

People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli

Best of Personal Finance: The 25 Best Places to Retire

Welcome to Wise Bread’s Best of Personal Finance Roundup. This week, we look at ways to save money on your child’s school pictures, how to pull together a tasty gourmet meal from

5 Creative Ways to Invest During a Weak Market

With the stock market finally recovering to some degree this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Forgiven Debt Isn't Really Forgiven At All

Thinking of settling that debt with your credit card companies? You might want to think again. While debt settlement offers can be very attractive, there's often a nasty little sur

Should the First Time Homebuyers Tax Credit be Expanded and Extended?

The $8000 first time homebuyer's tax credit is set to expire on November 30th. This means that those who want to take advantage of this refundable credit have only a couple months

Best Money Tips: Why Women Need More Money Than Men

Welcome to Wise Bread's Best Money Tips roundup. This week we're talking leftover hot dog buns and a blinged-out J.D. Roth. (You'll have to see it to believe it!)

I.O.U.S.A. the Movie - A Review One Year Later

I.O.U.S.A. is a documentary film released in late 2008 by the Peter G. Peterson Foundation that focuses on the national debt of the United States. I finally watched it this weeken

Redfin: The Greatest Real Estate Website Ever

Real estate websites are a dime a dozen, but when you find one that does it all, the rest all fade into the background. Whether you're looking to buy or sell, Redfin has what you n

Debt-Free Living IS Attainable: If You Want It, You Can Have It

Everyone loves talking about getting out of debt. It's easy to imagine the benefits. The trick is realizing that this lifestyle is actually attainable. It's a very real choice.

Best of Personal Finance: Common Car Dealer Phrases to Watch For

Welcome to Wise Bread's Best of Personal Finance roundup. This week we’ll share the ins and outs of a credit freeze, how to make your own deodorant, and some thrift store shopping

Do a Background Check Before Hiring Your Financial Advisor

Are you looking to hire a financial advisor but worried they might be next Madoff. Before doing so, be sure to do a background check to see if you can find any clues that might pre

Learn good financial habits from your parents. Or not.

One of the big advantages that children of the middle-class and wealthy have is that they grow up in a household where a huge amount of financial knowledge is embedded in its day-t

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you