On July 24th, 2008, the Federal minimum wage in The United States will increase from $5.85 per hour to $6.55 per hour in accordance to the 2007 amendment to the Fair Labor Standar
Most of my highschool classmates came from middle class families that were not extremely rich. During senior year, I noticed a situation where families were not wealthy enough to
They don't call it "retail therapy" for nothing. Uncontrolled, emotional spending has a lot in common with other addicitons and eating disorders. One of these shared traits is the
There's a certain class of ways to get free money or free stuff simply by paying attention, keeping track, and being careful. I don't do these things. It's not because they don't
Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank
Stephen T. McClellan is a seasoned securities analyst who has more than 32 years experience with several different well known investment firms. In his book Full of Bull- Do What W
A strange but alluring new deal from Priceline.com guarantees you won’t get rained out on your summer vacation. Get the details on this (potentially) shiny, happy refund offer!
You can choose how you want to live. If you choose to live simply, you gain a certain kind of freedom. In particular, you're free to choose to do the work that's the most satisfy
On my previous article about working to death I found a pretty long comment by a woman named "Jen" who has a husband that works seven days a week to provide for his family. This l
Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort
Whenever I write a post about energy, I point out that we know it's possible to have a high standard of living while using less energy--people in European countries do, so it must
Today the troubles of IndyMac bank was splashed in the headlines. Its stock has fallen to nearly $0 and depositors are making a run at closing their accounts. IndyMac has been con
Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st
I have to admit that while many people in the U.S. talk about “Keeping up with the Joneses”, I spent the first 20 years of my life never knowing what that meant. My rural lifestyl
To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f
Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like
Is there a link between having a modern society and having a western society? The vast economic and military power of the United States (and before that, the United Kingdom) has m
Today I received an email that advertised a program where you can earn rewards by paying your mortgage with a credit card. There are many reasons why this is a bad idea.
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