Articles on Personal Finance

Could you profit from Obama and Geithner's toxic assets plan?

This week the United States Treasury announced the Legacy Loans Program. The program is meant to be a partnership between the government and private investors to clear "toxic" ass

I Challenge You To Beat My Price.

Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site)

Should The AIG Bonuses Be Taken Away Or Not?

The whole country is up in arms about the last round of AIG bonuses, but why should they? Before you pick up your pitchfork and join the angry mob, would you return your bonus even

Stag-hyperinflation?

Stagflation, the bane of the 1970s, is pretty much the worst situation for ordinary folks. With the economy depressed, jobs are scarce for workers and profits are scarce for busin

Bestselling Author Ramit Sethi Giving Free Trip Anywhere in the US to One Lucky Wise Bread Reader

Ramit Sethi's new book I Will Teach You To Be Rich officially launched on Monday, and it is already #5 on Amazon's Bestseller List. To celebrate, Ramit is giving away one roundtrip

Tata Nano - Is the world's cheapest car a blessing or a curse?

Today Tata Motors announced that the Tata Nano will be released in India in July, 2009. With a price tag of around $2,000, the Tata Nano is the cheapest car in the entire world.

How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!

I’m a big fan of Howcast. Their website is a treasure trove of information, and you can also find their videos on popular sites like Metacafe and YouTube. Sometimes their advice is

Lose Your Job Without Losing Your Identity

Getting a pink slip can cause more distress than just a shrinking income. It can also give you a sense of insecurity and may make you question your place in this world. Here are

Is There Such a Thing as Risk-Free Investing?

Most definitions for “investing” indicate that the term is used to describe money that is invested with an expectation of profit. This definition determines that an investment does

Borrowing, renting, substituting, and doing without

Finding deals is a key topic on Wise Bread, and for good reason--finding a great price may make something you want affordable and make it easier to stretch your resources to cover

The end of a recession versus recovery

There's an organization that picks the "official" dates for the beginning and ending of recessions. It considers the recession as running from the top of the peak to the bottom of

Fresh Mint: 'Recession-proof' ideas make good business

It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's wor

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

A Money Resource Book: The Finish Rich Dictionary (Book Review)

David Bach's latest book is a go-to resource that will keep you coming back for pearls of financial wisdom.

Could you determine someone's creditworthiness by his or her looks?

Today I read about an interesting study done by Rice University on the correlation between trustworthiness and looks. The researchers utilized the popular peer to peer lending sit

I Love Tax Season (and Why It's Like Christmas)

I have a confession to make: I love tax season. Not just the days when I do my taxes or when I file my taxes or get a chunk of change deposited to my account, but the entire Tax S

What’s the difference? Your Debt Questions Answered

Are you wondering if debt consolidation is right for you? Maybe you’ve heard about the promises that debt settlement offers. Or perhaps you’ve just been curious about the possibi

Two More Crafty Ways to Steal From You - GPS Units and Cell Phones.

I got another one of those emails recently, from my mother-in-law this time. As usual, I began reading with skepticism and was ready to take it all with another monstrous grain of

California First Lady Maria Shriver Talks to Us About Help for Families in Tough Times

Working families all across the U.S. are feeling the tightening economy. “Day by day” is truly the only way to handle things, but did you also know that there is help? In additio

What The Snipe Hunt And Other Foolishness Taught Me About Trusting People

I grew up trusting two men who lied to me. They arranged snipe hunts and told outlandish stories from long ago (their childhoods and young adult years in the 1920s, '30s, and '40s)