Articles on Personal Finance

One Way to Combat High Prices - Just Run Out of Gas

A story recently appearing in the Atlanta Journal Constitution told of a growing trend in the metro Atlanta area - people running out of gas. This is probably to be expected consi

More Tax Credits Coming for Homebuyers?

Yesterday I read a news item that stated the House and Senate are considering another tax benefit for homebuyers and homebuilders. The idea the House is considering is basically g

Things to insure, things not to insure

Insurance is all about spreading the risk. A bunch of people buy insurance against the risk that a few of them will be the ones who get hit with a big bill that they couldn't pay.

The Costa Rica Heist (Remix) A case for T.I.

The moral of the story: Getting travel insurance doesn't hurt. Cliff Notes Are in Italics.

The Costa Rica Lesson: Awwwwwww They Got Me

Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.

Need To Lose Some Weight? Put Some Money On It!

Recently I wrote about the incentive my husband gave me to lose some weight . Basically he is willing to forgo half of his entertainment budget if I lose the fat I gained post co

Get ready; This will be the most successful blog article of all time.

So, what do you think of that? Like most people out there with common sense, myself included I hope, there's no question that’s a very silly name for an article. It almost begs for

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

Is It the End of 6% Real Estate Commissions?

This week the Justice Department reached an antitrust settlement with the National Association of Realtors that is meant to spur competition and bring down the standard 6% commissi

Friends Don't Let Friends...

In the past few decades the Ad Council has been running an ad with the tag line "Friends Don't Let Friends Drive Drunk". This ad campaign has been instrumental in decreasing drunk

Will high inflation persist?

Every financial calculation that you make is influenced by your expectations for future inflation: how much to borrow, where to put your savings, and whether your last raise was a

Unsolicited Phone Calls: How You Could Unwittingly Change the World

Amidst a crying baby, a noisy dryer, and the steam from my tea kettle, I barely made out the sound of my ringing cordless phone. The caller ID flashed “unknown caller – unknown nu

How Wisebread helped me get 45mpg out of my 28mpg car.

There have been several great articles written by my fellow Wisebread writers on gas efficient driving , slowing down and hypermiling . I think the sign of a good blog is that we

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

Honda Hybrids

Honda is hoping to make it’s hybrid car more accessible to mainstream consumers, which is good news for the environment but may be bad news for Detroit.

Pay attention

Is there an amount of money that's too small to concern yourself with? People make that case, usually saying something like "Life is too short to waste time counting pennies." Th

Money Management Lessons: Not Quite 10 Years to Life

I thank my lucky stars (and the patience of my husband) that it didn’t take me quite 10 years to get a handle on my financial situation. At 29, I’m hardly what you would consider

Debasing not just the currency

I eat lunch at a local fast-food place occasionally. My usual order runs to just over $4, so I was annoyed when I realized while walking over there yesterday that I'd forgotten to

Possible protections for credit card holders

The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect.

Make Grocery Budgeting A Game, The Price Is Right Style

Growing up, I stayed with my grandparents during the day on summer breaks from school. Our mid-mornings were usually spent casually watching The Price is Right. Maybe those Showca