Many of the links that have been provided, no longer work. (Beyond theRack, Editor's Choice, to name a few.) Net LA Mode offers up only one thing at a time ie... today was cold weather coats.
Blue Fly, Net Porter and My Habit are great!!! I was going to buy a pair of Sam Eldeman sandals from Amazon for $130... I found them at Net-a-Porter for $70.!!!!thank you!
We just wanted to write and say thank you for sharing such a nice article on debt management. Debt steals your hard earned cash and keeps you from achieving the financial freedom you’ve been working so hard for. With these effective debt reduction plans you can do to cut down your monthly expenses so that you don’t have so much money coming out of your pocket before you even see it.
I have sold miles before, but some of the companies who do this I have had horrible experiences with. One of them is MilesMoola.com. I submitted for a quote, and honestly they provided the best price for my Southwest miles. After confirming that I would accept the quote and providing my secure airline account info, I never heard from them. I called them the next day, and the gentlemen on the phone was very rude and basically said he would get back to me tomorrow. Several days went by and still no word (all they while they are sitting on my account info), and after following up with an email asking if they are going to proceed, I get a reply within 10 minutes saying "no thanks. Please send elsewhere". Amazing. They could have at least used proper grammar.
My recent experience with Airbnb was not good. Turns out to be a Bed and Bathroom (shared). Room was on the 3rd floor of a house in a nicely rehabbed neighborhood in St. Paul Mn. Stairs to the 3rd floor were uneven, and narrow, there was no TV and no AC, only ceiling fans, and the bed was more futon sized than than a fullsize bed. I will say that once we had the WIFI codes the internet access was good. I spent 2 nights there and will never do it again. The price was reasonable, but from here on out, I'll be searching moderately priced motels.
Which part of "added" don't you understand? There's no claim that it doesn't contain natural hormones from the cow, you made that one up in your own head. And if their grass has no pesticides on it during the grazing time, then that is true that it has no pesticides.
Sounds like you're the one twisting the terminology here for some darker, shadier purpose.
My mother just handed me a policy she took out on me in 1969 and I am 62 and she is 90. how can I find it's value face value says6600.00 which was paid up in 1989. What could it be worth now?
My mother just handed me a policy she took out on me in 1969 and I am 62 and she is 90. how can I find it's value face value says6600.00 which was paid up in 1989. What could it be worth now?
I'm interested to learn which bank you use for "multiple savings accounts". Please shed some light on that as i've been trying to find a service with virtual savings accounts to organize/allocate savings
Small town, big city choices 4 hours away....and one local used dealer has excellent rep...I went to used car brother #1, he assured me 1.99% (without asking), HIS "special deal" with the local credit union and got my info for credit check..never said another word, but tried to close me, he was so old school with sales tricks from the 50s, and I was NOT ready to buy after one test ride in 1 car...that I left, exhausted at his methods to sign me.,,instead of letting me ask questions to understand. have not bought a dealership car in 16 years!!!
I discovered his brother also sells same imported cars one town over. Competitive Brother 2 instantly offers to MATCH 1.9% of #1, (I NEVER asked for that rate), and pressured me to tell him what I was getting from private sale of my car, I relented after 3 attempts to get the number, he INSTANTLY offers to match it, at $1500 more than brother #1 offers ..so one of them is lowballing me, or both are. They smear the brand I drive now. creating division of my loyalty, and appreciation of their brand.
#2 gives me full financial PURCHASE print outs of 1.9% on 3 different cars, with my cash down of $10K, 60 month loans, ( he pencils in the 36 and 48 mo rates when I insist) and he pressures 60 months, needs me to go thru him"to keep his good rates available..(not use another source) Credit union rates are 3.74 for auto/used with an account there, not 1.9.... I ask the CU HOW, they say since dealer 'does the paperwork' they will agree to HIS 1.9 if I sign the contract. I ask this 2 different times by phone, am assured.
of course in the end the CREDIT UNION decides what I get..as they 'buy' the loan. I read the chart that shows I CAN pay off a 60 mo loan in 3 yrs, but dealer gets the extra $220+ of my interest loaded up front during that time) of course he tells me to do it that way..go 60 then pay off when I want, clever!
A month goes by as I return and test drive the cars, do research, and learn he has NO IDEA (he says) on the safety issue that his 2013's failed the IIHS crash test (many brands did too) so I decide on the 2015 models with more warranty left, and improved safety.
At the LAST possible second I ask what I bring him on settlement day 3 days from now..he starts saying He NEVER ran my credit, He doesn't know me, that "you SAID his brother offered me 1.9 so he Believed me" ..(huh?) and he CAN'T offer me 1.9%,it's for 'special people', etc...ie bait and switch ONCE the customer has spent so much time, is INVESTED emotionally in ONE car..THEN he lowers the finance hammer.
I am in shock.. pissed off beyond words...I can pay cash for the &*&^^&%^$^% $28K OTD if WANT, today!!!
He doesnt know that, so he goes to check my credit online, tells me it's 'blocked'..I am totally stressed now, its Memorial day. He calls me 4 times over 24 hours to get my credit unblocked.. I am sick over this issue...Turns out BECAUSE I have NO current debt, own my home, my car, pay my Business CC off monthly (thousands are run thru monthly), I dont "exist" financially, I am NOT blocked, he is an IDIOT and can't understand when EXPLAINED to him that I am retired, pay cash, don't keep debt. and so the CC want to charge me 5%+ !!!!! a pox on both their houses.
Next day I waste 3 hours not understanding this 'blocked' issue with TransU, Experian, etc, my bank, my CC.... , get madder and madder to learn all this is NOT me, but HIM not grasping I have great credit..I just dont have debt. ..he calls and I end up screaming at him, and hang up.
Poor 62 yr old boy has never had anyone do that in 23 years, AFTER he wasted all my time alarming me on my credit.. it is HIS responsibility to get me to give credit info AT ANY TIME since I CLEARLY said I was buying, and which car.. but he tried to force me to accept paying more by playing this game at the end.
I am betting BOTH him and brother do this to everyone..it is ILLEGAL in CA, as I heard, to do this.....sign a contract for lower interest, and be told days later it changed, redo redo the loan on the car you have USED. so they prolly just 'check' and raise the credit rate at last minute.
I said "you gave me a verbal contract for 1.99, SO YOU get me that rate with the CC"..so he did. And I am having him bring the car to MY mechanic and HE pays for the inspection cost for my wasted time and stress too.
The deal is still ongoing..He pulled in his horns big time, apologized all over the place, and payed the contrite "poor rude by who means well" Liar.
This may be the last newer car I ever buy, my needs are simple, I did all my homework..and still he jerked my chain ( as his brother would have) on the % FI
To "come out of the SHADOWS" I am now getting a personal CC to use to "show up" on credit, (now that I am retired I will give up the Biz credit card) and the auto loan will help me also..but we live in a sad state when "the debt free" are lumped in with "worst credit" folk.
Took a neighbor's trash out while she was recovering from surgery. I also empty the junk mail waste basket next to the mail boxes in the hall. The cleaning crew is supposed to empty it but they don't come on a regular basis any more.
When my daughter was in elementary school she did a science project called "Does coke rot your teeth?". We soaked one of her old baby teeth in coke overnight, and one in water as a control subject. The one soaked in coke was pretty disenigrated. It easily broke into little pieces.
Many of the links that have been provided, no longer work. (Beyond theRack, Editor's Choice, to name a few.) Net LA Mode offers up only one thing at a time ie... today was cold weather coats.
Blue Fly, Net Porter and My Habit are great!!! I was going to buy a pair of Sam Eldeman sandals from Amazon for $130... I found them at Net-a-Porter for $70.!!!!thank you!
This red beans and rice recipe from food network and emeril lagasse calls for chicken stock instead of water. These beans are delicious.
http://www.foodnetwork.com/recipes/emeril-lagasse/red-beans-and-rice-rec...
We just wanted to write and say thank you for sharing such a nice article on debt management. Debt steals your hard earned cash and keeps you from achieving the financial freedom you’ve been working so hard for. With these effective debt reduction plans you can do to cut down your monthly expenses so that you don’t have so much money coming out of your pocket before you even see it.
can also be use to start seeds in the Spring ...great planters...rose
Why its better to write a compleint letter by using polite language?
I have shared food, babysat, pet sat and picked up mail for my neighbors before.
I let my neighbor use my lawnmower.
I have sold miles before, but some of the companies who do this I have had horrible experiences with. One of them is MilesMoola.com. I submitted for a quote, and honestly they provided the best price for my Southwest miles. After confirming that I would accept the quote and providing my secure airline account info, I never heard from them. I called them the next day, and the gentlemen on the phone was very rude and basically said he would get back to me tomorrow. Several days went by and still no word (all they while they are sitting on my account info), and after following up with an email asking if they are going to proceed, I get a reply within 10 minutes saying "no thanks. Please send elsewhere". Amazing. They could have at least used proper grammar.
In any case, DO NOT USE MilesMoola.com.
After hurricane floyd we went a few days with no power and the neighbor offered to keep food items for us since I had young children
Sometimes I cook double the recipe and I will drop some food off at my neighbors.
My recent experience with Airbnb was not good. Turns out to be a Bed and Bathroom (shared). Room was on the 3rd floor of a house in a nicely rehabbed neighborhood in St. Paul Mn. Stairs to the 3rd floor were uneven, and narrow, there was no TV and no AC, only ceiling fans, and the bed was more futon sized than than a fullsize bed. I will say that once we had the WIFI codes the internet access was good. I spent 2 nights there and will never do it again. The price was reasonable, but from here on out, I'll be searching moderately priced motels.
"no added growth hormones"
Which part of "added" don't you understand? There's no claim that it doesn't contain natural hormones from the cow, you made that one up in your own head. And if their grass has no pesticides on it during the grazing time, then that is true that it has no pesticides.
Sounds like you're the one twisting the terminology here for some darker, shadier purpose.
We took food over to our neighbors after a death in the family.
My mother just handed me a policy she took out on me in 1969 and I am 62 and she is 90. how can I find it's value face value says6600.00 which was paid up in 1989. What could it be worth now?
My mother just handed me a policy she took out on me in 1969 and I am 62 and she is 90. how can I find it's value face value says6600.00 which was paid up in 1989. What could it be worth now?
I have babysat their kids for them so they could have a night out.
I just got off the phone with them, and was given a similar offer, though only to lower it 3% .
The problem is, after the seven months. the rate goes back to the outrageous initial rate.
I'm interested to learn which bank you use for "multiple savings accounts". Please shed some light on that as i've been trying to find a service with virtual savings accounts to organize/allocate savings
I've watched after their cats which I actually like since I love cats :)
How can you write an article and say a spot isn't worth the money if you haven't been there and know nothing about it?
Small town, big city choices 4 hours away....and one local used dealer has excellent rep...I went to used car brother #1, he assured me 1.99% (without asking), HIS "special deal" with the local credit union and got my info for credit check..never said another word, but tried to close me, he was so old school with sales tricks from the 50s, and I was NOT ready to buy after one test ride in 1 car...that I left, exhausted at his methods to sign me.,,instead of letting me ask questions to understand. have not bought a dealership car in 16 years!!!
I discovered his brother also sells same imported cars one town over. Competitive Brother 2 instantly offers to MATCH 1.9% of #1, (I NEVER asked for that rate), and pressured me to tell him what I was getting from private sale of my car, I relented after 3 attempts to get the number, he INSTANTLY offers to match it, at $1500 more than brother #1 offers ..so one of them is lowballing me, or both are. They smear the brand I drive now. creating division of my loyalty, and appreciation of their brand.
#2 gives me full financial PURCHASE print outs of 1.9% on 3 different cars, with my cash down of $10K, 60 month loans, ( he pencils in the 36 and 48 mo rates when I insist) and he pressures 60 months, needs me to go thru him"to keep his good rates available..(not use another source) Credit union rates are 3.74 for auto/used with an account there, not 1.9.... I ask the CU HOW, they say since dealer 'does the paperwork' they will agree to HIS 1.9 if I sign the contract. I ask this 2 different times by phone, am assured.
of course in the end the CREDIT UNION decides what I get..as they 'buy' the loan. I read the chart that shows I CAN pay off a 60 mo loan in 3 yrs, but dealer gets the extra $220+ of my interest loaded up front during that time) of course he tells me to do it that way..go 60 then pay off when I want, clever!
A month goes by as I return and test drive the cars, do research, and learn he has NO IDEA (he says) on the safety issue that his 2013's failed the IIHS crash test (many brands did too) so I decide on the 2015 models with more warranty left, and improved safety.
At the LAST possible second I ask what I bring him on settlement day 3 days from now..he starts saying He NEVER ran my credit, He doesn't know me, that "you SAID his brother offered me 1.9 so he Believed me" ..(huh?) and he CAN'T offer me 1.9%,it's for 'special people', etc...ie bait and switch ONCE the customer has spent so much time, is INVESTED emotionally in ONE car..THEN he lowers the finance hammer.
I am in shock.. pissed off beyond words...I can pay cash for the &*&^^&%^$^% $28K OTD if WANT, today!!!
He doesnt know that, so he goes to check my credit online, tells me it's 'blocked'..I am totally stressed now, its Memorial day. He calls me 4 times over 24 hours to get my credit unblocked.. I am sick over this issue...Turns out BECAUSE I have NO current debt, own my home, my car, pay my Business CC off monthly (thousands are run thru monthly), I dont "exist" financially, I am NOT blocked, he is an IDIOT and can't understand when EXPLAINED to him that I am retired, pay cash, don't keep debt. and so the CC want to charge me 5%+ !!!!! a pox on both their houses.
Next day I waste 3 hours not understanding this 'blocked' issue with TransU, Experian, etc, my bank, my CC.... , get madder and madder to learn all this is NOT me, but HIM not grasping I have great credit..I just dont have debt. ..he calls and I end up screaming at him, and hang up.
Poor 62 yr old boy has never had anyone do that in 23 years, AFTER he wasted all my time alarming me on my credit.. it is HIS responsibility to get me to give credit info AT ANY TIME since I CLEARLY said I was buying, and which car.. but he tried to force me to accept paying more by playing this game at the end.
I am betting BOTH him and brother do this to everyone..it is ILLEGAL in CA, as I heard, to do this.....sign a contract for lower interest, and be told days later it changed, redo redo the loan on the car you have USED. so they prolly just 'check' and raise the credit rate at last minute.
I said "you gave me a verbal contract for 1.99, SO YOU get me that rate with the CC"..so he did. And I am having him bring the car to MY mechanic and HE pays for the inspection cost for my wasted time and stress too.
The deal is still ongoing..He pulled in his horns big time, apologized all over the place, and payed the contrite "poor rude by who means well" Liar.
This may be the last newer car I ever buy, my needs are simple, I did all my homework..and still he jerked my chain ( as his brother would have) on the % FI
To "come out of the SHADOWS" I am now getting a personal CC to use to "show up" on credit, (now that I am retired I will give up the Biz credit card) and the auto loan will help me also..but we live in a sad state when "the debt free" are lumped in with "worst credit" folk.
Took a neighbor's trash out while she was recovering from surgery. I also empty the junk mail waste basket next to the mail boxes in the hall. The cleaning crew is supposed to empty it but they don't come on a regular basis any more.
Not sure if my DVD Player is Sony DVP-SR-100 or SR-200, how would i use that. Plus it's my sister's DVD Player
I helped my neighbor cut down a tree.
When my daughter was in elementary school she did a science project called "Does coke rot your teeth?". We soaked one of her old baby teeth in coke overnight, and one in water as a control subject. The one soaked in coke was pretty disenigrated. It easily broke into little pieces.