As a Millennial with an entry level salary I'm often torn between the cost of living independently and enjoying a modest lifestyle. Being saddled with student loans and having set sacrosanct savings goals I want to learn "Tried and true ways to keep living and lifestyle expenses in check while still living life."
My biggest question is a two parter. In order to live a mundane, middle class lifestyle (much like the one I have now!) in retirement, how much do I actually need to have saved up by 65? Also, how much can I expect to receive from my CPP and OAS? (I'm in Canada...things are different here)
There is so much conflicting information that it's hard to hazard a guess as to what is right...and I'd just as rather not OVER save as UNDER save. I want to be Goldilocks! :)
Is it wise to have emergency funds of six months of expenses sitting in a high interest savings account in case it is needed or would it make more sense to invest the money in mutual funds so that it is growing?
How can you find a financial advisor who doesn't move your money around to collect commissions? It seems like they all like to do that.
What can a person do insure they have enough saved for retirement?
Do i save money when you just make it paycheck to paycheck
Is it good to save money when you just make it paycheck to paycheck
Someone I know (at an assisted care facility) has just qualified for disability (DSSI) is she still obligated to repay student loans she defaulted on?
how much money do I really need to retire comfortably?
My question is Is it better to pay off a home loan or keep the mortgage for a write off?
Are there any other options for building a retirement fund other than a 401K and a Roth IRA?
What is the best way I can refinance my student loans?
How do I make ends meet.
Whoops! That should have been, "Do you really need $1 MILLION or more for a secure retirement?
Is it better to save money or use that money to pay off debt?
My question is what's the best way to invest money that is just sitting in the bank?
I want to know what is the best way to save my money without feeling like I'm living on the bare minimums!
Do you really need $1 or more for a secure retirement?
How to handle your finances when you are unemployed ?
As a Millennial with an entry level salary I'm often torn between the cost of living independently and enjoying a modest lifestyle. Being saddled with student loans and having set sacrosanct savings goals I want to learn "Tried and true ways to keep living and lifestyle expenses in check while still living life."
i'm 24...how do I start saving for retirement?
My number one financial question is: What is the FASTEST way to raise your credit?
I am a mother of two boys, wife of a great guy (who wrecked his credit at the ripe age of 18) and we'd love to buy our first house if possible!
My biggest question is a two parter. In order to live a mundane, middle class lifestyle (much like the one I have now!) in retirement, how much do I actually need to have saved up by 65? Also, how much can I expect to receive from my CPP and OAS? (I'm in Canada...things are different here)
There is so much conflicting information that it's hard to hazard a guess as to what is right...and I'd just as rather not OVER save as UNDER save. I want to be Goldilocks! :)
I do not have any money saved and live one check behind. I wish I could save and invest.
How much should you be spending on groceries/food for a household of two each month?
Is there a good guideline as to how much should be saved by certain time periods in one's life?
Is it wise to have emergency funds of six months of expenses sitting in a high interest savings account in case it is needed or would it make more sense to invest the money in mutual funds so that it is growing?
My question is how do you decide how much money will be enough to retire if you will also eventually need to care for another family member?