@George - You're right. I actually have three savings accounts; one is my slush fund, the other is my ER fund, and the 3rd is my long term savings fund. Thankfully, I don't pay any monthly fees one them!
@Everyday Tips - It's funny you mention putting a set amount away every month for an expensive you anticipate. I am doing that exact thing with a wedding for next fall; putting $100 away each month so I'm not worried about flights, hotel, or gifts.
But it does help logging all of my expenses and income; visual graphics are the best!
Thanks, Forest. I too am paying off some debt, but I just make that part of my monthly budget. Last year I had a stellar year and it allowed me to pay off large chunks of consumer debt. I'm now down to one last consumer bill I'm working on paying off. Good luck to you!
I agree. I generally think of it in terms of "ROI. The "I" of course, being the time you spend seeking out deals. How much is your time worth? Sometimes the ROI is there...but many times, (as I found when I attempted to get into "coupon clipping"), it's not.
We've had a Costco membership for 5+ years and renew every year. They sell items other stores don't carry, making the membership worth it to us! Plus their bakery is outstanding.
Hey, Kevin!
The recipe is super delicious! I figured out the calorie count using 1 cup each of raisins, cranberries, sunflower seeds and peanuts. It's 121 Calories per bar, 2.8 grams of fat, 1.8 grams of protein, 1 gram of fiber and 24 grams of carbohydrates. Hope it helps! (This of course, is without the M&M's)
@Suba - Very good point. Sometimes premiums sneak up on us; it's a good idea to either plan monthly for them, or fit them into the budget.
@Samurai - Restraint, restraint, restraint is all I can say. It took me a long time to live by those words!
@George - You're right. I actually have three savings accounts; one is my slush fund, the other is my ER fund, and the 3rd is my long term savings fund. Thankfully, I don't pay any monthly fees one them!
@Everyday Tips - It's funny you mention putting a set amount away every month for an expensive you anticipate. I am doing that exact thing with a wedding for next fall; putting $100 away each month so I'm not worried about flights, hotel, or gifts.
But it does help logging all of my expenses and income; visual graphics are the best!
Thanks, Forest. I too am paying off some debt, but I just make that part of my monthly budget. Last year I had a stellar year and it allowed me to pay off large chunks of consumer debt. I'm now down to one last consumer bill I'm working on paying off. Good luck to you!
My favorite is the Think Geek deal.
http://www.buxr.com/deal/think-geek-5-off-25-or-10-off-40-purchase_61899
Christmas presents for my geeky son!
I have never heard of Buxr.com. But I intend to use the http://www.buxr.com/deal/40-off-1-regular-priced-item-at-joann-com_61929 so I can finish my T-shirt quilt.
Cream of wheat samples . . . love freebies!!
http://www.buxr.com/deal/kodak-esp-5250-all-in-one-printer-rebate-in-max...
Free printer!
Great Deal for a good cause:
http://www.buxr.com/deal/cold-stone-creamery-free-3oz-kate-s-creation_61627
Plus the poster is a great guy ;-)
I like using http://dingpow.com they have the most amount of local / printable coupons in my area than any other site out there.
I usually read a book, scrapbook, or vent to my hubby
I agree. I generally think of it in terms of "ROI. The "I" of course, being the time you spend seeking out deals. How much is your time worth? Sometimes the ROI is there...but many times, (as I found when I attempted to get into "coupon clipping"), it's not.
I like "Free Sample Cinnabon Cream of Wheat"
I like "Free Sample Cinnabon Cream of Wheat " because it sounds yummy, and I'm anxious to try it without having to buy a whole box.
I'm a Buxr community member.
tcarolinep at gmail dot com
tweet.http://twitter.com/tcarolinep/status/25047774547
I like http://www.buxr.com/deal/free-scope-outlast-toothpaste-sample_61977
http://www.buxr.com/deal/free-8-pack-of-icky-bands-limit-4_61955
I'm getting 4 packs for my daughter! She collects these and trades them with her friends, and these will be ones that none of them have. She'll be thrilled!
We've had a Costco membership for 5+ years and renew every year. They sell items other stores don't carry, making the membership worth it to us! Plus their bakery is outstanding.
Great info, I have retweeted!
I like the Office Max 20% off purchase deal
http://www.buxr.com/deal/officemax-20-off-your-purchase_61931
Buxr is really neat - very easy to use, and it's fun to vote on the deals. I liked this one - a great value, and totally free: http://www.buxr.com/deal/free-ziploc-fall-meals-pack-get-3-ziploc-produc...
Hey, Kevin!
The recipe is super delicious! I figured out the calorie count using 1 cup each of raisins, cranberries, sunflower seeds and peanuts. It's 121 Calories per bar, 2.8 grams of fat, 1.8 grams of protein, 1 gram of fiber and 24 grams of carbohydrates. Hope it helps! (This of course, is without the M&M's)
Free chick-fil-a! http://www.buxr.com/deal/free-chick-fil-a-spicy-nuggets-8-count-select-l...