Recent comments

  • How to Win the Lottery Without Paying a Penny for the Ticket   15 years 10 weeks ago

    I notice that whenever lottery winnings happen they always happen in small towns. What's up with that?!?! There aren't even that many people living in these small towns as compared to the big cities. The big cities never have winners hardly and they always seem to be the winners in the small towns all the time. I really think they track the lottery tickets making it impossible for certain people to win at the lottery. What do you think about this? Think this is true. How many times has the lottery numbers danced around the numbers that you've picked huh?

  • Ask the Readers: What's Your Favorite App Idea?   15 years 10 weeks ago

    Being a Girl Scout leader I would die for apps to keep track of my girls badge work. Would make life so much easier!

  • More Sales Insanity, This Time From Walmart   15 years 10 weeks ago

    I HAVE TO RESPOND TO THIS:
    Okay a store front has overhead. Staff for you to yell at, someone personal for you to interact with; they also have the overhead of the physical building to account for.
    Online has none of that therefore it is cheaper for the company to send directly from the warehouse. You can't avoid that overhead price and still maintain the store fronts.
    This the stupidest rant I have ever read. You are an intelligent person you present yourself well this has to dawn on you somehow. Now, all you greedy people who want more for less can continue to order online and continue to see big business recording record profits while your LOCAL Storefronts go under, please understand that You and your gotta have it this minute its all madness attitude created this market, continue and watch everyone’s jobs fly out he window.
    Wake up and realize the responsiblity you have in this horrible market.

  • Stalemate on the Debt Ceiling?   15 years 10 weeks ago

    Here's a 58 second video that does a pretty good job explaining the math and breaking it down to much more simple terms: http://www.salon.com/technology/how_the_world_works/2011/05/20/why_the_d...

    Even if you cut everything but SS and Medicare you would have to raise the debt ceiling to pay for SS and Medicare because the depression that would be caused would decrease taxes paid and the government till would decrease to the point it could not even support SS and Medicare.

    On a side bar I thought you play around with the budget to better understand the math behind it. Here's a tool: http://crfb.org/stabilizethedebt/ the goal is to stabalize the debt to 60% of GDP by 2016. Have fun!

  • Living Without Air-Conditioning Can Save Big Bucks This Summer   15 years 10 weeks ago

    OMG I am from Mississippi why would you punish yourself by not using a/c. Are you poor? Mississippi has brutal Summers I cannot even imagine going without it.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    Warmed peanut butter and jelly on thin homemade pancakes rolled up, or peanut butter and honey, or p.b. and maple syrup.

  • Ask the Readers: What's Your Favorite App Idea?   15 years 10 weeks ago

    Try Shazam or Soundhound. Both are on IOS and Android. To learn more about Apps, check www.gizmodo.com. They have a great montly app roundup.

  • How to Deal With Collection Agencies   15 years 10 weeks ago

    This article is inaccurate in one regard. It states that action on an account will reset the 7 year reporting time. This is NOT true!! According to the FCRA, most items are only reportable for seven years from the date of original delinquency. The only exceptions are (1)bankruptcies: 10 years, (2) judgements: statute of limitations or seven years, whichever is longer, and (3) tax liens: seven years from date of LAST PAYMENT.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    I love to make a pb&j on leftover french toast. It's good cold, or you can heat the french toast up in the toaster first.

    I also love pb&banana. You can add some chocolate chips to it for more of a desert sandwich. I once chopped up some really good dark chocolate and added that, and it was excellent. I like to make this on toast and put the slice with the chocolate on it in the microwave for about 6-8 seconds. Such a short time doesn't make the toast soggy, but it does make the chocolate and pb a little melty.

    I always have a glass of cold milk with my pb sandwiches.

  • Best Money Tips: Combat Student Loan Debt   15 years 10 weeks ago

    Remember, Student Loan Debt rates are going to be alot lower than Credit Card debt, make sure you handle the CC first, then focus on the SLD.

  • Ask the Readers: What's Your Favorite App Idea?   15 years 10 weeks ago

    I'd love an app that searches the web and tells me the lowest price for an item I'm about to buy. It'd save so much time! :)

    Also, I looked *everywhere* on your facebook page, and haven't found the update mentioning this giveaway. Was there a glitch, or did you guys forget to post the update? :p

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    Peanut butter (from Trader Joes) on whole wheat toast (extra crunchy) is always a hit, but when cherry jam (from Trader Joes) is gobbed on, the results are delicious!

    Here's something my grandpa loves: Peanut butter sandwhich with strawberry or raspberry yogurt and potato chips filled in the sandwhich (yes, I did say yogurt and potato chips!). It's surprisingly yummy, with lots of flavor and crunch.

    I also find putting real berries sprinkled with sugar in a sandwhich (rather than using jelly) is extra yummy, and not as processed for all of you health-nuts out there.

    Another variation of the sandwhich is take a bagel, fill with jelly of choice between halves, and frost with peanutbutter on top for a "bagel sandwhich donut".

    Dessert sandwhich? Sure! Take two slices of pound cake, spread with peanutbutter and jelly, chopped walnuts, some whipped cream, and sandwhich together! MMMM!!!

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    A dusting of Cinnamon is nice, but add a dash of Tabasco for some spice. Hot foods help curb your appetite as well.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    How could you forget peanut butter and Nutella?? It's good on wheat bread, but I also love the combo on waffles instead of syrup. It's like a Reese Cup on a waffle...heaven.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    Totally yes on the savory jellies! Try a grilled peanut butter sandwich with grated aged asiago cheese and a spicy green pepper jelly. LOVE it!

  • 15 Wonderful Uses for Witch Hazel   15 years 10 weeks ago

    The only medical trials I´ve ever heard related to the use of Hamamelis for hair were performed by the University of Freiburg, Germany, but only for hair loss.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    A PB&J chart -- I love it! The shredded carrot idea is great for getting some veggies in, too.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    Fresh berries? Crunchy granola? Honey? I love everything about this sandwich.

  • 11 Ways to Update Peanut Butter and Jelly   15 years 10 weeks ago

    My kids would eat PB&J every day if I let them! I did a post about peanut butter sandwiches with a spreadsheet of spreads and toppings to make it easier to come up with variety. We have some of the same options, but S'Mores didn't occur to me. Yum!
    http://thesavedquarter.com/2010/03/the-peanut-butter-sandwic-matrix/

  • 11 Ways to Update Peanut Butter and Jelly   15 years 11 weeks ago

    Why use processed jellies or jams at all? This is prime berry season. Lightly mash a bunch of raspberries with a fork and spread over PB on a sandwich. Drizzle on a little honey and lightly cover with a bit of granola for some crunch -- good stuff.

  • 80 Ways to Steal Valuable Minutes for Your Work Day   15 years 11 weeks ago

    Thanks a lot for these tipps. Most of them I knew already, but there are some that are just so true... I copied them into the work folder in my evernote, just to remember them.

  • Ask the Readers: What's Your Favorite App Idea?   15 years 11 weeks ago

    I'd love an app that would tell me what song was playing on the radio. I'm always at a loss for the artist and title.

  • 15 Wonderful Uses for Witch Hazel   15 years 11 weeks ago

    Has anyone ever heard of using Witch Hazel to help grow hair back??

  • Waste Not, Want Not: Stop Throwing Away Your Food!   15 years 11 weeks ago

    Love the way you write and the content of this article. I tend to compost all the bits of veggies that I don't include in meals, but there does seem to be a lingering bit of guilt that makes me think we should eat our food. Having said that, composting is always nicer than the landfill. It is very cool that you can have a separate container for food waste in Seattle, Alameda and other pockets.

    Thanks for the ideas

  • The Second-Best Way to Make your Household More Secure   15 years 11 weeks ago

    I just wanted to say, Phillip, that I really enjoy your posts. This is one is just one more example of fine writing, good logic, and broad perspective. I really enjoy WiseBread and your posts are far and away, consistently, my favorites.

    Thanks! Keep up the good work!