Recent comments

  • Would you sell your vote?   17 years 26 weeks ago

    I saw the link and was interested in the legality of a persons right to sell his vote>

    I HAVE NEVER VOTED

    i am more interested in the actual right to choose>

    if its my vote then why cant i sell it?

    does my vote come with conditions?

    i am willing to sell my vote for one cent in next election>

    i could auction it but the price is unimportant>

    if i dont care who runs the country then i am willing to sell or give it to someone who is

    ( IF POSSIBLE THEN BLOCK VOTING IS THE WAY TO GO )

    AREN'T THE POLITICIANS OUT THERE NOW TRYING TO SELL?

    i live in thailand and the vote buying is pretty blatent

    if there is a law against selling your vote then i would lik to challenge the law.

    all i need is a buyer who is willing to do this..

    i just want to know if its really my vote to do with as i choose,

    i am not a prankster and any legal advice on the matter will be accepted with thanx....

    i'm just someone who is willing to be a test case for others who have something to lose.... i am planning to do this in the United kingdom also as i am a dual citzen.

    this may be a hypothetical situation at the moment but if my vote comes with conditions attached then i would like those conditions explained to me... something that is not being done as far as i am aware.

    yours,

    cittadhammo

  • How to Deal With Collection Agencies   17 years 26 weeks ago

    Hi,
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    Please feel free to reply and contact me. I am sure this link exchange will help us in the long run.
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    I am talking about the post in this page. I am sure you will be satisfied with the link back, I’ll provide.
    You may like to post an article of mine as a new post & you may like to give me a article containing your link(s). I’ll post that in my website and that page will contain the outgoing link(s) of yours only.
    Don't you think it's a fair deal with lots of options :)

  • Can a Kindle Save You Money? Oprah's Coupon Code Makes It Easier   17 years 26 weeks ago

    The Kindle is a good option if you are willing to read public domain content or own a lot of other ebooks for other devices.

    manybooks.net has thousands of classic books you can download to your kindle for free:

    http://manybooks.net/help/devices/kindle.php

    You can also listen to LibriVox audiobooks.

    More sites with free books that you can download to the Kindle are listed at http://thekindle.wordpress.com/2008/01/19/free-books-for-the-amazon-kindle/ .

    Also, I have read on the amazon site that they will convert your old ebooks into Kindle format if you email them to Amazon.

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    To late, already ate it!!

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    We always save extra Halloween candy in a big jar in the kitchen and label it "movie candy". On nights that we stay home and watch DVD's, each family member can take 1-2 pieces of "movie candy" from the jar to eat while we watch our DVD's. Of course the candy jar is continually replenished throughout the year with other "candy" holidays like Easter, Valentines Day, Christmas and Birthdays so we never seem to run out of "movie candy". We also use "movie" candy if we go to see a matinee at the theaters. Not only do we save money by getting the discounted "matinee" ticket prices, but we bring our own movie candy with us so we don't have to stop and pay the high prices at the concession counter. It is great way to stretch out the big supply candy accumulated throughout the year and keep expenses down too!

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    I appreciate your speedy response about the super creepy Yes on Prop 8 ads. I hope you can remove those ads from Wise Bread asap. It's a blight on an otherwise positive and inspirational site.

  • How to Answer 23 of the Most Common Interview Questions   17 years 26 weeks ago
    Lol

    ha ha Yumi! good one!

  • How to Answer 23 of the Most Common Interview Questions   17 years 26 weeks ago

    1. Is there any possible overtime?
    2. Will there be any opportunities to advance within the company?
    3. Will I be working alone?
    4. If so, what are the other employees like?

    I am just a student and we have interviews for a careers class i am taking. i have it tomorrow and i was just preparing myself some more. Cant seem to get over my nervousness!

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    We also use these in chocolate martinis.

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    We tried to remove the ad from our Adsense account but it either hasn't updated or it's not working. We try to watch out for any political ads running on our site but this was something we couldn't remove, either because of Google's slow response or the advertiser hiding URL.

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    @M.Wong -- Thanks for your comment. I agree with you that we're living in a new world where publications depend on a lot of 3rd party content -- from comments, links, and yes, even ads -- and online publishers (like Wise Bread) need to get a better handle on the content on their sites.

    Unfortunately, lots of online publishers are having the same problems with conflicting political ads. Here is Techcrunch's rant at Google:

    http://www.techcrunch.com/2008/11/03/google-may-hate-prop-8-but-that-doe...

    Hopefully for the next election cycle, we'll have a better handle on the ads on this site.

    I, for one, am ready for the election to be over with so we can stop seeing all the political ads and get back to pitching Angie's List.

    For the record, Wise Bread is about personal finance and frugal living. We strongly strongly believe you should save money.... and we strongly believe you should go vote too. But who or what you vote for, that's your decision. :)

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    As a straight girl, I've got to say I am disappointed and disturbed that Wise Bread is running Yes on Prop 8 Ads, especially next to a "Hey, Go Vote" story.

    The Mormon church is financing Prop 8. Should a religious group really be trying to influence the private lives of citizens through the ballot box?

    Prop 8 spokesman Brad Dascus went so far last week as to compare gay marriage to Hitler. He also claimed that gay people are trying to recruit our children. Why is Wise Bread supporting this type of ignorance, hate and intolerance?

    http://www.amptoons.com/blog/archives/2008/10/30/proposition-8-advocate-...

    Regardless of what a person's views are about marriage, Prop 8 = discrimination. Please don't support laws that are unfair and wrong.

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    I reuse Halloween candy for simple Christmas gifts. Take a clean Mason jar and fill it with the candies of your choice - rip open those packages and make your jar pretty and delicious - gummy candies look bright and colorful, as do smarties and M&M. Or dump in a bunch of mini chocolate bars and add in some red or green jelly beans to fill in the gaps. Then tie some Christmas ribbon around the top and you're done! The candy jars are perfect to add to a card to thank the people who do the little things for you. Just try to avoid very Halloween specific candies so not to make the jars look outdated.

  • How (and Why) to Start an Investment Club   17 years 26 weeks ago

    Great idea, id love to do this, can i suggest meetup.com to find a group of people to attend?

    Im the webmaster of Loadedpiggy a money making & earning website, maybe I could start a London group. If anyone from London would like to start an investment club to share ideas and research then give me a shout.

    Or maybe someone else with more traffic on there website could start an online group that meet via skype or a small forum.

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    We stash it in our cold garage (in a locked box, thank you) until it's time to stuff Christmas stockings!

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    There is a local dentist in my area that buys halloween candy back from kids for $2.00 a pound, and gives it to a some charity organization.

    I would think he would want kids to rott their teeth. Conflict of interest?

  • Three reasons to stop freaking out about socialism   17 years 26 weeks ago

    I've been following the responses to this post and find some of them quite remarkable in their complete dismissal of the points raised based on no discernible reasoning but apparently on some type of emotional, almost visceral, response to the term socialism.  I use the word 'term' as it does not appear that most of the respondents have addressed the 'concept' of socialism.

     

    I find it almost amusing that so many in this nation have transmuted the concept of socialism into a four letter swear word linked, by implication, to the more extreme  cases of economic communal experimentation.  It is word which, when used at all in our nation, is meant to evoke an emotional response and not a reasoned on - and it is used very effectively to this end.  (Then again, expecting reason from politics is rather like expecting the proverbial pig to fly.)  Perhaps it would be amusing for people to realise just how much the USA owes to that most pernicious of bogeymen - the socialist; and by extension, how much we as individuals and as a society owe, too, as we ARE the USA.  For example, it is common knowledge that the US government is running a deficit of several hundred billion dollars; in other words, that is how much money the government has to borrow to meet their expenses.  And who are they borrowing from?

     

    Here are some numbers:

    Japan is still the biggest foreign holder of U.S. Treasury debt ($587 billion as of January, 2008 ). China ($492 billion) comes in second, but is rapidly moving into first place: something like $90 billion of U.S. Treasury debt was sold to China in just the past 12 months. Other big holders include the U.K. ($160 billion), Brazil ($141.7 billion), and two categories the Treasury lists simply as “oil exporters” ($141 billion) and “Caribbean banking centers” ($108 billion).

    (from   "Is China paying for U.S. taxpayer rebates?", John W. Schoen, Senior producer, MSNBC http://www.msnbc.msn.com/id/23957476/ )

     

    Please note - the countries noted there are all socialist (or mixed/blended economy) nations except one - China, which is communist.  China is also the country which has been buying up huge chunks of US debt - which is one of the main reasons the government has been able to run up the huge deficit over the last 8 years.  In other words, the nation which denigrates socialism, and social democracies, is being kept afloat by those very systems.  Here's the list of major foreign holders of treasury securities, from the Treasury department http://www.treas.gov/tic/mfh.txt.  Does anyone else see the irony in this - or is that just me and too much Monty Python in my youth?

     

    For those who seem to have some romanticised notion of the merits of Ayn Rand from an economic perspective, as opposed to an philosophical one, they seem to forget that we no longer live in the 1500's when the type of existential individualism she espouses was a necessary component of the character of those who explored this nation - the original pioneers.  These individuals, however, did not build this nation; they forged the paths for those who followed, the true builders of any nation - the settlers.  Who formed communities whose very survival and prosperity was dependant on each individual contributing to the well being and development of the whole community.  Almost sounds like socialism, doesn't it?  Perhaps because all societies have to have socialist components at their core in order to be successful.  And from this arises a necessity, in my opinion (among others), for those who have and can to aid those who don't have or can't.  This doesn't mean we throw out the concepts of individuality and personal ambition and success, but it does mean that we can't sacrifice our social conscience on that alter.

     

    "Rich households in America have been leaving both middle and poorer income groups behind. This has happened in many countries but nowhere has this trend been so stark as in the United States," said the OECD.

    At $93,000 (€70,400, £54,700), the average annual income of the richest 10 per cent in the US was the highest in the OECD. But the poorest 10 per cent earned an average of only $5,800, "about 20 per cent lower than the average for OECD countries", it said.

    ("Gap between rich and poor widens", By Andrew Taylor and Chris Giles, Financial Times http://www.ft.com/cms/s/0/e808ac76-9fd1-11dd-a3fa-000077b07658.html)

     

    New York University economist Edward Wolff's recent analysis of Federal Reserve data shows that the top 5% of U.S. households saw their wealth rise by an average of 92% between 1983 and 2004. Those in the middle gained only 27%, and those at the bottom lost 59%. Another startling statistic: 69% of all nonhome wealth is concentrated in the top 5% of households. What kinds of risks do we incur as a society when the majority are left to fight over a shrinking pie?

    (Viewpoint "Bill Bradley Slams McCain's Tax Rant", By Shoshana Zuboff , BusinessWeek http://www.businessweek.com/managing/content/oct2008/ca20081022_323568.htm)

     

    By the way, according to the 2006 US Census Board, those households earning more than $250,000/annum comprise the top 1.5% of earners in the US (some interesting reading here http://en.wikipedia.org/wiki/Economy_of_the_United_States).   Those that cite the problems that many of the European nations, as well as Canada and Australia, are having funding their social systems - they're correct.  Those problems do exist and are going to be exacerbated by an increasingly aging population and a shrinking tax base due to negative birth rates, even with increased immigration.   However, we face the same problems for the same reasons.  I see no constructive suggestions being made; only useless disparagement and political rhetoric.  What would you have - that when the time comes when the aged and infirm are no longer able to support themselves, they should then take themselves into the wilderness to die so as not to become a burden to others (I would like to say metaphorically speaking, but I'm not sure it would be correct)?

     

    I also find it odd that people looking for notes on 'frugality' seem to be unable to connect the dots with the larger picture here.  Of what use is practising personal frugality when the whole system around you  is collapsing?  Of what use is personal frugality if for every dollar you save, you have to spend two more just to stay where you are?  Our personal finances are not divorced from what happens in the larger sphere - they are wholly dependent on it.  To dismiss out of hand any elucidation, illumination, or discussion of that larger sphere invites our own individual personal disaster. 

     

    But then, all this is only my personal, individual, opinion for whatever it's worth - you should draw your own conclusions from your own research.

     

    (Note - I am not an economist, so take all the above for whatever it's worth; I am, however, curious about the world on which I depend for my very existence.)

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    You obviously have no clue what a charming coffee date I can be.  Strangely enough, I have family on both sides of the political fence, and it gets a bit heated during get togethers.  If I can get any one of them to sit down for a cup o' joe, however, you'd be amazed at how civil the conversation can get.  I guess where I'm from, coffee is like the afterwork beer. 

    And yes, a woman with the ability to schmooze even the most fanatical political activist via liquid caffeine is a person to be feared.  Watch out!  :)

    Linsey

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    "Free coffee just might get everyone sitting down together, regardless of affiliation."

    I don't know what's scarier: Your statement, or Al Qaeda.

  • 10 Things to Do With Leftover Halloween Candy   17 years 26 weeks ago

    I don't know about you, but I'm eating all of my left over Halloween candy

  • Get Free Hotel Stays with Wyndham's Best Rate Guarantee   17 years 26 weeks ago

    On a trip to Atlantic City, we were duped and scamed by Wyndham Vacation Resorts representatives into buying "points" for vacations. We said no at first, but after 3 hours of basically "grilling" we relented and took a cheap points package. From that point on we were again advised to "upgrade" so we could have more points and own more "property" and then again we were advised to do so again. We now own four contracts when we were promised that each time we upgraded we would only have one payment per month plus one maintenance fee. These people do not return calls and have cost us thousands of dollars that we can ill afford to lose. Now I am about to seek legal advise and have written the state attorney general several times. PLEASE PLEASE PLEASE do not ever deal with theses people, they have no feelings, no heart.

  • How to Launder Money   17 years 26 weeks ago

    I wouldn't want to speak for my readers, but I'd have to say that I'd be pretty leery of random strangers off the internet offering to do anything with my money--especially if they put the word "legally" in all caps and in quote marks.

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    Kenneth Cole has a 44% off coupon in honor of the 44th president, too!

    http://renaissancetrophywife.wordpress.com/2008/11/03/rock-the-vote/

  • Get out the Vote and Grab a Tall Starbucks Coffee for Free!   17 years 26 weeks ago

    Just heard Ben and Jerry's are doing it too!

    http://www.benandjerrys.com/features/i_voted/

  • Europe has the Euro. Are you ready for The Amero?   17 years 26 weeks ago

    Please google: "the converging crisis" its a 2 part video that gives you the bigger picture behind all of this. The America we all know and love will be gone forever. We as a people are entering a different world that will be worst than any thing we can ever imagine. The bible predicts it.