Recent comments

  • Personal Finance Lessons from Online Adventure Game (RuneScape)   17 years 41 weeks ago

    Does anyone know any proxy sites for Runescape?? Please, this is serious! I love Runescape so much and the boarding school that I'm at blocks all the game sites, so you can imagine how boring it is for me! Does anyone feel my pain?? Please give me a proxy site if you know any! Thank you guys!!!!

  • 7 Beauty Secrets that Cost Almost Nothing   17 years 41 weeks ago

    Although it doesn't really mesh well with what you're writing about, Sam has a good point, you missed some of the best things about vitamin D! In particular, the research that has linked it to lower levels of cancer is really important to be aware of I think.

  • How To Get A Discount Every Time   17 years 41 weeks ago

    I love going to coupon sites on the internet like keepcash.com and http://www.blackfriday.info

  • School Bookstores Can't Afford Cheap Textbooks   17 years 41 weeks ago

    I believe text books companies charge to much for their books, I try to buy used at half.com but even then they are to expensive for someone with my income to afford.

  • What I've been trying to say   17 years 41 weeks ago

    Hi Philip, that's would be great. thanks. I don't know how guest post works but a short article about your Blog itself would be a good one. And I could translated and link to your blog.

  • Build a Bed for Cheap (and Look Good Doing It)   17 years 41 weeks ago

    I stayed in an apartment for 6 months where I only had my mattress on the floor (no boxspring even), and I will never ever ever do that again.

    In fact, when I had to purchase a mattress about 2 months ago, I spared no expense and ended up spending almost $500 on a mattress to put on my free frame, but it is worth it for a good night's sleep...

  • Build a Bed for Cheap (and Look Good Doing It)   17 years 41 weeks ago

    I don't know about a bed but I have made some very odd/unique decorative pieces for my house.

  • Access Ebay's hidden auctions   17 years 41 weeks ago

    The best way to find online coupons is #1 when you visit www.mermaidmonkey.com

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  • Track your spending. Or not.   17 years 41 weeks ago

    Good point. Periodically I get the feeling I don't know where my money is going and I start tracking it again. Last time I learned that my problem was that I wasn't collecting debts (e.g., my roommate's half of the expenses) in a very timely manner.

    And like orangetiki, there are some things such as car costs that I always track for various reasons. Keeping a running average of how much it is costing to own a car led me to increase my budgeting for that item fairly recently (even though I'd been ticking it up to keep up with inflation, but my new car just costs more to keep up than my last car did, so now I know). And I will periodically focus on a specific area, like food, if I'm wondering about that.

  • Build a Bed for Cheap (and Look Good Doing It)   17 years 41 weeks ago

    My sister had big plans to make a headboard out of an antique garage door (which was much smaller than today's garage doors). She never did get around to it, but it would have been ultra cool and shabby chic to boot.

  • Build a Bed for Cheap (and Look Good Doing It)   17 years 41 weeks ago

    I did read where someone used trellis and some white picket fencing for a charming country-look headboard!  I'm always amazed at other's very simple (but effective) ideas.  Thanks!

     

  • Build a Bed for Cheap (and Look Good Doing It)   17 years 41 weeks ago

    A couple of years ago, my wife found a piece of old wooden fence in our back yard. We cleaned it up, painted it white, and now it's our headboard. I have to say, it looks downright handsome!

  • Do You Have Your TV Converter Box Yet?   17 years 41 weeks ago

    I got the Digital Stream from Radioshack, and I will say like the other people here great reception and everything. Someone remind me why should I pay for tv. And the box is only needed if you get your tv through the airwaves.

  • Build a Bed for Cheap (and Look Good Doing It)   17 years 41 weeks ago

    Ha my dad always made my bed frames. Honestly 4 pieces of 4x8's with simple hinges to open doors and hide things underneath might not even come to $200. Just make the size with the 4x8's and I think he used something that looked like wall molding, but obviously a lot thicker, all around the inside to keep the bed up. From there you can just throw down a slab of plywood for a harder feel. Plus since it's simple wood so I never mind it with my cat claws it up.

  • Track your spending. Or not.   17 years 41 weeks ago

    I've always just written down some spare cash in my pocket as "petty cash" rather then counting what I buy. That way when I go to order a fancy lunch I can look at my wallet physically and say ok I have this much left. Is it enough to stretch until next time i fill this wallet? Can I splurge now and fast later. That helps me a lot. When grocery shopping and such comes around, I bring with me cash as to prevent me from over shopping. I keep it in another pocket in my wallet as to not get them confused. The best part is when I get my next paycheck I simply "fill up" my wallet to it's spending limit. The rest stays in my bank.

    That might help those who don't wish to count each and every receipt. Counting and measuring constantly always makes me super conscious to the point where I don't buy things that I need. I make due. And that feeling is what you want to avoid with a budget because then you just say forget this i'm going to buy, and that ruins the budget.

  • Are some lives so empty that an iPhone 3G will fill the void?   17 years 41 weeks ago

    Why do you care if other people are interested in a new technology and want to stand in line for it? Get over yourself.

  • Top 5 Ways to Hustle Free Drinks   17 years 41 weeks ago
  • Search Online for a Fix before You Toss that Broken Gadget   17 years 41 weeks ago

    woah srsly? could u send me a link on my yt page xCONGIEx plz?

  • 7 Beauty Secrets that Cost Almost Nothing   17 years 41 weeks ago

    These are definitely good tips, some that you wouldn't find in a magazine at all. I can definitely agree that sunshine, exercise and sex are all health increasing - and the healthier you are, the more beautiful you are. :)

  • FREE 2GB iPod Shuffle from Compass Bank   17 years 41 weeks ago

    Look the contract over VERY CAREFULLY! They will honor the contract only if you do everything perfectly. Then BEWARE! Be careful and don't ever overdraft your account. If you use your debit card six times in one day and accidentally put your "available" balance in the negative on the last transaction, you may be charged an "NSF" fee for all six transactions at $38.00 each. $38.00 X 6 = $228.00. It would be much cheaper to simply buy the I-Pod. Don't take my word for it. Ask the Bank when you open your account.

  • Plumas County: Hidden (Cheaper) California   17 years 41 weeks ago

    Hubby and I have been taking trips up to Plumas County from Los Angeles every so often for the last twenty years. We fly into Reno and drive over to Portola/Quincy. As soon as we get out of Reno heading towards Hwy 70 it's like a breath of fresh air (literally)! We love Plumas County. It's beautiful pastureland and mountains, pine trees and babbling brooks. We'll be up there again next month for Portola Rail Days and hey, who knows we may even do a little house hunting.

  • Track your spending. Or not.   17 years 41 weeks ago

    I don't write down expenditures--never have. For my purposes, a ballpark figure is good enough, and the mental math keeps my brain sharp.

  • Track your spending. Or not.   17 years 41 weeks ago

    I tracked my spending for about a year when money was tight. However, it didn't cause me to spend my money any differently; it was more out of curiousity. Then it got to be a bore, and that was 30+ years ago. I'm fairly well off, because I spend so little anyway. I can easily track it in my head.

  • Track your spending. Or not.   17 years 41 weeks ago

    @Meg:

    I guess I'm not surprised to hear that there are some people out there who can do this intuitively, just like there are people who can buy a new refrigerator without measuring it and have it fit right in the space in the kitchen.

    I'm also not too surprised to hear that someone who had always tracked her expenses finding that the result of the tracking hadn't produced any change in behavior.  But in that case I'd be inclined to give the tracking some of the credit--if you've been tracking expenses right from the start, then you've always known what you were spending, so you never had a chance for incomplete knowledge to turn into bad habits.

  • The Federal Minimum Wage Increases This Week - Are You Getting a Pay Raise?   17 years 41 weeks ago

    It's not an aplpes to apples comparison to say Australian minimum wage is 14.60 an hour. There is the excange rate (ok, not much, but still 1 USD = 1.03 AUD), but more than that it is a comparatively complex scheme. It isn't just a blanket statement that all workers get a dollar value.

    In fact, the minimum wage in Australia has fallen over the last few years, and even though it went up in 2008, most workers are still seeing a decrease in their wages.

    From an article published in March 2008 by the Australian Council of Trade Unions:

    "Sixty two per cent of minimum wage workers have suffered a decrease in their real wages as a result of the two Minimum Wage determinations by the AFPC."
    "The last AFPC determination increased weekly wages in real terms by 6 cents for 4 per cent of minimum wage workers and reduced the wage of 96 per cent of minimum wage earners between 28 cents and $15.67 per week."

    Australia is having its share of problems, but they are at least taking a different approach.