This year our tax reFUNd is going to several things. First, we bought a water softener to take care of hard water problems and make other appliances last longer. We are also doing our part to stimulate the economy by buying a new blender and a new 8" pan. We are planning a trip to Disney this year and a portion of our refund will go towards that as well. And last, but not least, our emergency fund will get a boost. Taking care of our home, increasing our emergency fund, a fun family trip, capped off with a few great smoothies--that's FUN packed into a reFUNd!
I normally do not get a refund, since we try to make our tax break even. This year we started a business and had a lot of expenses and not a lot of income yet. So, we are getting a refund. I am using it to pay off that last $3000 of credit card debt that was impossible to pay off when my husband lost his job!
will provide me much needed living expenses for the next few months since I am currently unemployed. I did put a deposit down on a new puppy though with a very small part of it :)
I try not to get a refund by remembering to change my withholding when necessary. Now I'm wondering if I did that correctly with my new job... hmm...
But if I do get a refund, a little bit will probably be spent going out for brunch, and the rest will go into the house saving fund.
Ha, I thought I was going to put my refund towards my Roth IRA, but then I remembered I was planning to replace my nearly 30-year old HVAC system (still works!) while the energy credit was still valid.
I get about $1500 back this year. I plan to put a small part of it into a vacation fund and put the rest into my 401k, I'm 25 so the more the sooner the better!
Very Useful information , this is both good reading for, have quite a few good key points, and I learn some new stuff from it too, thanks for sharing your information.
I have just completed yr exercise and i found that it was all about me and my inner feeling towards myself! I knew i was troubled but never realised how much! Great exercise because now i feel more positive and now realise what i have to do to make myself stay that way. It feels as if im in constant mourning, and know i know that you cant change the past but you can change the future.
Thank you for opening up my inner feelings
My tax return this year is 7k. 5k is going towards our down payment on our home that we will be closing on in two weeks (yeah, we will be able to get the 8k tax credit-which will go to doing repairs and upgrades). I will be using $800 of my return to pay off a auto repair that happened while I was on maternity leave and the last of it will be going towards rebuilding our emergency fund which was nearly depleted last year (so glad I had it so that I could spend some quality time with my now 4 month old). My fiance is a stay at home dad and so we have to make sure that if I get laid off from my job (which is not as secure as i would like)that we would still be okay. This year I am claiming more deductions and trying to have our emergency fund fully funded by July. Here is to a new year of wise choices.
If you are looking for a lot of Variety for booking Luggage Online, then I would suggest you to check out Bergman Luggage. Some of the new collection of bags range from Tumi, Samsonite luggage, Travelpro, Hartmann, and over 100 other brands. Purchase Luggage Online from Shop that features carry on luggage in many styles.
In terms of your possessions and how much you pack on a backpacking trip, it gets to the point where you will pack the same amount, whether you are traveling for a week or 2 months.
It boils down to necessity. When you have a home with ample storage, you find lots of things to buy and fill up your house with. When you can't afford to cart around a lot of stuff, you have to find a way of owning and carrying around less possessions.
We hang both blinds and curtains on every window and also curtain on the entrance where doesn't have a door, added wind blocker on door end and seal the side of entrance door, and it keep our room much warmer.
We have a 3 story total 1240 square foot townhouse, built in 1985, all electric no gas, we keep our heating between 70-72 degree, before we get all window replace it's $240 last month, after replaced all window it becomes $195 this month, we are in northern VA. We use 400-800 watt space heater as well.
My Boss is the exact opposite of everything described here. I have also been relocated to China, so it's difficult to interview for a new job. oh well...
I'm thinking it's because of the small town attitude that it works here. Everyone knows virtually everyone and you better not mess up a hungry lumberjacks pizza or someone will pay.
...well, kind of.
The trick here comes from the fact that they get you to buy more than what you need. The lure of the bulk buy discount tricks you into paying full price, less the slight bulk discount, in order to "stock up". You would do better to buy the minimum quantity you need to get you by until the next time the item goes on sale at your regular grocery. When it does go on sale, that's when you stock up.
Obviously, all that depends on the regular and sale price vs. bulk price. So, like sylrayj said, know your prices.
I'm going to Ireland in May with a friend. I could save the refund, but right now I have a good travel partner, good health, and time between spring and summer teaching.
The same thing we have always done. Refunds go into the rainy day fundage!
This year our tax reFUNd is going to several things. First, we bought a water softener to take care of hard water problems and make other appliances last longer. We are also doing our part to stimulate the economy by buying a new blender and a new 8" pan. We are planning a trip to Disney this year and a portion of our refund will go towards that as well. And last, but not least, our emergency fund will get a boost. Taking care of our home, increasing our emergency fund, a fun family trip, capped off with a few great smoothies--that's FUN packed into a reFUNd!
I normally do not get a refund, since we try to make our tax break even. This year we started a business and had a lot of expenses and not a lot of income yet. So, we are getting a refund. I am using it to pay off that last $3000 of credit card debt that was impossible to pay off when my husband lost his job!
will provide me much needed living expenses for the next few months since I am currently unemployed. I did put a deposit down on a new puppy though with a very small part of it :)
I try not to get a refund by remembering to change my withholding when necessary. Now I'm wondering if I did that correctly with my new job... hmm...
But if I do get a refund, a little bit will probably be spent going out for brunch, and the rest will go into the house saving fund.
I would say to pay down debt, save, spend a little on yourself.
Not necessairly in that order
u r alive, u r blessed that u r not struggling for basic needs, go and celebrate ur bday.. please.. this idea is bad miser idea
Ha, I thought I was going to put my refund towards my Roth IRA, but then I remembered I was planning to replace my nearly 30-year old HVAC system (still works!) while the energy credit was still valid.
I get about $1500 back this year. I plan to put a small part of it into a vacation fund and put the rest into my 401k, I'm 25 so the more the sooner the better!
Very Useful information , this is both good reading for, have quite a few good key points, and I learn some new stuff from it too, thanks for sharing your information.
regards,
handbags
I have just completed yr exercise and i found that it was all about me and my inner feeling towards myself! I knew i was troubled but never realised how much! Great exercise because now i feel more positive and now realise what i have to do to make myself stay that way. It feels as if im in constant mourning, and know i know that you cant change the past but you can change the future.
Thank you for opening up my inner feelings
and good luck to everyone X
My tax return this year is 7k. 5k is going towards our down payment on our home that we will be closing on in two weeks (yeah, we will be able to get the 8k tax credit-which will go to doing repairs and upgrades). I will be using $800 of my return to pay off a auto repair that happened while I was on maternity leave and the last of it will be going towards rebuilding our emergency fund which was nearly depleted last year (so glad I had it so that I could spend some quality time with my now 4 month old). My fiance is a stay at home dad and so we have to make sure that if I get laid off from my job (which is not as secure as i would like)that we would still be okay. This year I am claiming more deductions and trying to have our emergency fund fully funded by July. Here is to a new year of wise choices.
Insurance plans will differ on how urgent care visits are covered. You should check your plan summary and/or call your insurance company and ask.
If you are looking for a lot of Variety for booking Luggage Online, then I would suggest you to check out Bergman Luggage. Some of the new collection of bags range from Tumi, Samsonite luggage, Travelpro, Hartmann, and over 100 other brands. Purchase Luggage Online from Shop that features carry on luggage in many styles.
In terms of your possessions and how much you pack on a backpacking trip, it gets to the point where you will pack the same amount, whether you are traveling for a week or 2 months.
It boils down to necessity. When you have a home with ample storage, you find lots of things to buy and fill up your house with. When you can't afford to cart around a lot of stuff, you have to find a way of owning and carrying around less possessions.
We hang both blinds and curtains on every window and also curtain on the entrance where doesn't have a door, added wind blocker on door end and seal the side of entrance door, and it keep our room much warmer.
We have a 3 story total 1240 square foot townhouse, built in 1985, all electric no gas, we keep our heating between 70-72 degree, before we get all window replace it's $240 last month, after replaced all window it becomes $195 this month, we are in northern VA. We use 400-800 watt space heater as well.
It's funding my move to a different city for my new job.
My Boss is the exact opposite of everything described here. I have also been relocated to China, so it's difficult to interview for a new job. oh well...
"In a low-debt environment, it's pretty harmless."
This is not where we are today. As individuals OR as a nation. Not by a longshot.
I'm thinking it's because of the small town attitude that it works here. Everyone knows virtually everyone and you better not mess up a hungry lumberjacks pizza or someone will pay.
...well, kind of.
The trick here comes from the fact that they get you to buy more than what you need. The lure of the bulk buy discount tricks you into paying full price, less the slight bulk discount, in order to "stock up". You would do better to buy the minimum quantity you need to get you by until the next time the item goes on sale at your regular grocery. When it does go on sale, that's when you stock up.
Obviously, all that depends on the regular and sale price vs. bulk price. So, like sylrayj said, know your prices.
The refund we received went straight to paying off my car!!! Woohoo! :)
DirecTV is currently running a 6 mos special on Showtime, with $5 off per month, reducing the cost to $7.99 per month.
I'm going to Ireland in May with a friend. I could save the refund, but right now I have a good travel partner, good health, and time between spring and summer teaching.