Good article, overall I would say good tips but just be careful you don't want to spent all your time trying to reduce spending when spending a 1$ or 2$ can save you hours of time. Finding the balance is key.
Canada is definitely more expensive. Here in Nova Scotia the price of a gallon of milk is presently $6.00, ground beef is between $5 and $6 per lb... and that's not the great stuff. Chicken runs at a minimum of $2.00 a pound for whole chicken when available (which are always tiny) and closer to $9.00 for boneless skinless (we prefer the whole so we can do broth as well). Stewing beef is now the same price as roast beef - high, high... fish is usually $5.00 a pound and goes up from there. Vegetables and fruits are ridiculous. Apples around $6 for 3lbs and they aren't specialty apples. $4 for 2-3 lbs of carrots. The staple foods are all expensive and it goes up from there.
Mortgage to buy a house is ok. But mortgage to buy a car or renew all the home appliances definitely not ok. It's like opening the window for the money to fly with the gentle evening breeze.
I want to learn about other investing options. I am a graduate student, so I do not have a 401K. In addition, with how I receive my stipend, I am not allowed to have an IRA either. Therefore, I'm stuck without retirement.
I am so glad I found this. My husband works with grease and oil a lot, so he is always coming home with stains that I can't seem to get out. These tips should be really helpful. He gets his oils delivered for a good price, so they aren't going anywhere soon.
Great article! Thanks for including my contribution on gluten – it’s such a big factor when it comes to anxiety, together with sugar, caffeine, unhealthy fats, processed meats – many of which are mentioned in the article!
Regarding #1, I’d like to mention that processed red meat is a problem but grass-fed read meat has actually been shown to be beneficial for anxiety and depression as it’s a good source of iron, zinc, amino acids and omega-3s.
I'd also like to give credit to Dr. Tom O'Bryan – he is the doctor who shared with me the fact that gluten cannot be digested by anyone and that it causes inflammation in everyone. He is a world-recognized gluten expert and one of the many experts I interviewed on season 2 of The Anxiety Summit.
I have to disagree about Buenos Aires. We had a fine time there and used it as our end point to a journey backpacking all over South America. We stayed in the most adorable boutique hotel called Hotel Costa Rica named after the street it was on. We ate some seriously amazing (and extremely affordable) beef while there, visited museums, an art market and saw plenty of people dancing the tango. The city has a lot of european style charm.
I only partly agree with pisa. We got stuck there a night and it was amazing. Quiet, beatiful, only a handful of tourists. The food delicious and strolling the italian streets was serious magic. The next morning before our flight we decided to walk over and get one more peek of the leaning tower. HOLY HELL. it was a mad house. All magic totally lost. So if i had one recommendation. Stay the night and only the night.
Great article, thank you! We do quite a few of these, and took the relocation idea seriously enough to move halfway across the country!
Our somewhat unconventional money "rule" is: No Monthly Payments! We don't belong to gyms or pay for cable, our streaming internet service is Amazon (which is paid annually), and all of our insurance premiums are paid in lump sums. We even buy our (used) cars for cash now. If we can't afford to pay for something all at once, we wait and save until we can. Living like this has meant that we've had to give up some instant gratification, but four years of practice has gotten us debt-free, a fully-funded emergency fund, and ready to buy our first house this year.
My almost identical text had suspiciously bad grammar (things like "50$") and offered to send a money order 50$ "over, so you can keep it in on the item delivery mode"..... What the hell does that even mean?? Anyway it's obviously some foreigner who asked for my "fullnames and address", which I would never send to something this fishy. Instead I requested he give me a phone number so we can talk, and of course I haven't heard back from "Dray Mark"!
Good article, overall I would say good tips but just be careful you don't want to spent all your time trying to reduce spending when spending a 1$ or 2$ can save you hours of time. Finding the balance is key.
I want to learn more about retirement savings
I would love to know more about stocks and bonds.
Canada is definitely more expensive. Here in Nova Scotia the price of a gallon of milk is presently $6.00, ground beef is between $5 and $6 per lb... and that's not the great stuff. Chicken runs at a minimum of $2.00 a pound for whole chicken when available (which are always tiny) and closer to $9.00 for boneless skinless (we prefer the whole so we can do broth as well). Stewing beef is now the same price as roast beef - high, high... fish is usually $5.00 a pound and goes up from there. Vegetables and fruits are ridiculous. Apples around $6 for 3lbs and they aren't specialty apples. $4 for 2-3 lbs of carrots. The staple foods are all expensive and it goes up from there.
I want to learn more about my retirement options.
Mortgage to buy a house is ok. But mortgage to buy a car or renew all the home appliances definitely not ok. It's like opening the window for the money to fly with the gentle evening breeze.
I would like to know how to balance retirement and college savings.
I want to learn more about investing and how to make the best choices.
I would like to know how to better interpret personal banking and investment information especially quarterly and end of year reports.
I need to learn more about investing wisely and building my retirement funds.
I want to learn more about lowering my credit score!
I would like to learn how to save more on taxes as a married, home owner and full-time employee.
I 'd like to learn more about real estate investing
I want to learn about other investing options. I am a graduate student, so I do not have a 401K. In addition, with how I receive my stipend, I am not allowed to have an IRA either. Therefore, I'm stuck without retirement.
I am so glad I found this. My husband works with grease and oil a lot, so he is always coming home with stains that I can't seem to get out. These tips should be really helpful. He gets his oils delivered for a good price, so they aren't going anywhere soon.
I would like to learn more about investing, in particular tools and services that can help me to make better decisions and the process easier.
Great article! Thanks for including my contribution on gluten – it’s such a big factor when it comes to anxiety, together with sugar, caffeine, unhealthy fats, processed meats – many of which are mentioned in the article!
Regarding #1, I’d like to mention that processed red meat is a problem but grass-fed read meat has actually been shown to be beneficial for anxiety and depression as it’s a good source of iron, zinc, amino acids and omega-3s.
I'd also like to give credit to Dr. Tom O'Bryan – he is the doctor who shared with me the fact that gluten cannot be digested by anyone and that it causes inflammation in everyone. He is a world-recognized gluten expert and one of the many experts I interviewed on season 2 of The Anxiety Summit.
I have to disagree about Buenos Aires. We had a fine time there and used it as our end point to a journey backpacking all over South America. We stayed in the most adorable boutique hotel called Hotel Costa Rica named after the street it was on. We ate some seriously amazing (and extremely affordable) beef while there, visited museums, an art market and saw plenty of people dancing the tango. The city has a lot of european style charm.
I only partly agree with pisa. We got stuck there a night and it was amazing. Quiet, beatiful, only a handful of tourists. The food delicious and strolling the italian streets was serious magic. The next morning before our flight we decided to walk over and get one more peek of the leaning tower. HOLY HELL. it was a mad house. All magic totally lost. So if i had one recommendation. Stay the night and only the night.
I'd like to know more about investing and how to retire early.
I'd like to learn more about real estate investing.
I would love to learn about how to save money for a Rainy Day! it is hard to save when living paycheck to paycheck, but I would love your ideas!
Great article, thank you! We do quite a few of these, and took the relocation idea seriously enough to move halfway across the country!
Our somewhat unconventional money "rule" is: No Monthly Payments! We don't belong to gyms or pay for cable, our streaming internet service is Amazon (which is paid annually), and all of our insurance premiums are paid in lump sums. We even buy our (used) cars for cash now. If we can't afford to pay for something all at once, we wait and save until we can. Living like this has meant that we've had to give up some instant gratification, but four years of practice has gotten us debt-free, a fully-funded emergency fund, and ready to buy our first house this year.
I want to learn more about investing.
What's a refund? Oh, wait, I think I remember those....
My almost identical text had suspiciously bad grammar (things like "50$") and offered to send a money order 50$ "over, so you can keep it in on the item delivery mode"..... What the hell does that even mean?? Anyway it's obviously some foreigner who asked for my "fullnames and address", which I would never send to something this fishy. Instead I requested he give me a phone number so we can talk, and of course I haven't heard back from "Dray Mark"!