I quit a teaching job that paid $65K/year. With two teenagers facing college, and a husband who doesn't get paid when he doesn't work, it was a big kick in the pants for us. Why did I quit? I couldn't take the stress of teaching in the inner city anymore. The principal was a nice guy, but there was no support for the teachers. I was getting frozen out of meetings and professional development opportunities, and the death knell came when I was moved from the job I enjoyed and was highly qualified for (writing coach) to a job as a health teacher. In middle school. I was unhappy and it was starting to show in my marriage. I went out on medical leave in the spring and did not come back the following year. In hindsight, I probably should have tried to find another teaching job in a different school district.
The only thing I regret about leaving my job is the paycheck. And I did leave some awesome, caring professional colleagues behind. I am now an adjunct professor at a local community college (no benefits, not that good of a salary) and consultant. I'm able to manage the household finances effectively, but the long and the short of it is, I shot myself in the foot. I am 58 years young, have a lot of experience in many different areas, and due to my age I am having a hard time finding a full-time job.
I do need to stop buying coffee every morning. I spend 2.02 on my cup of regular coffee every morning on the weekday. Granted I am not going to nasty Starbucks I am going to a local shop that uses locally sourced beans that actually taste good. But I can get those same beans from the store in bulk, and buy enough for the week which will be cheaper than a pound. Then save my trips to the coffee shop when I can actually sit down and enjoy it. I just need better means of making coffee at my house. The roommate has a disgusting coffee maker with one of those metal filters.
Yup, first there was Instagram. It allowed people with several followers to cash in with advertisers to feature their products. Once Vine became popular, Instagram recognized the potential and that's why Instagram's developers added the video features. Ka-ching!
Yes They need the info in W-9 because earnings over $600 from a company as an independent contractor are taxable. If you need to fill out W-9 form, I found a blank form here http://goo.gl/JCdNyE. This site PDFfiller also has some tutorials on how to fill it out and a few related tax forms.
I have found great deals, especially on electronics, on Black Friday and Cyber Monday. My son's Xbox was $100 off the regular price, Of course you have to do your research and know what things sell for normally. That's just common sense. If you take any sale at face value without doing your research ahead of time, you're taking a risk.
Very good article and suggestions. Since my husband is a Life Coach, I want people to know that not all Coaches charge the high fees you mention which is a bit misleading. My husband charges $150 a month which includes at least one face to face consultation and as many phone calls as is needed, whether 1 or 91 pet month. More reasonable than might be expected. Thank you for the reminder about goals! Good work!
Great article! A good way to combine raking (#6) and mulching (#5) is to use a mulcher leaf blower, which sucks up the leaves and grinds them in the unit to produce a fine mulch. It's quite a time-saver, as is any leaf blower!
7. Depending on your credit card, they may offer an extended warranty anyway for purchasing the product with it.
8. My interest checking account is with Ally, and they don't have any monthly fees or balance minimums.
For one party, I glued some fall colored leaves to an old shirt and went as a tree. One other person at the part was Paul Bunyan so we got our picture taken together.
You can make a cute kids Dalmation costume by using white sweatpants & sweatshirt & gluing on black felt spots. Also, a black cape can be used for lots of costumes~ such as Batman, wearing black sweats & making a batman yellow & black symbol from felt.
When I was in elementary school, my friend and I made a cardboard car with the sides cut from a large appliance box. It was supposed to be the car from "My Mother, the Car" TV show. We made handles on the inside so we could walk inside of it and carry it. Our school had a Halloween parade around the front of the school and everyone dressed in costumes. Ours was a big hit!
My son was a license plate. He made it out of large cardboard box and painted both sides to be an exact replica of our state license plate. He wore it like a sandwich board. His costume was wildly popular!
Oh, there are so many! I love the red bridesmaid dress that I recycled and with it and a great royal red cape I became the Queen of Hearts. I also love the fun non-costume with a box of cereal with a plastic knife in it (Cereal killer, you know). My daughter sews her own costumes and this year is going to be Anna from Frozen. (Pretty awesome if you ask me!) Last year I was Queen Christirella, this year I'm just a brunette Elsa to my daughter's Anna. Should be tons of fun!!
I quit a teaching job that paid $65K/year. With two teenagers facing college, and a husband who doesn't get paid when he doesn't work, it was a big kick in the pants for us. Why did I quit? I couldn't take the stress of teaching in the inner city anymore. The principal was a nice guy, but there was no support for the teachers. I was getting frozen out of meetings and professional development opportunities, and the death knell came when I was moved from the job I enjoyed and was highly qualified for (writing coach) to a job as a health teacher. In middle school. I was unhappy and it was starting to show in my marriage. I went out on medical leave in the spring and did not come back the following year. In hindsight, I probably should have tried to find another teaching job in a different school district.
The only thing I regret about leaving my job is the paycheck. And I did leave some awesome, caring professional colleagues behind. I am now an adjunct professor at a local community college (no benefits, not that good of a salary) and consultant. I'm able to manage the household finances effectively, but the long and the short of it is, I shot myself in the foot. I am 58 years young, have a lot of experience in many different areas, and due to my age I am having a hard time finding a full-time job.
Thank you for letting me rant.
I do need to stop buying coffee every morning. I spend 2.02 on my cup of regular coffee every morning on the weekday. Granted I am not going to nasty Starbucks I am going to a local shop that uses locally sourced beans that actually taste good. But I can get those same beans from the store in bulk, and buy enough for the week which will be cheaper than a pound. Then save my trips to the coffee shop when I can actually sit down and enjoy it. I just need better means of making coffee at my house. The roommate has a disgusting coffee maker with one of those metal filters.
Re: #22 I leave the TV on with the Do Not Disturb sign ;-)
Great article Nora!
I used a borrowed chef hat and carried a pot when I was little.
I will have to check these out. I am trying to declutter some of the rooms in our apartment.
I know! Imagine that kind of cash for a 6-second video, crazy!
Yup, first there was Instagram. It allowed people with several followers to cash in with advertisers to feature their products. Once Vine became popular, Instagram recognized the potential and that's why Instagram's developers added the video features. Ka-ching!
Yes They need the info in W-9 because earnings over $600 from a company as an independent contractor are taxable. If you need to fill out W-9 form, I found a blank form here http://goo.gl/JCdNyE. This site PDFfiller also has some tutorials on how to fill it out and a few related tax forms.
Overdraft protection is a thing? Really? Damn you can sell people anything. That's just so sad.
Great resources for actually making money online. Thanks for doing all the hard work of compiling these links!
Haha, many of these were certainly eye-openers. Those top Viner salaries are staggering.
I have found great deals, especially on electronics, on Black Friday and Cyber Monday. My son's Xbox was $100 off the regular price, Of course you have to do your research and know what things sell for normally. That's just common sense. If you take any sale at face value without doing your research ahead of time, you're taking a risk.
Thanks, I'll be looking at the Miele.
Very good article and suggestions. Since my husband is a Life Coach, I want people to know that not all Coaches charge the high fees you mention which is a bit misleading. My husband charges $150 a month which includes at least one face to face consultation and as many phone calls as is needed, whether 1 or 91 pet month. More reasonable than might be expected. Thank you for the reminder about goals! Good work!
Great article! A good way to combine raking (#6) and mulching (#5) is to use a mulcher leaf blower, which sucks up the leaves and grinds them in the unit to produce a fine mulch. It's quite a time-saver, as is any leaf blower!
7. Depending on your credit card, they may offer an extended warranty anyway for purchasing the product with it.
8. My interest checking account is with Ally, and they don't have any monthly fees or balance minimums.
I have a 14 year old car that I will be driving until the wheels fall off. :)
For one party, I glued some fall colored leaves to an old shirt and went as a tree. One other person at the part was Paul Bunyan so we got our picture taken together.
You can make a cute kids Dalmation costume by using white sweatpants & sweatshirt & gluing on black felt spots. Also, a black cape can be used for lots of costumes~ such as Batman, wearing black sweats & making a batman yellow & black symbol from felt.
My favorite DIY costume was when I dressed as a fall tree. I collected fallen leaves, and and velcro'd them to my leotard and leggings!
When I was in elementary school, my friend and I made a cardboard car with the sides cut from a large appliance box. It was supposed to be the car from "My Mother, the Car" TV show. We made handles on the inside so we could walk inside of it and carry it. Our school had a Halloween parade around the front of the school and everyone dressed in costumes. Ours was a big hit!
My son was a license plate. He made it out of large cardboard box and painted both sides to be an exact replica of our state license plate. He wore it like a sandwich board. His costume was wildly popular!
A Farmer- just some coveralls
Oh, there are so many! I love the red bridesmaid dress that I recycled and with it and a great royal red cape I became the Queen of Hearts. I also love the fun non-costume with a box of cereal with a plastic knife in it (Cereal killer, you know). My daughter sews her own costumes and this year is going to be Anna from Frozen. (Pretty awesome if you ask me!) Last year I was Queen Christirella, this year I'm just a brunette Elsa to my daughter's Anna. Should be tons of fun!!