Definitely student debt. I look forward to reallocating my money to extra mortgage payments, retirement savings and savings for a wedding and future children when those loans are paid off!
Top priority: I guess I'd say maximizing my retirement income.
Why: So I can have more flexibility.
Money management: Right now that means job hunting, studying hard for my tax prep class, and finding (and trying out) more frugal ways to meet my needs and want.
I have been paying off debt for 5 years, it will be gone in 6 months if all goes well. Then I will focus on college savings for kids and bumping up emergency savings from 3 months to 6 months.
Top Financial Priority = Spending less than I make, and because I am not making enough, find ways to spend less and make more. So, I bicycle to a co-work space where I am building a consulting business seven days a week - and making progress. At this pace of business growth I'll be able to pay all of my bills by 2015. Frugality makes it much more likely - and luckily, I like to bicycle and know the value of good rain gear. (Hey, I live on an island north of Seattle. It rains here.)
This article is funny. I have been using Apple computers since my first time on a computer in Elementary school in the 80's. It is what we learned on. It's funny because since Apple made the move to Intel chips (the same parts in a Windows/Linux/Other machine) people seem to think it's the greatest thing ever. For your NEEDS, you didn't need a Macbook Pro, a Macbook would of been fine. I would of recommended even the Air, or a Mac Mini (unless you specifically needed a notebook). You spent more than you had to IMO.
Why not just say things as they are, you switched to Apple because it became the trendy thing to do and you wanted to be a part of the bandwagon. If you would of struggled for decades trying to find software, or unable to play games (since no one ever developed for Mac OS) like I have you would have more to talk about as to why you love your Macbook Pro today. Just saying.
Getting out of debt. All of my money is directed toward paying down bills. Once I'm debt free I can focus on important things like setting up an emergency fund and planning for retirement.
The difficulty, according to the book's authors, is that exercising "discretion while automating finances... channeling money where it can offer maximum benefits..." is made much more difficult due to the mental tax scarcity charges. But if the user-interface (so-to-speak) can be made a little simpler to understand and manage, perhaps the user can make better use of mental resources for wiser planning, such as you suggest.
My top financial priority is becoming debt free. I have a car loan and student loans, and I'm working on paying off my student loans ASAP. Every free penny I come across goes towards getting rid of them! After that, I'm paying off the car, then saving everything I can for retirement.
Our top financial priority was paying off our house - this happened in June (woohoo!) so now we're focusing on saving for retirement. We're doing this by putting $800 in our budget and then in a separate account each month when I get paid. At the end of the year we'll transfer that money to our Roth IRAs. This is our top priority because my work doesn't have a retirement program and my wife is a full-time mom so if we want to have something when our working years are done, we have to get on it!
My biggest priority is building an emergency savings fund which equals about 3 months worth of pay. I feel like having that buffer give me peace of mind, as well as financial freedom!
It seems like this post should be retitled jobs that you can take while living abroad. I was looking for tips on how to make money during a week or two trip, not become a tour guide?!?
Many bumps in the road, and a few detours. We are getting serious about retirement.
Husband retires in 5 yrs. We will still have to work
To work to pay medical insurance. But our
Goal is to have our new house we are getting paid off in 6 yrs, Lord willing.
We have my 83yr old Father living with us now, as Mom has pasted.
Two children in College,(local,we pay). They both work and pay living expenses.
And our Son that is married, just gave us our first Grandson! We know with tightening our belts and hard work we can do this.
Definitely student debt. I look forward to reallocating my money to extra mortgage payments, retirement savings and savings for a wedding and future children when those loans are paid off!
Top priority: I guess I'd say maximizing my retirement income.
Why: So I can have more flexibility.
Money management: Right now that means job hunting, studying hard for my tax prep class, and finding (and trying out) more frugal ways to meet my needs and want.
Right now are top goal is finishing our house without going into debt to do it! That means prioritizing materials & manpower over fun shopping.
I have been paying off debt for 5 years, it will be gone in 6 months if all goes well. Then I will focus on college savings for kids and bumping up emergency savings from 3 months to 6 months.
My top priority is saving for an enjoyable retirement
My top priority is saving for retirement
Top Financial Priority = Spending less than I make, and because I am not making enough, find ways to spend less and make more. So, I bicycle to a co-work space where I am building a consulting business seven days a week - and making progress. At this pace of business growth I'll be able to pay all of my bills by 2015. Frugality makes it much more likely - and luckily, I like to bicycle and know the value of good rain gear. (Hey, I live on an island north of Seattle. It rains here.)
This article is funny. I have been using Apple computers since my first time on a computer in Elementary school in the 80's. It is what we learned on. It's funny because since Apple made the move to Intel chips (the same parts in a Windows/Linux/Other machine) people seem to think it's the greatest thing ever. For your NEEDS, you didn't need a Macbook Pro, a Macbook would of been fine. I would of recommended even the Air, or a Mac Mini (unless you specifically needed a notebook). You spent more than you had to IMO.
Why not just say things as they are, you switched to Apple because it became the trendy thing to do and you wanted to be a part of the bandwagon. If you would of struggled for decades trying to find software, or unable to play games (since no one ever developed for Mac OS) like I have you would have more to talk about as to why you love your Macbook Pro today. Just saying.
Paying off our house and student loans so that we can travel more!
Thanks for sharing that link Jeff. I'll check it out.
Getting out of debt. All of my money is directed toward paying down bills. Once I'm debt free I can focus on important things like setting up an emergency fund and planning for retirement.
Oh, absolutely, Adnan.
The difficulty, according to the book's authors, is that exercising "discretion while automating finances... channeling money where it can offer maximum benefits..." is made much more difficult due to the mental tax scarcity charges. But if the user-interface (so-to-speak) can be made a little simpler to understand and manage, perhaps the user can make better use of mental resources for wiser planning, such as you suggest.
Thanks for the comment!
My top priority is making sure I have saved enough for retirement.
Tweeted here: https://twitter.com/love2lovemykids/status/382559186220875776
saving up for a home!
Rebuilding my emergency savings ,after six months of unemployment!
My top financial priority is becoming debt free. I have a car loan and student loans, and I'm working on paying off my student loans ASAP. Every free penny I come across goes towards getting rid of them! After that, I'm paying off the car, then saving everything I can for retirement.
My top priority right now is increasing my emergency and short-term savings amounts.
Our top financial priority was paying off our house - this happened in June (woohoo!) so now we're focusing on saving for retirement. We're doing this by putting $800 in our budget and then in a separate account each month when I get paid. At the end of the year we'll transfer that money to our Roth IRAs. This is our top priority because my work doesn't have a retirement program and my wife is a full-time mom so if we want to have something when our working years are done, we have to get on it!
Fiverr seems pretty cool. I'm probably the last person on planet earth to actually run across that website :-)
Saving for retirement!
My biggest priority is building an emergency savings fund which equals about 3 months worth of pay. I feel like having that buffer give me peace of mind, as well as financial freedom!
Pretty good list of tips! Most if them just boil down to selling your unused stuff.
It seems like this post should be retitled jobs that you can take while living abroad. I was looking for tips on how to make money during a week or two trip, not become a tour guide?!?
The first tip is pretty good though.
I want to sell my Camry and get a Corolla to save on gas!
Many bumps in the road, and a few detours. We are getting serious about retirement.
Husband retires in 5 yrs. We will still have to work
To work to pay medical insurance. But our
Goal is to have our new house we are getting paid off in 6 yrs, Lord willing.
We have my 83yr old Father living with us now, as Mom has pasted.
Two children in College,(local,we pay). They both work and pay living expenses.
And our Son that is married, just gave us our first Grandson! We know with tightening our belts and hard work we can do this.