That IS cool and I'll have to get something like that. I've also found that olive oil has a healing effect on your gums too so if they get irritated from all this extra attention, try rubbing some olive oil on them. :)
Diapers! Unfortunately my son isn't ready for that yet. I think eating out (but not all of it - date nights are important to my husband and me!) and clothes. I don't go shopping for clothing often, but it is still a part of the budget that could be cut out to save money.
Finding that right balance between saving and paying off debt is tough. The numbers say to pay off the debt and press pause on the savings, but then what about the non tangibles (e.g. peace of mind)? How do you add that into the equation? How much do you save first before you tackle the debt?
So many questions to ask and it seems like every individual has a different answer (of course!). I've always thought it was good to save a month of expenses and then take on your debt full force. I like your suggestions of budgeting and dining out. It seems these are areas people fail the most when it comes to their money.
Gym memberships are a big waste of money, especially for cardiovascular workouts. There are just so many easy, effective, and more fun alternatives. And then, of course, most people sign up for their gym memberships and then they rarely or never go to the gym.
I could live without getting my hair professionally colored for $100+ and just spend $5.99 and do it myself. Am trying to do just this very thing this month. Waaahhh!!!
I received a list of medications from my doctor that are considered safe during pregnancy, and it said that MOM could be applied to cotton balls and used to treat hemorrhoids.
I feel I could live without satellite tv (going to online shows, movies, etc). But I can't convince my husband to go that route yet. He's softening a little bit, so I'm hoping we can drop it soon.
All loose change goes into my coin bank every night. When the bank is full (or nearly so), I take it to the bank and have them put it on my mortgage or HELOC to pay down the principal. I usually do it twice a year.
Yes, I could live without cable, but in my defense LOL, the library is too far across town along with all the video rental places and kiosks. And with my work schedule the way it is its so hard to make it to the library or video stores before they close
Thanks so much Tera - I'm glad that you enjoyed it :)
That IS cool and I'll have to get something like that. I've also found that olive oil has a healing effect on your gums too so if they get irritated from all this extra attention, try rubbing some olive oil on them. :)
Diapers! Unfortunately my son isn't ready for that yet. I think eating out (but not all of it - date nights are important to my husband and me!) and clothes. I don't go shopping for clothing often, but it is still a part of the budget that could be cut out to save money.
I'm glad you enjoyed it Lisa - thanks for reading :)
Finding that right balance between saving and paying off debt is tough. The numbers say to pay off the debt and press pause on the savings, but then what about the non tangibles (e.g. peace of mind)? How do you add that into the equation? How much do you save first before you tackle the debt?
So many questions to ask and it seems like every individual has a different answer (of course!). I've always thought it was good to save a month of expenses and then take on your debt full force. I like your suggestions of budgeting and dining out. It seems these are areas people fail the most when it comes to their money.
Thanks for sharing !
Gym memberships are a big waste of money, especially for cardiovascular workouts. There are just so many easy, effective, and more fun alternatives. And then, of course, most people sign up for their gym memberships and then they rarely or never go to the gym.
Try some of these alternatives instead. http://extrememoneysaving.com/2012/08/07/how-to-be-physically-fit-withou...
And I like you on Facebook.
I could live without getting my hair professionally colored for $100+ and just spend $5.99 and do it myself. Am trying to do just this very thing this month. Waaahhh!!!
Premium cable. Such an unnecessary indulgence. I would probably save $100 per month easy.
I could live without Netflix if I absolutely had to.
We could definitely live without our monthly movie rental budget but at only $18 and our way of living without cable it's worth it to us ;)
I received a list of medications from my doctor that are considered safe during pregnancy, and it said that MOM could be applied to cotton balls and used to treat hemorrhoids.
https://twitter.com/frugalportland/status/232901292643729409
Link to my tweet
https://twitter.com/dmarie824/status/232905616027430912
I feel I could live without satellite tv (going to online shows, movies, etc). But I can't convince my husband to go that route yet. He's softening a little bit, so I'm hoping we can drop it soon.
I could live without the satellite dish, but my husband loves his racing and golf coverage.
Personally I could do without my cell phone...somedays I wish we could go back to landlines only, LOL!
Before getting out of bed, I say my morning prayer and smile as I say Amen. I feel more cheerful in the morning when I do the smiling part.
https://twitter.com/frugalportland/status/232901292643729409 11:09 am
booze! could live without it of course, but it sure makes summer fun!
Also, I follow you on facebook now.
I could live well (probably even better) without my daily soda.
All loose change goes into my coin bank every night. When the bank is full (or nearly so), I take it to the bank and have them put it on my mortgage or HELOC to pay down the principal. I usually do it twice a year.
WB FB Fan C.j. Jennings
Yes, I could live without cable, but in my defense LOL, the library is too far across town along with all the video rental places and kiosks. And with my work schedule the way it is its so hard to make it to the library or video stores before they close