Recent comments

  • Pet lovers beware - there's a new scam in town.   18 years 46 weeks ago

    Legitimate breeders will be upfront about all fees. And legitimate breeders would never advertise a purebred puppy as Free To Good Home, before hitting you with a ton of fees. And remember, the Nigerian Scammers will not be sending you a puppy either. All they want is your cash.

  • Do you have what you want… and do you want what you have?   18 years 46 weeks ago

    I like the article, but did you really just use a Tyler Durden quote on a finance article? Thank you for putting a smile on my face this early in the workday. :)

    Gal

  • Pet lovers beware - there's a new scam in town.   18 years 46 weeks ago

    This sounds like a scam, but there are legitimate breeders out there who charge the same fees. Shipping an animal is not cheap, not are shots in most areas. The total price should always be clear when you agree to purchase the dog. No breeder is going to advertise their dogs as "free."

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    She doesn't do it any more. Did I not point that out? But thanks for the parenting advice.

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    You are teaching her that it is okay to take things that don't belong to her. If you had taken her back into the store and given the toy back, she would have learned, even at two or three, that it is not okay to take things. Of course she would pitch a fit, but she would have gone home empty handed, with the message that she can't help herself to whatever she wants.
    This is the age to teach these lessons.

  • 10 frugal things to try before you die (updated)   18 years 46 weeks ago

    I've done most of these (except the drip tray - I know how infrequently those bits are cleaned).

    In addition to late-night shopping, it can also help to get to know your local grocer. Most stores have a specific day of the week when they mark things down - meat on Tuesdays, baked goods on Wednesdays, etc. When you're doing your midnight shopping, chat with the overnight stocking staff - they should be able to help with that info.

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    With regards to #13 - there isn't a Costco in my town (yet - it's being built as we speak), but I belong to Sam's Club and I assume they're very similar. I always take samples when I'm shopping there. I might feel a twinge of guilt at a regular grocery store, but not at a club store I pay to belong to - I'm paying for those samples with my membership fees.

  • Do you have what you want… and do you want what you have?   18 years 46 weeks ago

    It is a pretty sad cycle.  We work jobs we hate to earn a paycheck to buy things to numb the pain caused by our jobs. 

    Our jobs leave us so little time to reflect upon the truly important things in life.  So instead of exploring what really makes us happy, we allow corporate America to sell us big screen tvs and impossible ab exercise machines as substitubes for "happiness."

     

  • You know you're a Wisebread reader if...   18 years 46 weeks ago
    #2

    …the first part of the paper you turn to is the coupon booklet.

    ...and you're reading the neighbor's paper. 

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    Most of the commenters seem to think that dumpster diving isn't illegal or immoral. If I see someone going through my garbage, they'd better be a cop with a search warrant. If I wanted someone to have my trash, I'd give it to charity (which I do). I should be able to safely assume that my garbage will be picked up and taken to a dump. Besides, get off my lawn you damn kids!

  • You know you're a Wisebread reader if...   18 years 46 weeks ago

    im totally a wisebread reader...
    #16 # …you think Rachel Ray is being extravagant on $40 a day.

    so funny and so true
    i'm always thinking OMG she didn't need that $7 fancy drink or that cake...

  • 10 frugal things to try before you die (updated)   18 years 46 weeks ago

    When I was in college and was working as an Resident Advisor on campus, I organized a can donation drive at the end of the semester (well I recommended it, some other folks did the work for their RA project). I had seen the housekeepers dig through trashcans to find castoffs in prior years (lots of canned food!) and thought that it would be more dignified if we collected the cans and then gave the food to them. My middle class sensibilities in a liberal atmosphere (UNC-Chapel Hill) backfired though. Administrators thought we should give the food to the DSS (Department of Social Services) in the county and certainly not university employees. Since the housekeepers couldn't afford Chapel Hill housing prices, they lived in another county and didn't benefit from this food drive.

  • DIY Mortgage Acceleration   18 years 46 weeks ago

    Thanks for mentioning that all mortgage lenders play by their own rules. You may not be thinking of making extra payments when you sign up for a loan; at least I don't think I did. My lender/servicing company has a place on the coupon book to indicate extra principal payments.

  • 10 frugal things to try before you die (updated)   18 years 46 weeks ago

    SLOW COOKER.

    Best kitchen gadget we have (actually we have two -- one large and one small).

    You can buy cheap cuts of meat and still end up with delicious food if you cook it for 8 hours. You only need the expensive cuts if you are short on time!

    I wish we could grow a few veggies of our own! The local deer population is under pressure from development and has become "assertive" -- as in you can throw a rock at them and get glared at in return. I gave up on the garden when they started eating my jalepenos -- not the plants, mind you, but the peppers themselves!

    Now I stick to a few herbs and a tomato near the house.

  • You know you're a Wisebread reader if...   18 years 46 weeks ago
    11.

    Number 11) Your mailman had to take medical leave because he hurt his back stuffing your mailbox with free samples!

  • Do you have what you want… and do you want what you have?   18 years 46 weeks ago
    Ads

    Lunesta has been doing 1-second ads on cable for months. You gotta be paying attention but they are there.

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    In some places, the bits of fruit trees that hang over pubic areas are available to the public. In fact, there's a project in LA that maps out the best trees with free bits...

    http://www.fallenfruit.org/

    Now, if you come into my yard to take it, I'll sic my cat on you, but if it hangs over the back fence? Help yourself!

    reg

  • Stop Being a Slave to Starbucks - How to Quit Caffeine   18 years 46 weeks ago

    I couldn't go on without coffee...almost 2 days and my brain was pfffft!

    It IS a huge step (and a verrrry difficult one), so congrats on going 3 weeks without it..you're a powerhouse!

    Anyways, I'm loving your articles.

    Keep up the good work :)

  • Revel in a corporation's misfortune - all Discovery Channel stores to close   18 years 46 weeks ago

    Went into a Los Angeles store today.  There are still a ton of great stuff left.  The salesperson told me that the online store is offering free shipping AND a free Planet Earth DVD with purchases.  Just to go www.discoverystore.com/freedvd to get started.

    She also told me that the B&M store sale is just starting, and in the next couple of weeks the prices will be dropping even lower.  Here are some pics.

    Up to 30% off:

    Discovery Store sale sign

    20% off telescopes

    Discovery Store Sale telescope

    The free DVD offer:

    Discovery online store coupon

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    How about this one? Would you stay at a job that asked you to manipulate people? I cannot believe how many people are asked to lie to and manipulate others as part of their (apparent) job description. I also am incredulous at how insurance and credit card companies treat people.

    No way am I going to worry about making a few bucks from selling a ticket if that is what the market will bear. Of course, I wouldn't buy up tons of them to resell, which is the problem with scalping, really.

    Although it is always a good thing to examine one's own behavior, I don't think we should worry too much about eating samples at the supermarket when we are being ripped off by companies who take our money and then outsource our jobs, etc.

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    I had a former co-worker who upon leaving took coffee cups full of advil,sudafed (the good kind meth users have ruined for us),etc and 2 packs of packing tape. These days I would say something about it, but at that time I was part of the disgruntled club, but I did think it was greedy & I always think about how obnoxious she was when I think about dipping into the office supplies. I don't think it is wrong to take a couple of extra packs to put in your purse, or if you're like me I will end up with a pile of tums in my drawer just because I forgot about even taking them & they get lost in all my crap.
    I have been guilty of taking pens, but not on purpose. I'm one of those annoying people who forget to give a pen or lighter back. Mostly it is absentmindedness.

    As for reading the magazines. I used to call Borders "my library." I'd go there and read a bunch of magazines that I didn't feel like buying, to the point where I'd take paper to jot down notes about stuff to look up online,and then I'd buy one or two smaller press ones. I don't go anymore just because of the distance. I must say I always take the one out of the rack from the back--I don't want the one that has been manhandles.

    Sampling, I don't think it is wrong unless you do it every solitary day. There are a lot of pigs out there. We had an event at department store I where I used to work. It was a promotion for Barbie watches & it was "Barbie's Birthday"--you've never seen such a bunch of animals as when they annouced there was free birthday cake on the loudspeaker. I literally had plates grabbed out of my hands.

    I've snuck into many a movie after the one I paid for was over. I didn't feel very guilty because I had already paid for the first movie & food. Well I usually sneak in a candy bar.

    . If my neighbor had extra fruit, I'd probably ask them. Mine has pecans that she's always begging people to take.

  • 10 frugal things to try before you die (updated)   18 years 46 weeks ago

    I still have this gorgeous flannel comforter that someone got rid of at the end of the year when I was in college.

  • 10 frugal things to try before you die (updated)   18 years 46 weeks ago

    This is an expansion of the dumpster dive. Students throw out vats full of good stuff because it's not worth shipping home. You can read about a group that organizes these free-for-alls:
    http://moneychangesthings.blogspot.com/2007/04/dump-and-run-eco-college-...

  • Pet lovers beware - there's a new scam in town.   18 years 46 weeks ago

    Thanks for the heads up. I have a friend who is looking to adopt, so I'll try to make sure that the word gets out about this.

    I miss the days when Craigslist was just a bunch of engineers trying to resell their IKEA furniture or get a date. Sigh.

  • Frugal... or just plain wrong?   18 years 46 weeks ago

    OK,

    #2-- Totally do it. I also regularly spend a fair amount of money on the entire CD's of songs I've downloaded. If I like the song, I have no reason not to buy the album.

    #5-6-- Not proud of it, but I've done it. Most times it was because I never noticed, but there were also times when I just needed the money.

    #9-- Totally do it. They know that most people won't buy, but their job is to try and change your mind. Who knows, it may prove to be a worthwhile deal.

    For me, once I realize that I may have done something that rubs my ethics the wrong way, I make sure I do something that is "good". I keep thinking about a movie I saw where someone (speaking about karma), asked if the main character had ever been cosmically B-slapped by a six-armed goddess. I have, it's not as pleasant as one might think.

    Great post! Really inspired thought.