My son motivates me to save. He has Down syndrome, and we pay for most of his therapy out-of-pocket. It's expensive, too. I've found that thinking of impulse buys in the context of "how much speech therapy could this pay for?" is a great way to kill an impulse. ;) Doesn't mean we don't have discretionary spending, we do budget for family vacations, but that therapy is a big line-item for us.
Love my Cutco knife! I've had it for 9 years and it's just like it was the day that I bought it. I do think a microwave is very useful, however. I make food in bulk sometimes, and a microwave is great for heating up those leftovers!
Yeah. I know in FL Strawberries are currently in season. There is even a huge strawberry festival every March. As well as oranges are pretty much grown all yr with the exception on August. Along with some other citrus. There is usually so much leftover thought that you still them @ the farmers market like crazy. Even Dr. Oz said the the Central FL has the advantage to fresh fruits and veggies all year long.
I like to shop at vintage stores, you can find some great deals and very unique clothing. I also like stores like Kohl's and JC Penney because they have low prices but everything is organized like a big department store. Marshall's and Ross can be good too, but require much more work sifting through crap to find that one great item. If you want to go even cheaper, check out thrift stores. You can find great stuff for just a couple bucks, but this is really hit or miss... :)
What motivates me to save is that I would like to buy a house in the next couple of years. Also, I work on only comission, so having a some money set aside is ice durig those months that are slow at work.
Great article. Real and easy food -- cheap! While I usually cook like this, many folks don't and need the boost of information. Nothing has frustrated me more over the last couple of years reading these types of articles and they are an endless list of odd ingredients or time hogs. I took the link for the cookbook provided in #16. This is in the table of contents:
What the Heck Happened to Food?
Exactly. There is a time and a place for "fancy" food. With tight money and tight schedules we need this kind of food.
I want to be able to retire as early as possible. I don't want to live in fear of not having enough money to pay for medical care, housing or food. I don't want to burrden my children. I would like to be able to retire and enjoy good health so I can garden and suppy folks with healthy fresh food.
I'm not sure it's that easy to travel on a cheap budget, by the way I really like your free accommodation ideas, despite I doubt they are easily applicable
What motivates me to save? The fact that I know I have to raise my kids... and to think about their clothing, education, and just about everything else!
I'm motivated to save by awesome blogs like wisebread! They give me great tips to make it easy to spend less and save more. Plus I love watching my savings account growwww!
I've always been interested in frugality and in it's cousin, voluntary simplicity. I find that both help make one mindful of how one spends time and resources. With the demands of daily life, though, it's often hard not to spend money or resources on conveniences. I guess the thing that motivates me is the thought of a future when I can *choose* to work rather than *have* to work.
What motivates me to save is my husbands college tuition and my son's private school. Both are great schools and planning for the future but can be expensive.
Im still at my early 20s but looking back to how I was when I graduated from college and during my first job, man was I spending too much that I still ask money from my parents weekly. I decided to move into another country because I know I can't control myself from spending and decided to be LEGIT financially independent. I know that I still have a long way to go and many money problems will come.
Now, I am debt free and if there is one things that I learned (it applies to everyone really) never EVER get a credit card and say its only for emergencies when really, they're for shopping.
I am motivated to save because I have learned that I gain more happiness from things that I've had to wait (and sometimes struggle) for. Spending money on every little thing I want may feel nice for a day or two, but after that it becomes needless clutter that weighs me down.
I'm competitive by nature so I save best when I set goals for myself. Car loan-check. Student loan-check. 6 months of expenses emergency funds - hey! that's my current goal!
I am on my late 30s already but I am trying to pay off all our debts as early as now. We are already down with two and paying off our bank loan, which is the only debt left. We are looking forward to be debt-free before the second quarter ends. Why wait to be 40 if we can do it now?
Hey, Here is a link to a jean patchwork Quilt. http://0.tqn.com/d/frugalliving/1/0/O/0/-/-/denimpocketquilt.jpg
My husband and my two boys motivate me to save. I want them all to be stress free so we can enjoy each other!
My son motivates me to save. He has Down syndrome, and we pay for most of his therapy out-of-pocket. It's expensive, too. I've found that thinking of impulse buys in the context of "how much speech therapy could this pay for?" is a great way to kill an impulse. ;) Doesn't mean we don't have discretionary spending, we do budget for family vacations, but that therapy is a big line-item for us.
Love my Cutco knife! I've had it for 9 years and it's just like it was the day that I bought it. I do think a microwave is very useful, however. I make food in bulk sometimes, and a microwave is great for heating up those leftovers!
Yeah. I know in FL Strawberries are currently in season. There is even a huge strawberry festival every March. As well as oranges are pretty much grown all yr with the exception on August. Along with some other citrus. There is usually so much leftover thought that you still them @ the farmers market like crazy. Even Dr. Oz said the the Central FL has the advantage to fresh fruits and veggies all year long.
Making sure I always have enough money for bills and such motivates me to save. I dislike having to struggle to get by til next payday.
I like to shop at vintage stores, you can find some great deals and very unique clothing. I also like stores like Kohl's and JC Penney because they have low prices but everything is organized like a big department store. Marshall's and Ross can be good too, but require much more work sifting through crap to find that one great item. If you want to go even cheaper, check out thrift stores. You can find great stuff for just a couple bucks, but this is really hit or miss... :)
Just posted on my blog about some great unique money saving tips:
Actions you can take to save more money now
What motivates me to save is that I would like to buy a house in the next couple of years. Also, I work on only comission, so having a some money set aside is ice durig those months that are slow at work.
Great article. Real and easy food -- cheap! While I usually cook like this, many folks don't and need the boost of information. Nothing has frustrated me more over the last couple of years reading these types of articles and they are an endless list of odd ingredients or time hogs. I took the link for the cookbook provided in #16. This is in the table of contents:
What the Heck Happened to Food?
Exactly. There is a time and a place for "fancy" food. With tight money and tight schedules we need this kind of food.
I want to be able to retire as early as possible. I don't want to live in fear of not having enough money to pay for medical care, housing or food. I don't want to burrden my children. I would like to be able to retire and enjoy good health so I can garden and suppy folks with healthy fresh food.
I have retired and need to watch my spending.
I'm not sure it's that easy to travel on a cheap budget, by the way I really like your free accommodation ideas, despite I doubt they are easily applicable
What motivates me to save? The fact that I know I have to raise my kids... and to think about their clothing, education, and just about everything else!
I'm motivated to save by awesome blogs like wisebread! They give me great tips to make it easy to spend less and save more. Plus I love watching my savings account growwww!
Saving has always been important to me. My motivation is being secure by putting something away for the future.
I am motivated by the rewards saving gives me. I have a cushion of comfort knowing that I am prepared for emergencies.
I've always been interested in frugality and in it's cousin, voluntary simplicity. I find that both help make one mindful of how one spends time and resources. With the demands of daily life, though, it's often hard not to spend money or resources on conveniences. I guess the thing that motivates me is the thought of a future when I can *choose* to work rather than *have* to work.
What motivates me to save is my husbands college tuition and my son's private school. Both are great schools and planning for the future but can be expensive.
Im still at my early 20s but looking back to how I was when I graduated from college and during my first job, man was I spending too much that I still ask money from my parents weekly. I decided to move into another country because I know I can't control myself from spending and decided to be LEGIT financially independent. I know that I still have a long way to go and many money problems will come.
Now, I am debt free and if there is one things that I learned (it applies to everyone really) never EVER get a credit card and say its only for emergencies when really, they're for shopping.
Having a comfortable retirement.
I am motivated to save because I have learned that I gain more happiness from things that I've had to wait (and sometimes struggle) for. Spending money on every little thing I want may feel nice for a day or two, but after that it becomes needless clutter that weighs me down.
https://twitter.com/#!/miriama59/status/178767237312815104
Thanks for mentioning me here Ashley, I am honored.
I'm competitive by nature so I save best when I set goals for myself. Car loan-check. Student loan-check. 6 months of expenses emergency funds - hey! that's my current goal!
I am on my late 30s already but I am trying to pay off all our debts as early as now. We are already down with two and paying off our bank loan, which is the only debt left. We are looking forward to be debt-free before the second quarter ends. Why wait to be 40 if we can do it now?