Recent comments

  • 40 Rice Cake Topping Ideas   14 years 22 weeks ago

    on my brown rice cake, i spread raw peanut butter on top, with half of a banana sliced on top of that. i add a lil bit of powdered cinnamon, and microwave either straw, rasp, blue, black or cranberries and pour that on top. it's super delicious, and real healthy.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    I am currently motivated to save because I have a dream of going into private practice (I'm a counselor). In order to be in private practice successfully, I need to have living expenses saved so I have the funds to "live on" then replenish them as I make money with my career.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    I am motivated to save so that I can live my best possible life. It's not about money for me, but rather, what I do with my money. I strive to spend my money according to my values.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    I'm motivated to save because I want to pay for my daughter's education, while I'm paying off my own. I don't want her to have to go to college like I had to. I hope that she can start her career off with relatively little debt so that she can save for her own future.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    I am motivated to save when I think about all the places I'd like to travel. It makes it easier to keep from buying things I want, but don't really need.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    What motivates me to save? My retirement and paying off my student loans.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    The biggest motivation for me to save is not having to borrow money. Except for purchasing a home, I don't ever want to borrow money again.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    Seeing the path that my parents have taken by overspending and not saving has led me to save money. I don't want to have to worry about living paycheck to paycheck in my future due to overwhelming amounts of debt, so I choose to save money and live frugally.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    Im a worrier. I always am waiting for something "bad" to happen that will require money. So I always make sure I save as much as I can. Without my car payment now I put that away like I still have it to save even more. It gives me a piece of mind knowing I have money saved

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    I save because in less than five weeks I am going to be moving out on my own for the first time, to a new area without a solid job lined up, and I want to be prepared for anything that may crop up and cause financial distress. I am going off to be 'independent'- and the last thing I want to do is have to fall back on my parents (for their sake). I have never wanted to live lavishly- but I do want to live comfortably, so if that means keeping my spending 'in-check' so I can be prepared for the inevitable downs, so be it... doesn't mean I can't enough life frugally. :)

  • Ask the Readers: How Often Do You Review Your Credit Report?   14 years 22 weeks ago

    I check my annual credit report three times a year, a different one from each of the major agencies every four months, so I last checked it in December.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    I want to save money even more today because I was unemployed for almost exactly a year from 2009-2010. Thankfully I had dutifully put aside some money beforehand, so by cutting our budget even more, we were able to survive one year by putting just an additional $3,000 in credit card debt. It took us almost three years to pay off that debt, though, so I really want to build our emergency fund back up!

  • 7 Frugal Myths Debunked   14 years 22 weeks ago

    This came up just today at work. Everyone knows that I am a couponer and the money I save. I love the game of it in addition to the other benefits. Since my neck was stiff today someone said "why don't you go get a massage". I said "I don't have that kind of money". They're response was, "what do you mean you don't have the money, with all that couponing." So I had to back up and clarify, I don't have money for that particular thing because it's not a priority for me. Later while discussing my upcoming vacation, I mentioned going to the coast and staying at a bed and breakfast. This person sat with his mouth open when he asked how much that was a night. That's my priority.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    Right now I am a student, which means money is tight and I do take out some loans to cover tuition and fees not covered by my assistantship. I still save (a nominal amount to many), which I put into savings right after I get paid. I do this because I want an emergency fund and to save for retirement/future. I don't want to "live on the edge" throughout my adulthood.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 22 weeks ago

    What motivates me to save is that I want a house. I'm tired of sharing walls & elevators with people. Every time I have to hear them it reminds me to save. :)

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    wanting a more secure and free future with my husband and wanting future children motivates me to save.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    I'm currently in graduate school and am not saving. For the previous three yearsI was saving for graduate school and paying off my car loan.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    Follow on twitter (peg42) and tweeted: https://twitter.com/#!/peg42/status/168175848652939265

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    Saving for my kids futures and retirement motivates me to save.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    I am usually motivated to save by having a goal - a new car, a vacation...

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    Hi guest! Thank you for your feedback. These games are completely free, and they encourage me to do something positive. I think it is a win-win situation. Now whenever I deposit money into my savings account, I can look forward to playing a little scratcher game that might give me a prize. It adds a fun twist to personal finance (which can often be so dry and boring). I'm not necessarily counting on winning the $2 Million jackpot, but I do enjoy dreaming about it when making my deposits at the ATM. =)

    There's other things on SaveUp that helps consumers. You can earn game credits by watching educational videos to increase financial literacy, and you can keep track of your finances to see how your savings and debt accounts are doing.

    I hope you give SaveUp a try! They recently won PC Magazine's Top 100 Website of 2011. And I also met Jean Park, (SaveUp's marketing director) at the Financial Blogger Conference. We talked a long time about what motivates people to save money. Jean seems very sincere about her desire to help people save money.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    What motivates me to save is wanting to pay off debt sooner than expected and live simplistically. It helps me evaluate and re-evaluate my life and values more often.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    Seeing big ticket items I want in the future (weddings, house, etc.) as well as wanting to be secure with a worst-case scenario is what motivates me to save. Thinking about the future, whether it will be awesome or scary, I know I'll be ready as long as I'm saving!

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    What motivates me to save is creating financial security for the future. Living paycheck to paycheck can really be stressful, so creating a savings net and investing funds can really provide a sense of relief and control when it comes to your finances.

  • SaveUp Giving Away $1000 to Wise Bread Readers   14 years 23 weeks ago

    I want to save money because I have two boys and the oldest is going on 14. College is just around the corner!