Onions are a great storage crop. They keep fantastically well in the right conditions. As do many winter squashes, potatoes, parsnips, garlic, and even apples.
We don't have a budget, but we don't have many people to shop for anyway. It all depends on the situation; and how much money we have at the time. We don't use credit cards, so we never go in debt...
Oh gosh yes. We have a grand total allowed AND a sub-budget for each individual AND a sub-budget for food/decorations/parties. We don't make a lot of money, so we have to use a budget to make sure that we can get gifts for everyone with the money we have (and avoid going into debt).
Jason,
I'd definitely add Southwest Rapid Rewards to the list. For anyone just getting into collecting and redeeming miles Southwest is a great program.
My Christmas budget is established when my company issues our bonuses. Every paycheck is already accounted for so the bonus supplies us with Christmas. Thankfully I'm from a small family where the kids get presents and the adults trade home-made or less expensive "thinking of you" gifts.
This is a great list of tips about taking care of a car. My friend once went almost 5 months past a scheduled oil change date, and as a result her car bit the dust much earlier then it should have! The best advice in this column is to just suck it up and spend the $40 or $50 here and there to make small repairs, which will definitely save you a lot of money in the long run.
Oh and one other thing re: redefinition of full time labor hours. A phase-in plan would need to be developed to protect small and medium businesses during the change over. These businesses would need some sort of subsidy/temporary tax exemption or the like so that they could weather the change given many will not have the immediate capital to add the 25% more workers to their payroll the plan necessitates. To not protect these companies during a phase-in would reduce market diversity at a time when if capitalism is going to be clung to, market diversity is an essential protection that when robust serves as a protection from the kind of economic collapse we are experiencing due to the concentration of capital in organizations "too big to fail".
It is practically a guarantee though that this need to cushion the blow for some will be twisted and remodled so as to become a thing despised - another "entitlement" if you will, all to protect the status quo.
And perhaps the largest barrier of all - human patience and compassion are needed!
Markup meaning price based on cost to produce the item. If the spice is priced @ $3.52 and was marked up 97% that means it costs the store $1.79 (what with the shipping, the storing, the bottle, the label, the spice itself, the labor, etc).
Markup does not mean comparative to other store prices.
Please keep in mind before you reply, you aren't clever just because you have some grammar and have numbers in your comment.
I am a college student and I only work 16 hours a week. I spend two days a week driving a little over 3 hours in one day going to school and work. This year my boyfriend had me sit down and make a list of everyone I wanted to shop for and then decide how much I wanted to spend on each person. That was really hard for me to do because I am so used to just shopping and buying things I know people will like. Now I have to stick to my budgets for every individual person. I have one more person to buy for and then I am done. I have stuck to my numbers pretty closely and only gone over by a dollar or so. With my boyfriend splitting the cost of family presents I managed to only spend $230. I did a lot of shopping on amazon and participated in black Friday. All in all I have had a very successful holiday shopping budget and I feel really good about it.
That depends on the bread. If you're attempting to make Wonder bread, then yes, the stuff at the store is cheap. However, if you're getting the $3.50--$4 whole grain kind, you start to see the savings from making it yourself.
Besides which, even the expensive 'healthy' breads still contain all sorts of difficult-to-pronounce additives, and in your own recipes you can control what goes into it. Plus fresh-baked bread is beyond delicious and puts the store loaves to shame, if only due to storage and transport time.
I started it this year. It's $1200 for nieces, nephews, brothers, sisters, in-laws, uncle, aunts, friends kids, and spouse. That's the max so I'm hoping it comes out less.
This is something that you can apply to more than just your car. If you put in a little effort, you can make so many things last way longer. And this is good for more than just your finances. I have a pair of leather boots that I clean and oil every now and then, and I think they are going to last for many years!
These are great ideas for saving money! I have a friend who went through dental school and was constantly talking about the great deals that could be had on dental work.
What about soaking? Put them in over night and just boil them for a little the next day. It doesn't take long at all.
You are welcome!
Definitely have a budget. Only way to keep out of debt at Christmas!
Responded on Twitter. https://twitter.com/#!/1bets1/status/144545859168776192
I completely failed at budgeting 101, but do remain frugal! So short answer, no budget for holiday spending.
I liked you and your post on Facebook.
Tweeted
http://twitter.com/#!/goonyburd/status/144528814024835072
the original Kindle did not need wifi, it had free access to Whispernet.
I've "Liked" you on FB for a while!
Onions are a great storage crop. They keep fantastically well in the right conditions. As do many winter squashes, potatoes, parsnips, garlic, and even apples.
We don't have a budget, but we don't have many people to shop for anyway. It all depends on the situation; and how much money we have at the time. We don't use credit cards, so we never go in debt...
Oh gosh yes. We have a grand total allowed AND a sub-budget for each individual AND a sub-budget for food/decorations/parties. We don't make a lot of money, so we have to use a budget to make sure that we can get gifts for everyone with the money we have (and avoid going into debt).
Jason,
I'd definitely add Southwest Rapid Rewards to the list. For anyone just getting into collecting and redeeming miles Southwest is a great program.
My Christmas budget is established when my company issues our bonuses. Every paycheck is already accounted for so the bonus supplies us with Christmas. Thankfully I'm from a small family where the kids get presents and the adults trade home-made or less expensive "thinking of you" gifts.
This is a great list of tips about taking care of a car. My friend once went almost 5 months past a scheduled oil change date, and as a result her car bit the dust much earlier then it should have! The best advice in this column is to just suck it up and spend the $40 or $50 here and there to make small repairs, which will definitely save you a lot of money in the long run.
Oh and one other thing re: redefinition of full time labor hours. A phase-in plan would need to be developed to protect small and medium businesses during the change over. These businesses would need some sort of subsidy/temporary tax exemption or the like so that they could weather the change given many will not have the immediate capital to add the 25% more workers to their payroll the plan necessitates. To not protect these companies during a phase-in would reduce market diversity at a time when if capitalism is going to be clung to, market diversity is an essential protection that when robust serves as a protection from the kind of economic collapse we are experiencing due to the concentration of capital in organizations "too big to fail".
It is practically a guarantee though that this need to cushion the blow for some will be twisted and remodled so as to become a thing despised - another "entitlement" if you will, all to protect the status quo.
And perhaps the largest barrier of all - human patience and compassion are needed!
Markup meaning price based on cost to produce the item. If the spice is priced @ $3.52 and was marked up 97% that means it costs the store $1.79 (what with the shipping, the storing, the bottle, the label, the spice itself, the labor, etc).
Markup does not mean comparative to other store prices.
Please keep in mind before you reply, you aren't clever just because you have some grammar and have numbers in your comment.
I am a college student and I only work 16 hours a week. I spend two days a week driving a little over 3 hours in one day going to school and work. This year my boyfriend had me sit down and make a list of everyone I wanted to shop for and then decide how much I wanted to spend on each person. That was really hard for me to do because I am so used to just shopping and buying things I know people will like. Now I have to stick to my budgets for every individual person. I have one more person to buy for and then I am done. I have stuck to my numbers pretty closely and only gone over by a dollar or so. With my boyfriend splitting the cost of family presents I managed to only spend $230. I did a lot of shopping on amazon and participated in black Friday. All in all I have had a very successful holiday shopping budget and I feel really good about it.
That depends on the bread. If you're attempting to make Wonder bread, then yes, the stuff at the store is cheap. However, if you're getting the $3.50--$4 whole grain kind, you start to see the savings from making it yourself.
Besides which, even the expensive 'healthy' breads still contain all sorts of difficult-to-pronounce additives, and in your own recipes you can control what goes into it. Plus fresh-baked bread is beyond delicious and puts the store loaves to shame, if only due to storage and transport time.
I started it this year. It's $1200 for nieces, nephews, brothers, sisters, in-laws, uncle, aunts, friends kids, and spouse. That's the max so I'm hoping it comes out less.
This is something that you can apply to more than just your car. If you put in a little effort, you can make so many things last way longer. And this is good for more than just your finances. I have a pair of leather boots that I clean and oil every now and then, and I think they are going to last for many years!
These are great ideas for saving money! I have a friend who went through dental school and was constantly talking about the great deals that could be had on dental work.
Name-brand spices are marked up close to 97%. For instance, a $3.52 jar of bay leaves at the grocery store will cost you only 12 cents
That's a markup of 2833% not 97%.
Bakery items are marked up nearly 100%... For instance, $20 supermarket cake can be made from scratch or out of a box at home for just $5
That's a markup of 300% not 100%.
Since batteries have no expiration date, buying in large quantities is A-OK!
Batteries lose capacity over time even when not in use. They even have an expiration date on them.
buy only what's "in season"
Go all winter without onions?
Um, pretty sure batteries have expiration dates.
We do have a budget with different amounts for spouse and other family members or friends.