I always shop the Thrift Stores. I have gotten some AMAZING deals and some really nice clothes that way. For example, I paid $5 for a lined London Fog coat that had hardly been worn. Winter scarves usually run $1. Thrift stores are definitely the way to go.
I save money on my new winter wardrobe by firstly getting all my towels, old fabric and all my old clothes and sell them to a local recycling bank. I then by cheap second hand really short cord or jean skirts and rip up old duvets and pillow cases and make a boarder and sew to the hem..by adding floral and wacky details I make a quirky funky creative new outfit. I also knit fingerless gloves from oddments of wool and felt fab flowers on them...
It's pretty simple for me - a mix of shopping at thrift stores and scanning the clearance racks at stores year-round for items. I particularly like to purchase things that I can layer.
I get paid by checks since I'm an independent contractor, probably 12-15 a month. I suppose I could get paid by Paypal, but why let them take 3% of my fee just for "convenience"? It's simple to go down to the ATM and deposit a couple checks every week.
I pay my subcontractors by check, as well as the people who run my phones and my rent. The only reason is because I refuse to have Paypal take out a chunk of money from my contractors (and also refuse to add 3% to their invoice to compensate for it). Luddite? I don't think so. Frugal? Sure.
I am eyeing Dwolla as an alternative form of payment, though. 25 cents per transaction sounds pretty darn good. I'll have to get my contractors on it.
The same thing happens with my Brother printer. If I am printing black and white, set it to grayscale only, and one of the color cartridges are out of ink, it won't print anything at all. Even if the color option is turned off.
If you know for sure that you will be traveling in the future and will be staying at a hotel covered by the rewards card, then you can see if the reward outweighs the annual fee.
Yes! I use baking soda and white vinegar to clean the toilets. The vinegar reacts with the soda and fizzes up. Let it sit for a few minutes (while clean the rest of the bathroom) and then swish it with the brush. Works very well and you're not pouring nasty chemicals into the waste water.
Usually no, but this year I shopped! There were a few things I really needed for gifts that were too good a deal to pass up. I tried to get them online, but no luck, so I headed out at 5am to Sam's Wholesale & then Home Depot. It was worth the effort for the deals I got!
I shopped the Black Friday deals from the comfort of my couch, in my pj's and slippers, as usual. I got the same deals offered in the stores, plus free shipping, and I didn't have to fight anyone for the last XS sweater dress in Hot Cocoa. :-)
My financial goal for 2012 is to pay off my car, credit card, and medical bills, as well as pay for my wedding in cash! Should be an interesting year, for sure.
...so you're saying I should put Jell-O on people? Heehee.
It's slightly different, but I haven't been able to go home for Thanksgiving for several years. The thing I miss the most isn't the food; it's making the meal with my mom.
And I totally agree that traditions are lots of fun. In my family, we make a meal full of finger foods on Christmas Eve and then watch a movie. It used to be a Christmas movie, but now anything goes. It's one of my favorite parts of the holiday.
Another idea for storing tomatoes (which I mention because I'm doing it right now) -- oven-drying them. They come out super-flavorful, and you can store them in a jar of olive oil. http://smittenkitchen.com/2008/08/slow-roasted-tomatoes/
My financial goal for 2012 is to save $10,000 (preferably by setting up an automatic savings plan) for home maintenance and repairs.
I always shop the Thrift Stores. I have gotten some AMAZING deals and some really nice clothes that way. For example, I paid $5 for a lined London Fog coat that had hardly been worn. Winter scarves usually run $1. Thrift stores are definitely the way to go.
I save money on my new winter wardrobe by firstly getting all my towels, old fabric and all my old clothes and sell them to a local recycling bank. I then by cheap second hand really short cord or jean skirts and rip up old duvets and pillow cases and make a boarder and sew to the hem..by adding floral and wacky details I make a quirky funky creative new outfit. I also knit fingerless gloves from oddments of wool and felt fab flowers on them...
I don't buy much heavy clothing; I layer more of my fall weather items. I also shop at thrift stores for seldom needed items, such as snow pants.
It's pretty simple for me - a mix of shopping at thrift stores and scanning the clearance racks at stores year-round for items. I particularly like to purchase things that I can layer.
Just bought a pair of nice Timberland boots and Timberland parka, so I've paid about €400 for that! Winter clothing is so expensive...
Layering up with a nice and cozy sweater or two, and a waterproof jacket on top.
I get paid by checks since I'm an independent contractor, probably 12-15 a month. I suppose I could get paid by Paypal, but why let them take 3% of my fee just for "convenience"? It's simple to go down to the ATM and deposit a couple checks every week.
I pay my subcontractors by check, as well as the people who run my phones and my rent. The only reason is because I refuse to have Paypal take out a chunk of money from my contractors (and also refuse to add 3% to their invoice to compensate for it). Luddite? I don't think so. Frugal? Sure.
I am eyeing Dwolla as an alternative form of payment, though. 25 cents per transaction sounds pretty darn good. I'll have to get my contractors on it.
I suggest adding a facebook like button for the blog!
The same thing happens with my Brother printer. If I am printing black and white, set it to grayscale only, and one of the color cartridges are out of ink, it won't print anything at all. Even if the color option is turned off.
Do you feed this soup to the dog cold?
Ive done a lot of research and it all shows barley is bad for dogs? Can this reciepe be sued without the barley?
I'm not crazy enough to waste time waiting in line. But I did shop online over the weekend. Turns out Cyber Monday deals really start before Monday!
I am going to try this. (: I sure hope it helps.
If you know for sure that you will be traveling in the future and will be staying at a hotel covered by the rewards card, then you can see if the reward outweighs the annual fee.
Yes! I use baking soda and white vinegar to clean the toilets. The vinegar reacts with the soda and fizzes up. Let it sit for a few minutes (while clean the rest of the bathroom) and then swish it with the brush. Works very well and you're not pouring nasty chemicals into the waste water.
Ummm ... maybe just that the holidays don't need to fit into a traditional mold? :-P
I also like the idea of finger foods - maybe we'll try that!
You are welcome Ben!
I *like* You on Facebook!
Usually no, but this year I shopped! There were a few things I really needed for gifts that were too good a deal to pass up. I tried to get them online, but no luck, so I headed out at 5am to Sam's Wholesale & then Home Depot. It was worth the effort for the deals I got!
I shopped the Black Friday deals from the comfort of my couch, in my pj's and slippers, as usual. I got the same deals offered in the stores, plus free shipping, and I didn't have to fight anyone for the last XS sweater dress in Hot Cocoa. :-)
My financial goal for 2012 is to pay off my car, credit card, and medical bills, as well as pay for my wedding in cash! Should be an interesting year, for sure.
...so you're saying I should put Jell-O on people? Heehee.
It's slightly different, but I haven't been able to go home for Thanksgiving for several years. The thing I miss the most isn't the food; it's making the meal with my mom.
And I totally agree that traditions are lots of fun. In my family, we make a meal full of finger foods on Christmas Eve and then watch a movie. It used to be a Christmas movie, but now anything goes. It's one of my favorite parts of the holiday.
Another idea for storing tomatoes (which I mention because I'm doing it right now) -- oven-drying them. They come out super-flavorful, and you can store them in a jar of olive oil. http://smittenkitchen.com/2008/08/slow-roasted-tomatoes/
Forgot a lottery ticket :)