Thanks for the giveaway...the smartest investment I have ever made was finally finishing my degree; was sailing through school but some family issues made money extremely scarce, so I had to work practically full time, take out loans, max out credit cards, etc. Going into debt for a few years was well worth it because I got a well paying job, and with some financial planning am almost finally free of my substantial debt. The future looks brighter...
I bought the small building which i was renting for my antiques shop. The loan payment was less than my rent. I later sold it for 5x what I paid for it.
The best investment I have made is starting to coupon 4 years ago. I started after I became a mommy and a single income family. We have saved so much. I wish I would have started sooner!
My best investment was the purchase of an individual industry specific software license. Each module of the software is very difficult to master, but having my own copy allowed me to master the entire package, as well as run endless business scenarios. I turned this knowledge into a consulting business.
I would not be able to survive without my cell phone. Because I have few minutes on my plan, I've tried as much as possible to make calls through Google Voice or Skype with family and friends - but it would be impossible or at least extremely inconvenient without a cell phone on hand.
Kathryn - Great point about adjusting your cash flow plan based on which categories are getting overspent or underspent each month. When a budget is really humming, there should be little if any need for envelope robbing.
Hi Guest,
We've been rural for a long time and are very used to tending to the septic. What the inspection did not notice (they don't dig up pipes, or septics on inspections) was that the area the seller and he both indicated a new one would eventually be built could not be built --and thus a new one would have to be built uphill from the house. We cleaned and drained on a regular basis, we re-did pipes etc over a five year period--I'd say we've sunk at least 20K just into plumbing. The amount of snow last year was way beyond what usually occurs and every house on our side of the street and the preschool next door have all been experiencing the same issues. And like I said---our bank left us years ago. The corporation that owns it now would not have been my choice of bank. It didn't go uninhabitable over night but when the lasted estimate is 3 times the value of the house. I'm guessing someone will come in and bulldoze it and rebuild up the hill from it. It sits on a beautiful acre overlooking a gorgeous valley. But whomever buys the property will have to either be a contractor him/herself or be independently wealthy.
My smartest investment was my HP laptop that I take with me when I visit Trade Markets to purchase merchadise. It allows me to check on-line competitors for profit margin before I make a big purchase. I can also use it to check on-line for new sales activity and questions at night and on weekends without ignoring my family.
Hi Guest,
We've been rural for a long time and are very used to tending to the septic. What the inspection did not notice (they don't dig up pipes, or septics on inspections) was that the area the seller and he both indicated a new one would eventually be built could not be built --and thus a new one would have to be built uphill from the house. We cleaned and drained on a regular basis, we re-did pipes etc over a five year period--I'd say we've sunk at least 20K just into plumbing. The amount of snow last year was way beyond what usually occurs and every house on our side of the street and the preschool next door have all been experiencing the same issues. And like I said---our bank left us years ago. The corporation that owns it now would not have been my choice of bank. It didn't go uninhabitable over night but when the lasted estimate is 3 times the value of the house. I'm guessing someone will come in and bulldoze it and rebuild up the hill from it. It sits on a beautiful acre overlooking a gorgeous valley. But whomever buys the property will have to either be a contractor him/herself or be independently wealthy.
Smartest investment was not giving up on love and signing up for a Match.com membership where I met my Soulmate and husband Chris. We have three beautiful children. So it was a wonderful investment he jokes best $50 he spent, I joke he was free I was on the trial : ) eaglesforjack@gmail.com
I live in a 120 yr old house with big rooms but no closets - they had clothes presses back then - you put your clothes in flat on a hook then closed the door quickly. I bought an IKEA closet. So much better and organized and enough for all my clothes!
Don't forget that your clothes are a large lifetime investment. This makes a difference every day when I get dressed.
Piano lessons have paid for themselves many times over. Granted, my parents paid for the actual lessons but I'm grateful to have that skill. I obtained my first degree on a full scholarship through music. Since then, I've been able to play in churches, weddings, funerals and teach lessons to make extra income. Good call, mom!
My best investment I made was meeting my 3 best friends in 3rd. We have
been friends for 47 years. We have been with each with our ups in life and
our downs in life. Their friendship means more then money to me.\
I am so blessed to have them for friends.
the best investment i ever made was buying a good stove,it has lasted quite a few years.Cost a little extra but well worth it!
ardelong2(at)gmail(dot)com
One of the best investments I have made is an adjustable computer chair. It makes life so much easier since my husband and I are different heights. Beides the fact that it is so comfortable.
The smartest investment I've ever made was putting my kids through preschool. It prepared them for the tough road that was kindergarten year. I'm so glad I decided to do that for them.
Many years ago I made an investment in an older fixer upper house at a bargain price. After living here over 20 years, my investment has quadrupled even in the face of today's slumping housing market
Thanks for the giveaway...the smartest investment I have ever made was finally finishing my degree; was sailing through school but some family issues made money extremely scarce, so I had to work practically full time, take out loans, max out credit cards, etc. Going into debt for a few years was well worth it because I got a well paying job, and with some financial planning am almost finally free of my substantial debt. The future looks brighter...
I bought the small building which i was renting for my antiques shop. The loan payment was less than my rent. I later sold it for 5x what I paid for it.
great sweeps!!!
The best investment I have made is starting to coupon 4 years ago. I started after I became a mommy and a single income family. We have saved so much. I wish I would have started sooner!
My best investment was the purchase of an individual industry specific software license. Each module of the software is very difficult to master, but having my own copy allowed me to master the entire package, as well as run endless business scenarios. I turned this knowledge into a consulting business.
I invested in Christian education for my daughter and have already seen a greater respect for herself and those around her.
I would not be able to survive without my cell phone. Because I have few minutes on my plan, I've tried as much as possible to make calls through Google Voice or Skype with family and friends - but it would be impossible or at least extremely inconvenient without a cell phone on hand.
Guest - That's a really good idea - sort of like your own Christmas club.
Kathryn - Great point about adjusting your cash flow plan based on which categories are getting overspent or underspent each month. When a budget is really humming, there should be little if any need for envelope robbing.
Tom - Thanks for sharing this info about EEBA. I had never heard of that before.
Hi Guest,
We've been rural for a long time and are very used to tending to the septic. What the inspection did not notice (they don't dig up pipes, or septics on inspections) was that the area the seller and he both indicated a new one would eventually be built could not be built --and thus a new one would have to be built uphill from the house. We cleaned and drained on a regular basis, we re-did pipes etc over a five year period--I'd say we've sunk at least 20K just into plumbing. The amount of snow last year was way beyond what usually occurs and every house on our side of the street and the preschool next door have all been experiencing the same issues. And like I said---our bank left us years ago. The corporation that owns it now would not have been my choice of bank. It didn't go uninhabitable over night but when the lasted estimate is 3 times the value of the house. I'm guessing someone will come in and bulldoze it and rebuild up the hill from it. It sits on a beautiful acre overlooking a gorgeous valley. But whomever buys the property will have to either be a contractor him/herself or be independently wealthy.
My smartest investment was my HP laptop that I take with me when I visit Trade Markets to purchase merchadise. It allows me to check on-line competitors for profit margin before I make a big purchase. I can also use it to check on-line for new sales activity and questions at night and on weekends without ignoring my family.
Hi Guest,
We've been rural for a long time and are very used to tending to the septic. What the inspection did not notice (they don't dig up pipes, or septics on inspections) was that the area the seller and he both indicated a new one would eventually be built could not be built --and thus a new one would have to be built uphill from the house. We cleaned and drained on a regular basis, we re-did pipes etc over a five year period--I'd say we've sunk at least 20K just into plumbing. The amount of snow last year was way beyond what usually occurs and every house on our side of the street and the preschool next door have all been experiencing the same issues. And like I said---our bank left us years ago. The corporation that owns it now would not have been my choice of bank. It didn't go uninhabitable over night but when the lasted estimate is 3 times the value of the house. I'm guessing someone will come in and bulldoze it and rebuild up the hill from it. It sits on a beautiful acre overlooking a gorgeous valley. But whomever buys the property will have to either be a contractor him/herself or be independently wealthy.
My smartest investment was my IPAD2. It goes everywhere with me!
Smartest investment was not giving up on love and signing up for a Match.com membership where I met my Soulmate and husband Chris. We have three beautiful children. So it was a wonderful investment he jokes best $50 he spent, I joke he was free I was on the trial : ) eaglesforjack@gmail.com
I live in a 120 yr old house with big rooms but no closets - they had clothes presses back then - you put your clothes in flat on a hook then closed the door quickly. I bought an IKEA closet. So much better and organized and enough for all my clothes!
Don't forget that your clothes are a large lifetime investment. This makes a difference every day when I get dressed.
My best investment was in learning to use a computer. I bought my first computer in 1990, and love to use it daily.
Piano lessons have paid for themselves many times over. Granted, my parents paid for the actual lessons but I'm grateful to have that skill. I obtained my first degree on a full scholarship through music. Since then, I've been able to play in churches, weddings, funerals and teach lessons to make extra income. Good call, mom!
I think the best investment I made was in pursuing my college degree in Social Work. I enjoy helping people learn solutions to their social problems.
My best investment I made was meeting my 3 best friends in 3rd. We have
been friends for 47 years. We have been with each with our ups in life and
our downs in life. Their friendship means more then money to me.\
I am so blessed to have them for friends.
the best investment i ever made was buying a good stove,it has lasted quite a few years.Cost a little extra but well worth it!
ardelong2(at)gmail(dot)com
One of the best investments I have made is an adjustable computer chair. It makes life so much easier since my husband and I are different heights. Beides the fact that it is so comfortable.
Our son's college education! He now has a degree!!!
The smartest investment I've ever made was putting my kids through preschool. It prepared them for the tough road that was kindergarten year. I'm so glad I decided to do that for them.
LayDeeBugLove at aol dot com
Many years ago I made an investment in an older fixer upper house at a bargain price. After living here over 20 years, my investment has quadrupled even in the face of today's slumping housing market
brich22 at earthlink dot net