I started using an app called Lose It! around January 1, and so far I've lost 25 pounds. I like it because you choose your own rate of weight loss (for me, slower is much better) and keeps me honest and grounded. It also helps once you've lost the weight, but giving you a calorie amount that will maintain your new lower weight. I love it and recommend it.
So much of the job interview has become scripted I think it is up to us as applicants to use any possibility we have to differentiate ourselves from the "herd" of applicants. The way we answer questions is good, but the free ability we have when we are allowed to ask questions can really show an employer what are thought process is. These days, employers want even entry level candidates to be creative, goal-oriented problem solvers. Our challenge is being able to get that across in an effective way in the short window we have. I love the suggestions.
Why do you use the word "investment" when speaking about timeshare? Timeshares are nothing of the sort. The fact that timeshares are usually sold by touts should make that clear. This also applied to newer versions of the same scam such as 'fractional ownership'. The best advice is NEVER buy a timeshare anywhere. It is a scam and the so-called timeshare you buy is sold over and over again to other people. It is very difficult to sell your timeshare now and renting isn't in the deal. It will cost you more to buy a timeshare and maintenance fee than to rent a hotel room or a full ownership of a condo. Don't do it.
Diapers- 210 last me every month for 32$, I have a 6 month old baby girl
Tamales (Store in freezer and take when I want)
Giant Muffins- super moist!
Red Meat(Separate it and store in the freezer)
Cranberry and Apple Juice
Alcohol- Kirkland brand is bottled the same place as Grey Goose!!
Gushers- Husband loves them, still a kid at heart.
Gatorade- Live in AZ, 110 temp. got to stay hydrated
Snack bars, granolias,- Send my Cousin some goodies while he is Afghan.
I was looking to move into my second home at the end of last year and searched for probably 6 months looking for homes. Couldn't find anything that met my specific criteria, so I decided to put it on the back burner and stay in my current house. Just having a few years of home ownership makes you think about so many little details that you never even considered. I have a huge list of must haves now, and since I don't need to move I feel pretty strong about not compromising.
I like to buy local Junior League cookbooks or some other locally produced cookbook when we travel. They usually support worthwhile causes and definitely bring back memories of my trip. I also keep a trip journal and try to list as many things as I can as a way to remember and guide my future scrapbooking efforts. Photos and postcards are great, too.
Both of our dad's have passed on. I will make sure my hubby gets a nice home cooked meal and a baked treat from me unless our daughter's take us out to eat.
Here in the Los Angeles area, home prices are skyrocketing - 25% in the last year, most of that in the last 6 months - and in the better areas they did not come down anywhere near as far as in many other places in the state. I sold my first house in Orange County, (about 25 miles from where I looked to buy in Los Angeles) last October, and quickly realized that even with a down payment of over $150,000 there was nothing worth buying that I could afford. If you're buying your second home in a different area from where your first one was located, be ready for price differences.
You're right on with #3, your criteria for your second house will be a much longer list. Fortunately, sticker shock pushed me into a different solution - build! Since I'm building my second home, all of my "must haves" are included.
Nearly every class I teach for first home buyers has a second home buyer enrolled. It seems that many of them relied on their partner to do much of the work and need a little extra help when they try to do it again on their own.
Please don't douse yourself in perfume or other chemicals to cover your body odor - it can be noxious and obnoxious for those of use with scent sensitivities, chemical allergies, and MCS.
I would much rather someone smell like a human being than a fake chemical flower garden or musk factory and its easier on my own physical being as well.
I use brown rice, which cheaper rice cookers don't handle so well, and I can't afford the "good" ones ($200+/- is more yhan my food bil for a month), But I have begun using the "pasta cooking" method to prepare brown rice - i.e., bring about 6 cups of salted water to a boil, add 1 cup of brown rice and bring the water back to a rolling boil, cover and lower heat, cook at a low boil for 45 minutes, drain and return rice to the cooking pan with the lid on for 10 minutes to let the last bit of water be absorbed, uncover and fluff.
Unfortunately, most charities or organizations won’t take timeshare for two reasons, they are not willing to pay the expensive maintenance fees and mostly they do not have a use for it.. I go to several different charity auctions every year and there is ALWAYS a timeshare usage up for auction, but no one wants them
I think the mistake you may be making is thinking that shower every single day is somehow more hygenic than taking a shower only when one is actually necessary. Or that you are "dirty" if you don't shower every day. Most people (especially in our sedentary, indoor society) do not need to shower or bathe every day.
Unless you are very active, to the point of sweating past your deodorant, or engage in other smelly activities, there's really no need and you'll find that not showering when it's not necessary is actually better for your body. When you shower, you strip your skin and hair of its moisture barrier, which not only means buying expensive, chemical-laden, smelly lotions and creams to replace the oils your skin makes naturally, but also that your body will still work overtime trying to replace the oil you stripped (so you might find you need some toner and more soap, too - it becomes a vicious cycle.)
I can't recall ever hearing stories about how taking a shower only when necessary ever ruined anyone's health. I bet you wouldn't even be able to tell those of us who have a thought-out hygienic routine from others on the street. We don't stink either, but we spend less money doing so. :D
And there's no long run cost like you insinuate, unless you count approximately 70 gallons a week per person not heated and down the drain, and spending half as much on showering supplies, too.
But, as an aside, I do believe brushing your teeth twice every day is necessary!
Benny:
I couldn't agree more. It sounds like something one of my favorite authors, Henry David Thoreau, would say. Fewer possessions should lead to fewer things to worry about in life.
I just bought my first house and it's nice to know others had similar experiences as I did. The process of buying a house was a lot more exhausting than I thought it'd be. In the beginning, I was fresh and excited to learn how buying a house actually works. It was interesting until the mortgage application. There were so many random things in my records I had to provide additional details and documented proof for. It got the point where I was thoroughly annoyed and just wanted the process to be over. So the biggest thing I learned was to mentally prepare for the crazy loan application process, and to only provide 1 bank account for the lender to question every deposit and withdrawal.
Cutting costs, whenever we can, is just as important to our bottom line as making more money is. It is so easy, and common, for us to start to collect a lot of small fees for things that we don't really need. It's extremely hard to get ahead when we do things like that. The nicest thing I found about cutting things out of my life is that I actually became happier. Without so much going on I had more peace of mind, and that is what is most important of all.
I started using an app called Lose It! around January 1, and so far I've lost 25 pounds. I like it because you choose your own rate of weight loss (for me, slower is much better) and keeps me honest and grounded. It also helps once you've lost the weight, but giving you a calorie amount that will maintain your new lower weight. I love it and recommend it.
So much of the job interview has become scripted I think it is up to us as applicants to use any possibility we have to differentiate ourselves from the "herd" of applicants. The way we answer questions is good, but the free ability we have when we are allowed to ask questions can really show an employer what are thought process is. These days, employers want even entry level candidates to be creative, goal-oriented problem solvers. Our challenge is being able to get that across in an effective way in the short window we have. I love the suggestions.
Why do you use the word "investment" when speaking about timeshare? Timeshares are nothing of the sort. The fact that timeshares are usually sold by touts should make that clear. This also applied to newer versions of the same scam such as 'fractional ownership'. The best advice is NEVER buy a timeshare anywhere. It is a scam and the so-called timeshare you buy is sold over and over again to other people. It is very difficult to sell your timeshare now and renting isn't in the deal. It will cost you more to buy a timeshare and maintenance fee than to rent a hotel room or a full ownership of a condo. Don't do it.
I have had the Zojirushi NS-ZCC10 for a few years now and it is great. Perfect rice every time.
I main things I buy at Costco are:
Diapers- 210 last me every month for 32$, I have a 6 month old baby girl
Tamales (Store in freezer and take when I want)
Giant Muffins- super moist!
Red Meat(Separate it and store in the freezer)
Cranberry and Apple Juice
Alcohol- Kirkland brand is bottled the same place as Grey Goose!!
Gushers- Husband loves them, still a kid at heart.
Gatorade- Live in AZ, 110 temp. got to stay hydrated
Snack bars, granolias,- Send my Cousin some goodies while he is Afghan.
Lol, had fun reading this. Yeah, I don't really feel comfortable throughout the day when I don't feel clean enough when I go out of the shower.
This year we're taking our brother out to his favorite restaurant.
Thank you.
You can install a low flow showerhead which uses much less water then normal. You can also use rain water in an outdoor shower system.
I was looking to move into my second home at the end of last year and searched for probably 6 months looking for homes. Couldn't find anything that met my specific criteria, so I decided to put it on the back burner and stay in my current house. Just having a few years of home ownership makes you think about so many little details that you never even considered. I have a huge list of must haves now, and since I don't need to move I feel pretty strong about not compromising.
The day before is our anniversary and we're going to a shooting range
I like to buy local Junior League cookbooks or some other locally produced cookbook when we travel. They usually support worthwhile causes and definitely bring back memories of my trip. I also keep a trip journal and try to list as many things as I can as a way to remember and guide my future scrapbooking efforts. Photos and postcards are great, too.
Both of our dad's have passed on. I will make sure my hubby gets a nice home cooked meal and a baked treat from me unless our daughter's take us out to eat.
Very nice review, to me Zojirushi Rice Cooker always the best
Here in the Los Angeles area, home prices are skyrocketing - 25% in the last year, most of that in the last 6 months - and in the better areas they did not come down anywhere near as far as in many other places in the state. I sold my first house in Orange County, (about 25 miles from where I looked to buy in Los Angeles) last October, and quickly realized that even with a down payment of over $150,000 there was nothing worth buying that I could afford. If you're buying your second home in a different area from where your first one was located, be ready for price differences.
You're right on with #3, your criteria for your second house will be a much longer list. Fortunately, sticker shock pushed me into a different solution - build! Since I'm building my second home, all of my "must haves" are included.
Nearly every class I teach for first home buyers has a second home buyer enrolled. It seems that many of them relied on their partner to do much of the work and need a little extra help when they try to do it again on their own.
Please don't douse yourself in perfume or other chemicals to cover your body odor - it can be noxious and obnoxious for those of use with scent sensitivities, chemical allergies, and MCS.
I would much rather someone smell like a human being than a fake chemical flower garden or musk factory and its easier on my own physical being as well.
Share a shower! If you have a spouse/partner, it can be a nice way to conserve water, and have some together time!
you can use the water that collects while you are waiting for the shower to warm up (no soap, please) to water your plants.
I use brown rice, which cheaper rice cookers don't handle so well, and I can't afford the "good" ones ($200+/- is more yhan my food bil for a month), But I have begun using the "pasta cooking" method to prepare brown rice - i.e., bring about 6 cups of salted water to a boil, add 1 cup of brown rice and bring the water back to a rolling boil, cover and lower heat, cook at a low boil for 45 minutes, drain and return rice to the cooking pan with the lid on for 10 minutes to let the last bit of water be absorbed, uncover and fluff.
We are going to have a family cookout and go to the zoo
Unfortunately, most charities or organizations won’t take timeshare for two reasons, they are not willing to pay the expensive maintenance fees and mostly they do not have a use for it.. I go to several different charity auctions every year and there is ALWAYS a timeshare usage up for auction, but no one wants them
I think the mistake you may be making is thinking that shower every single day is somehow more hygenic than taking a shower only when one is actually necessary. Or that you are "dirty" if you don't shower every day. Most people (especially in our sedentary, indoor society) do not need to shower or bathe every day.
Unless you are very active, to the point of sweating past your deodorant, or engage in other smelly activities, there's really no need and you'll find that not showering when it's not necessary is actually better for your body. When you shower, you strip your skin and hair of its moisture barrier, which not only means buying expensive, chemical-laden, smelly lotions and creams to replace the oils your skin makes naturally, but also that your body will still work overtime trying to replace the oil you stripped (so you might find you need some toner and more soap, too - it becomes a vicious cycle.)
I can't recall ever hearing stories about how taking a shower only when necessary ever ruined anyone's health. I bet you wouldn't even be able to tell those of us who have a thought-out hygienic routine from others on the street. We don't stink either, but we spend less money doing so. :D
And there's no long run cost like you insinuate, unless you count approximately 70 gallons a week per person not heated and down the drain, and spending half as much on showering supplies, too.
But, as an aside, I do believe brushing your teeth twice every day is necessary!
Benny:
I couldn't agree more. It sounds like something one of my favorite authors, Henry David Thoreau, would say. Fewer possessions should lead to fewer things to worry about in life.
I just bought my first house and it's nice to know others had similar experiences as I did. The process of buying a house was a lot more exhausting than I thought it'd be. In the beginning, I was fresh and excited to learn how buying a house actually works. It was interesting until the mortgage application. There were so many random things in my records I had to provide additional details and documented proof for. It got the point where I was thoroughly annoyed and just wanted the process to be over. So the biggest thing I learned was to mentally prepare for the crazy loan application process, and to only provide 1 bank account for the lender to question every deposit and withdrawal.
Cutting costs, whenever we can, is just as important to our bottom line as making more money is. It is so easy, and common, for us to start to collect a lot of small fees for things that we don't really need. It's extremely hard to get ahead when we do things like that. The nicest thing I found about cutting things out of my life is that I actually became happier. Without so much going on I had more peace of mind, and that is what is most important of all.