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The Single Most Important Financial Skill

Investing? Frugality? Entrepreneurship? The most valuable personal finance skill, in my opinion, lies under all of these things. It seems incredibly simple, but it’s also incredibly difficult to master. It’s simply control over your emotions and desires. Control over your emotions and desires keeps you from buying things just because you want them in the […]

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Best Debt Consolidation Loan for Bad Credit

Debt consolidation loans for bad credit are out there, but you may have to shop around a bit. If your credit score is less than 650, you might have a harder time than others securing a personal loan or debt consolidation loan. This can be a vicious cycle: you don’t pay your bills because the […]

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Santa Should Make At Least $300,000 A Year and Here’s Why

If you’re looking for a lucrative seasonal gig this December, mall Santa’s can earn up to $75 per hour. Though the actual Santa Claus job isn’t up for grabs, we made some curious calculations about how much Kris Kingle (or gift-bringer) makes per year.  Our guess – Santa is well compensated for his participation in […]

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Are Credit Monitoring Services Worthwhile? It Depends

According to Pew Research, 64% of Americans have been victims of a data breach on a health or financial account. For many, those data breaches have resulted in negative impacts on their credit due to unauthorized access or applications for new lines of credit. That’s where credit monitoring services step in. A credit monitoring service […]

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How to Optimize Your Home for Another Semester of Virtual Teaching

If you’re a teacher that transitioned to virtual teaching in the spring, use this guide to learn tips on optimizing your home for the new semester.

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The Best Cheap Car Insurance Companies of 2021

If you’re looking for the best cheap car insurance company, we found that Amica Mutual is great overall among car insurance providers, in part because it scores well in our criteria, particularly customer service. Out of the top 25 licensed auto insurance providers, we’ve identified the five auto insurance companies we like best for cheap […]

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Best Bad or No Credit Student Loans of 2021

The maximum amount undergraduate students can borrow in federal student loans each year is $12,500. If you’re attending a private college, that will only cover about a third of your annual cost of attendance. If your savings and federal loans fall short, you’ll probably need to apply for private student loans to bridge the gap. Although […]

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A Guide to Free Gifts If You Can’t Afford the Holidays

If holiday costs are keeping you up at night, you’re not alone. With unemployment at record highs, many Americans are wondering how to afford the holidays this year.  If you’re going through a rough patch financially, there are people who can lend a hand. No one should be forced to go without during the holiday […]

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The Hows and Whys of Taxing Your Child’s Allowance Money

A few years ago, when I was using TurboTax to prepare our family’s income tax return, my youngest child hopped up on my lap. He had the insatiable curiosity that only a five-year-old can possess, and thus he immediately began peppering me with questions. What are you doing? What are income taxes? Why do you […]

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If the $1.6 Trillion Student Debt Was Aligned End-to-End It Would Stretch From the Sun to Just Beyond Mars

Political pressure is building to discuss our nation’s $1.6 trillion in student loan debt. In fact, last month more Google searches for “student loan debt” were made than ever before. 1.6 trillion is a difficult number to visualize or wrap your head around. We love playing with data and thought we’d take a unique perspective […]

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