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The Best Credit Union Personal Loans of 2020

Personal loans can help you fund home improvement projects, weddings, debt consolidation and other personal life events. Before running to a big-box financial institution, consider applying for your next personal loan from your local credit union. Because of their non-profit structure, the best federal credit unions can offer flexibility and rates not possible through traditional […]

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Navigating the Pandemic, According to Sarah Nadav

The problems people face during the pandemic aren’t only financial — everything is entangled with emotions. It’s what Sarah Nadav’s new book, What the F*CK Should I Do Now?: How to Manage your Money when Everything You Thought You Knew Stops Making Sense, addresses.  Who better to write a book during the pandemic than Nadav, a […]

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Here’s What Renters Insurance Doesn’t Cover

Renters insurance coverage covers costs associated with property damage, stolen property, personal liability and medical payments if a guest is hurt inside your rental property. It even provides reimbursement if you’re displaced because of damage to your rental. Although your landlord may not require it or your budget is super tight, renters insurance is an […]

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What Is a Down Payment on a Home?

Thinking of buying a home? A down payment on your dream home can be a smart move in the long run — but it isn’t always required to get funding.

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How to Remove PMI

Before you go looking for a mortgage lender willing to let you buy your next home without a significant down payment, there’s a set of initials you should know about: PMI. Short for private mortgage insurance, this is extra mortgage insurance that’s tacked on to conventional home loan purchases made with less than 20% down. […]

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Down Payment Assistance: How to Get Help Buying a House

Having trouble coming up with a down payment on your home? Down payment assistance programs could be available to help you out.

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Considering Refinancing? What You Need to Know About the Adverse Market Fee

The winds of change are blowing through the mortgage market, and they can impact you if you’re looking at refinancing your mortgage. It’s called the adverse market fee, and it’s a change in how many lenders obtain a guarantee for the refinanced mortgages they offer. In short, for many lenders, it now costs more for […]

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The Best Renters Insurance in Los Angeles, California

The good news? Renters insurance is fairly cheap. In California, the average annual cost for a renters policy is only $182. We’ve taken a hard look at the companies offering renters insurance in Los Angeles and, using our evidence-based SimpleScore methodology, have selected the best renters insurance companies in Los Angeles. The best renters insurance […]

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How to Choose the Best Renters Insurance

Renters don’t need the level of insurance protection that homeowners need. However, if you rent a house or apartment, you’ll want to cover your valuable belongings and protect yourself against legal liability stemming from an accident in your home. You’ll also want to get reimbursed if you need to pay for a hotel room while […]

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Would Your Home Insurance Cover the Grinch Stealing Christmas?

2020 has been a hard year for many, and there are certainly many reasons to not feel the Christmas spirit — it may have born a few extra Grinchs this year. If the Grinch really did steal your Christmas, would your home insurance cover replacing all those gifts and decor? Probably! Furry green burglars are abundant […]

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