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What Is an ARM Loan

An adjustable-rate mortgage may offer a low introductory rate, but it comes with unpredictable future payments if interest rates rise.

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Refinance Your Fixed-Rate to ARM Mortgage

When refinancing, most people opt for a fixed-rate mortgage, but an ARM refinance could give you access to even lower rates.

The post Refinance Your Fixed-Rate to ARM Mortgage appeared first on The Simple Dollar.

How to Get an FHA Construction Loan

FHA construction loans are designed so that you can roll the costs of either building a home or renovating one into a single mortgage loan product. Even better? FHA construction loans come with lower credit requirements, which makes qualifying for them an easier task, read on to learn more.

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No credit check installment loans

Unexpected expenses and events put stress on both finances and families — especially if your bank balance isn’t looking great and bills can’t wait. Personal loans offer one way to solve this short-term problem, but with most lenders approving borrowers with good credit scores, not everyone can access this option. No credit check installment loans […]

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7 Common Investing Mistakes and How to Avoid Them

In 1720, Isaac Newton made a fatal investing mistake: he sold off his safe investments and bought shares in the South Sea Company. It had jumped eightfold in the preceding months, and he wanted to get in on the profits. Unfortunately, the market turned rapidly, and by the end of the year, Newton had lost […]

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What To Do With Your Tax Refund

As the tax filing season approaches, many people are looking forward to getting their tax return filed, so they can get that long-awaited tax refund check in the mail.  That envelope from the IRS comes with a big question: what should I do with my tax refund? And, perhaps just as important, what shouldn’t I […]

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The Founding Fathers Didn’t Anticipate Billionaires

It’s quite expensive to found an entirely new country. In Tom Shachtman’s book The Founding Fortunes, he explores how the founding fathers prioritized opportunity for every level of social class and how capitalism got its start. Shachtman defines an ideal — individual economic patriotism — as a “willingness to forego one’s own material gain to […]

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Best Secured Personal Loans

Need to borrow some cash for an unexpected financial need or a major purchase? Secured personal loans are a great option to fill your funding needs that come with great rates and easier approval than some other forms of lending. And while these are awesome things to hear, there is some additional risk that comes […]

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How to Refinance Into a VA Loan

Refinancing to a VA loan can reduce your monthly mortgage payment, but you need to meet certain eligibility requirements to do so.

The post How to Refinance Into a VA Loan appeared first on The Simple Dollar.