Feed items

Alliant Credit Union Mortgage Review

Today, Alliant Credit Union provides a fully online mortgage experience to home buyers. The lender boasts competitive rates and perks that include 0% down payment loans for first-time homebuyers.

The post Alliant Credit Union Mortgage Review appeared first on The Simple Dollar.

Latest PPP Data Raises Questions About the Distribution of Loans

Signs of mismanagement and questions of fraud led to months of litigation to reveal the data behind the Paycheck Protection Program. Claims from the Trump administration stated that exposing this information would be a privacy violation, though a judge ruled in favor of the news organizations seeking this data under the Freedom of Information Act.  […]

The post Latest PPP Data Raises Questions About the Distribution of Loans appeared first on The Simple Dollar.

Guide to Home Insurance Under Undocumented Status

As an undocumented immigrant, you may struggle to get ahold of the financial products and services others are eligible for. You may fear that homeownership is outside of your reach as well, but that’s far from the case. In fact, data from the Migration Policy Institute shows that more than 3 million undocumented individuals own […]

The post Guide to Home Insurance Under Undocumented Status appeared first on The Simple Dollar.

FHA Credit Score: What to Know About FHA Requirements

If you’re looking to buy a home but have bad or limited credit history, FHA credit requirements are a lot more lenient than requirements for conventional loans.

The post FHA Credit Score: What to Know About FHA Requirements appeared first on The Simple Dollar.

What Your Enneagram Type Says About Your Financial Habits

Move over Meyers-Briggs, there’s a new personality typing trend in town. It’s called the Enneagram model. It essentially breaks down patterns in viewing the world and behaving into nine different types. It can be a helpful tool for self-reflection and understanding others.  We spoke with Ian Morgan Cron, the author of the bestselling book, The […]

The post What Your Enneagram Type Says About Your Financial Habits appeared first on The Simple Dollar.

How to Get a Personal Loan Without a Credit Check

Building a credit history requires having a credit card or loan from a financial institution. But it’s difficult to get started if you can’t open one of these accounts with any existing history on your credit report. When you need cash from a personal loan but have a thin credit profile, a no credit check […]

The post How to Get a Personal Loan Without a Credit Check appeared first on The Simple Dollar.

Wells Fargo Auto Loan Alternatives

Wells Fargo offers a variety of personal finance products like mortgages, personal loans and even student loans. But you might be surprised to find out you can’t get a Wells Fargo auto loan directly from the lender. Here are alternatives to Wells Fargo when you are seeking a car loan. Best for Online Application: LightStream […]

The post Wells Fargo Auto Loan Alternatives appeared first on The Simple Dollar.

What Is Mortgage Prequalification?

Before you start visiting open houses and bookmarking your favorite homes for sale, you should find out how much house you can afford — and what a lender is willing to let you borrow. You can get this crucial information through a mortgage prequalification. Too many buyers find the perfect home and are later shocked […]

The post What Is Mortgage Prequalification? appeared first on The Simple Dollar.

5 Ways to Save on a Car Rental This Holiday Season

If COVID-19 concerns are keeping you away from airports this year, a road trip might be your only route to get home for the holidays. But the pandemic has changed the rules of the road, and getting a rental car might be unusually difficult during peak holiday times.  “The rental car companies are struggling to figure […]

The post 5 Ways to Save on a Car Rental This Holiday Season appeared first on The Simple Dollar.

How To Avoid the Tax Bomb on Your Student Loans

With president-elect Joe Biden’s upcoming transition into the White House, we may be closer to tangible student loan forgiveness than we have ever been. But regardless of whether Biden enacts an executive order or Congress passes legislation, loan forgiveness will be counted as taxable income. “Loan forgiveness might substitute a (smaller) tax debt for the […]

The post How To Avoid the Tax Bomb on Your Student Loans appeared first on The Simple Dollar.