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PenFed Auto Loans Review

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Pentagon Federal Credit Union

Shop for your car where you shop for your car loan — PenFed offers a one-stop-shop for car buying.

New Car APR: 

Loan Amount: $500 – $100K

Terms: 36 – 72 months 

Our Two Cents: Membership is strict with PenFed loan products — if you aren’t part of its membership base, you can’t sit with them. 

What Is a Citation vs. a Ticket?

A popular question you often hear from new drivers and also some seasoned road warriors is ‘what’s the difference between a citation vs. a ticket?’. Additionally, besides just wondering ‘what is a ticket?’ and ‘what is a citation?’, you may be wondering how these may affect your car insurance and your driving record. While the exact answers to some of these questions may vary slightly by where you live, the general concepts are the same across the board.

Is there a difference between a citation and a ticket?

The answer is that a citation and a ticket are the same thing. These are two terms that both refer to getting cited or ticketed for a driving infraction. So, if you get pulled over for speeding and a police officer documents your infraction, you could interchangeably say you received a ticket, or that you received a citation.