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Exercise Your Right to Negotiate at the Gym
As the flurry of New Year memberships starts to subside, health clubs and fitness centers may be more open to negotiating enrollment fees, monthly rates, or perks. Photo: Anytime Fitness
One item on your list of New Year’s resolutions remains unchecked: Get in shape.
The excuses for not following through on this vary, depending on where you live; for example, it’s too cold/icy to jog outside, or it’s too expensive to join a club in the city where I live. Then there’s the excuse that knows no geographic boundaries: I’m too lazy.
Soon, though, it will be time to shed the winter clothes, and you’re thinking it’s beyond time to shed a few pounds. Well, things are looking up, because now is also a good time to join a fitness center.
The Best Amazon Coupons and Deals
If you’re anything like me, you spend a lot of time searching for the best deals on Amazon and scouring Amazon coupons. After all, with young kids and the piles and piles of snow outside, It’s much easier to hop on the computer to shop for great deals.
However, when it comes to shopping online and getting great prices, many people have questioned whether you really can find the best deals on Amazon and if Amazon coupons are really better than combing your local stores for deals. While some people think you pay a premium for shopping online for the convenience of it all, I’ve actually found that with a little bit of searching, you can find some awesome prices.
Best Apps to Save You Money in College
These apps can help you save money on textbooks, avoid fees, or score deals at local restaurants. Photo: Chegg via Facebook
Did you hear? College is super-expensive. So here are some apps that could save you money while you’re there.
10 Strategies for Beating a Money Addiction
Some 5 percent of Americans have a serious spending addiction, reports The Recovery Village. If you spend without thinking about it, then can’t pay the bills or if you crave spending money, you may have a money addiction problem. And if you do, you’re not alone. Why beating a money addiction is vital What’s the […]
The post 10 Strategies for Beating a Money Addiction appeared first on The Simple Dollar.
Three Simple Money Management Lessons for Teenagers
When teens buy something with their own money, they’ll usually take better care of it. Photo: Jhaymesisviphotography
My most important goal for my children is that they grow up to be independent human beings. Although my twins are only a few weeks shy of being one year old, I fully plan to discuss money management tips with them from now (while they can’t talk back) until they’re teenagers and beyond.
I had an unusually good grasp of money management as a teenager, not necessarily because I’d been taught but because I am disciplined by nature. My parents gave me $100 a month on a pre-paid Visa card for all my incidentals (including clothing) from the time I was about 15 all the way through college. I rarely asked my parents for extra money on top of this.
How to Master Your Money Habits
Want to master your money habits? According to “The Happiness Project” author Gretchen Rubin, there is no magic bullet. You have to know yourself.
“There’s this really strong impulse among habit experts to have one-size-fits-all solutions,” she says in a phone interview from her home in New York. “Like, ‘Only use cash! Always use cash!’ Because you feel the pain of cash, and you’re going to spend less, and that’s why casinos use chips so that you don’t realize that you’re spending cash.”
What she found when doing research for her new book, however, was that for some people, cash is king. For others, however, credit cards are a wiser choice, because of the accountability provided.
How to Master Your Money Habits
Want to master your money habits? According to “The Happiness Project” author Gretchen Rubin, there is no magic bullet. You have to know yourself.
“There’s this really strong impulse among habit experts to have one-size-fits-all solutions,” she says in a phone interview from her home in New York. “Like, ‘Only use cash! Always use cash!’ Because you feel the pain of cash, and you’re going to spend less, and that’s why casinos use chips so that you don’t realize that you’re spending cash.”
What she found when doing research for her new book, however, was that for some people, cash is king. For others, however, credit cards are a wiser choice, because of the accountability provided.
Discover it Miles Review
If you’ve been looking for a simple way to earn travel rewards on all of your purchases, the brand new Discover it® Miles credit card might be exactly what you’re looking for. Unlike other popular cards that force you to keep track of rotating categories, the Discover it® Miles card promises to award you with 3 miles for every dollar you spend the first year.
You will earn 1.5 Miles for every dollar you spend during the first year, and then Discover will double all the Miles you earned during the first year at your first account anniversary. You’ll continue to earn 1.5 Miles for every dollar spent after that.
Questions About Thin Mints, Netflix, Daniel Norris, and More!
Should you feel guilty for declining to buy Girl Scout cookies? Photo: Marit & Toomas Hinnosaar
Five Side Hustles Even Your Grandma Could Try
Spending less than you earn is the No. 1 rule of personal finance, so increasing your earnings can immediately improve your financial picture. But depending on your job, it can be difficult to boost your weekly or monthly income. If you’re paid hourly, for example, you might be able to secure some overtime. But if you’re paid a salary, there are often few ways to grow your paycheck.
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