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Five Side Hustles Even Your Grandma Could Try
Spending less than you earn is the No. 1 rule of personal finance, so increasing your earnings can immediately improve your financial picture. But depending on your job, it can be difficult to boost your weekly or monthly income. If you’re paid hourly, for example, you might be able to secure some overtime. But if you’re paid a salary, there are often few ways to grow your paycheck.
Balancing Act: Pay Down Student Loans or Save More?
Find the right balance between paying down student loans and saving for retirement. Photo: Jakub Michankow
You’re finally there: You’ve graduated from college after many hard years, you’ve got a job in your field, and you’re actually able to balance your budget so you’re not only paying your bills, but you have a bit of extra money left over each month.
Small Business Saturday: Snow Is Money for Plowz & Mowz
Andrew Englander and Wills Mahoney founded Plowz and Mowz, apps that let consumers order snow plowing or lawn mowing services from their smartphone. Photo: Plowz & Mowz
For Wills Mahoney and Andrew Englander, snow is money. And so is an untended or overgrown lawn.
The two former Syracuse University roommates are the creators of a pair of smartphone apps – Plowz & Mowz – that, as the names imply, are aimed at simplifying your life when it comes to snow plowing and lawn mowing.
Seven Strategies for Working from Home from an Experienced Telecommuter
When you work from home, establishing a dedicated workspace, a regular schedule, and a pre-work routine can help you flip your mental ‘work switch’. Photo: Paul Cross
Since early 2008, I have worked entirely from home, submitting my projects and writings via the Internet. At this point, I have more than seven years of experience doing this. Along the way, I’ve fulfilled the terms of several professional contracts without any sort of serious conflict.
Tax Benefits for Members of the Military
Military personnel deployed in combat zones are eligible for a number of tax benefits. Photo: DVIDSHUB
Under normal circumstances, preparing all but the simplest tax returns can be confusing and stressful. For many military taxpayers, there is no such thing as a simple return.
Along with military service often comes unique circumstances and stresses, including frequent repostings and deployments in combat zones. In recognition of the unique contributions of service members — including active duty, reserve, National Guard, and retired — the government has created a number of tax benefits for the military.
Five Strategies to Use Marriott Hotel Points for a Cheap Vacation
It doesn’t matter whether you use up all your points for one night in a swank hotel or stretch them out in a more budget-friendly location. Either way, you can cut the cost of your vacation by using hotel rewards. Photo: m01229
In a lot of ways, vacations can be as cheap or as expensive as you make them.
If you want to stay only in high-end resorts, for example, you should expect to shell out a ton of cash for the experience. Meanwhile, if you’ll stay almost anywhere, you can save a ton by shopping around for the best hotel rates and booking something cheap.
If you’re willing to think outside of the box, that’s even better. Truth be told, there are a ton of ways you can whittle down your vacation tab – and even get part of it for free.
Does Prayer or Meditation Help with Personal Finance?
Photo: Nastya Birdy
When people are struggling in life, they often turn to prayer and meditation to help them to deal with those problems. People who believe in God often pray to their maker, while those who have other theistic views might choose to meditate to bring them spiritual guidance. Some people choose to do both.
Regardless of whether you believe someone is listening to your prayer or whether you’re simply meditating for the purpose of your own personal focus and peace of mind, I believe that prayer and meditation can actually help. Here’s how.
Does Prayer or Meditation Help with Personal Finance?
Photo: Nastya Birdy
When people are struggling in life, they often turn to prayer and meditation to help them to deal with those problems. People who believe in God often pray to their maker, while those who have other theistic views might choose to meditate to bring them spiritual guidance. Some people choose to do both.
Regardless of whether you believe someone is listening to your prayer or whether you’re simply meditating for the purpose of your own personal focus and peace of mind, I believe that prayer and meditation can actually help. Here’s how.
10 Master’s Degrees That Can Actually Pay Off
In the age of Big Data, an advanced degree in mathematics or statistics can mean Big Money. Photo: Ivan T
Earning a college degree is usually the best way to guarantee better job prospects and higher pay. You put the work in up front, do your best, and emerge from the experience with the skills employers expect and demand. And most of the time, that investment pays off.
Three Tips for Creating Profitable New Business Ideas
Great ideas are out there if you get in the habit of creating regularly. Photo: Ship Your Enemies Glitter
It seems like everywhere you look, someone is creating new business ideas and making a fortune.
Just recently, a young entrepreneur sold his website for $85,000, and all he did was help people ship envelopes of glitter to their enemies. If that’s not creativity (or maybe just dumb luck), I don’t know what is — but I sure would love to do something similar with my online ventures.
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