Making a big change requires three things: money, time, and communication. Photos: peddhapati; Nick; ona Anglada Pujol
When I was a little, my mother made the choice to be a stay-at-home mom. It was not an easy financial decision for my parents and if it were not for my father’s relatively steady job and handful of side businesses to pick up the slack, she would have never been able to do it.
Because of that decision, my mother was there for me again and again throughout my childhood.
Somebody had the right idea and canceled this meeting. Maybe you should do the same. Photo: Renaissance Zurich Hotel
You’ve been sitting in the same room for almost an hour.
Nothing has been accomplished. You haven’t spoken up once, as your mind is somewhere else. Your back is getting sore and, thinking back on it, you’re not even sure why this meeting was held in the first place.
You were going to decline the meeting invite, but instead you clicked “accept” and here you are. It seems like every time someone speaks up with a good idea or question, someone else interrupts to shoot down the idea or raises their voice and talks over the person with the good idea.
Could you do this if you lived at home? Maybe not, but living on campus will cost a lot more than living with mom and dad. Photo: Aleta
What would you say to shaving off about $10,000 a year from your college expenses?
The average college graduate leaves school with more than $29,000 in student loan debt, but one common option to reduce that figure by thousands of dollars is to live at home instead of on campus.
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. How to save my raise
2. Cheap starter pantry supplies
3. Handling inherited pets
4. Problems with “free to play”
5. Happiness and frugality
6. Religion and cost
7. Buying a home printer
8. Basics of income taxes
9. Crossfit thoughts
No wonder you have trouble getting work done at home. It helps to create a workspace, stick to regular hours, and block out distractions (and move the dog). Photo: John
The phone keeps ringing. The kitchen sink is full of dishes. The dog has been snoring for 30 minutes and you desperately need to write out your monthly budget and pay your bills.
But those things have to wait, and it’s not always by choice. When you work at home, you have to ignore your everyday concerns and responsibilities until your actual work is done. Because, let’s face it, folding laundry doesn’t pay the bills.
The Best Accounting Software, is part of an ongoing Small Business Toolkit series, here at The Simple Dollar. Parts 1, 2, and 3 covered the Best Cloud Storage Providers, Best Email Marketing Services, and Best Project Management Software. Now we turn our attention to a crucial task for all small businesses: accounting.
If you’re going to move your own stuff, throw a packing party to recruit helpers. (That truck’s not going to fill itself, you know.) Photo: Brett Lider
Let’s face it: Moving can be a pain in the rear end.
My first few moving experiences were horrific. But after that, I was much more prepared, made arrangements well in advance, and things went smoothly.
Planning to relocate in the near future? Whether near or far, here are some hacks to streamline the process:
Responsible use of credit cards can help build a good credit history. Photo: Sean MacEntee
Even if you have a love-hate relationship with it, credit plays an important role in our lives and economy. It allows us to reach financial, personal, and professional milestones that we might not otherwise be able to achieve.
Here’s why you need to take your personal credit seriously, and a complete guide to establishing, building, and improving it throughout your life.
Why You Need Credit
Like it or not, there’s a definite need to establish credit responsibly in order to achieve your dreams and purchase things you want. You need credit so you can:
Perhaps it’s an indication of their business’ success when members of the local media refer to Phil Sherburne and Leia Bell as an indie “power couple.”
Sherburne, for one, doesn’t necessarily view himself and Bell that way — as some sort of force to be reckoned with on their local arts and business scene. But Sherburne admits he and his wife have grown to be “fairly well established in our neck of the woods.”
They are the well-known owners of Signed & Numbered, a thriving custom framing shop that has traveled a long road, through various addresses and incarnations, to become the successful Salt Lake City business it is today.
One of our favorite frugal routines around here is the “make ahead meal.” It often fills our Saturday afternoons.
A make ahead meal is a simple concept, really – you just prepare most of a meal in advance, freeze it just prior to the point where you would put it in the oven, and then pull it out at a later point to thaw it and then finish cooking it.
There are a number of big advantages to doing things this way.
One, it reduces the meal prep time on busy evenings. A make ahead meal usually means that when you get home, you preheat the oven, pull something out of the refrigerator, put it straight into the oven, and wait for 45 minutes or so for a homecooked meal.
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