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15 Ways to Stay on Budget — Even With Your Spendy Friends
We all love spending time with our friends. But if you find yourself dipping deeper into your pockets than you'd like for get togethers, you might wonder how to cope. I, too, am on tight entertainment funds. In fact, now that I'm a full-fledged adult, I thought it would be prudent to put myself back on an allowance to stay in check. (See also: Build Your First Budget in 5 Steps)
Thing is, it can feel awkward or even embarrassing when I'm asked to take part in an activity I can't afford or don't want to find room for in my budget. If you find yourself in a similar boat, consider these tips for how to diffuse the situation.
Best Money Tips: Essential Things to Do to Retire Early
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on retiring early, saving on wedding reception food, and simple ways to cut household expenses.
Top 5 Articles
8 Essential Things To Do To Retire Early — If you want to retire early, live below your means and make a good salary. [Retire By 40]
10 Ways to Save on Wedding Reception Food — To save on wedding reception food, find a culinary school to cater your reception. [PopSugar Smart Living]
You CAN Learn a New Language — Just Use One of These 3 Apps
Learning a new language used to mean taking years of classes in high school. When you graduated, you knew enough Spanish, French, or German to buy a sandwich, find a bathroom, or ask if anyone speaks English — should you travel to another country. Learning a new language outside of school meant buying expensive CD sets that you listen to while you were driving or sitting around your home. You could go at your own pace but didn't have anyone to converse with or practice your new skills. (See also: 5 Ways to Learn a Language)
10 Weird Ways to Get Things Done That Might Work For You
It's usually not conducive to a person's productivity if he or she is placed in front of a computer for eight hours a day. (See also: 6 Rules to a Productive Workspace)
Ironically, that's what most of our jobs have done to us in a world run by technology.
Technology was supposed to make us more productive and efficient. It was also supposed to give us more time to spend with friends and family, to work on hobbies, and improve relationships. The personal computer was meant to make our lives easier.
Don't Know What Annuities Are? You Might Be Missing Out
When it comes to finance, most people like stability.
Having the certainty of when and how much cash you will receive for a set period of time provides you peace of mind that allows you to focus on more important things. This is the reason that annuities may be an attractive long-term source of income for some investors. (See also: 5 Super Safe Investments)
Let's take a look at what are annuities and when they are a good choice.
Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow
Every time you make a choice, there's a cost. By choosing to buy one item, you pass on the opportunity to purchase other items. By choosing to do one thing, you pass on the opportunity to spend your time in any other way. Opportunity cost is what we give up in order to have the thing we choose. (See also: Decisions With Unexpected Financial Consequences)
10 Great Gifts for Frequent Travelers
Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates.
In these days of per-bag airline fees, we all want to travel light. And yet, friends seem compelled to send us on our way with bon voyage presents that weigh us down. If you must give more than a hug goodbye to a traveling friend, why not go with one of these weightless or lightweight ideas?
1. A Subscription
Buy a membership to a home swap site, a house-sitting site, or other service where your giftee can find free lodging or helpful services. Or, a subscription to audiobook service Audible can help pass long hours of driving.
Ask the Readers: What Is Your Favorite Budgeting Tool?
We all want to have an easier time managing our finances. That's where budgeting tools come in! They can be as high-tech as a money-tracking-app-doodad, or as simple as a pen and paper. The best tool for the job is what works for you.
What is your favorite budgeting tool?
Tell us about your favorite budgeting tool and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Win 1 of 3 $20 Amazon Gift Cards
We're doing three giveaways — here's how you can win!
5 Great Money Lessons I Learned From My Immigrant Parents
Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates.
My parents immigrated to the US, separately, in 1980 and ’81. They met, married, and started a family while they were still trying to navigate the unfamiliar waters of a brand new country.
Their immigrant experience is an integral part of who they are — and because they raised me, it’s a big part of who I am, too. I’ve learned many valuable lessons from them, including a few that involve spending and saving.
Forget the Joneses. Spend on what’s meaningful to you.
5 Top Travel Destinations for 2014
Winter is gone, and spring has fallen. Hopefully, the area where you live (and are reading this) has started to show some sunshine. And, with all this great new weather, the thought enters the mind, "there may be other places with even prettier weather." And you'd be correct! So, future traveler, read on to learn more about some of the best destinations of 2014! (See also: Vacation Destinations That Stretch Your Dollar)
Colombia
I'm a little biased towards Colombia, since I spent all of January in Medellin studying Spanish. There are several preconceived notions about Colombia, many of them negative due to the drug violence that disrupted the nation for much of the 1980s and 1990s.
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