It's easy to fall into the trap of thinking, "I'll be happy when..."
You know, "I'll be happy when I can own my own home," or "I'll be happy when I can buy a new car/afford nicer clothes/replace this cludgy old desktop." Even people who aren't focused on gaining possessions tend to fall into this kind of thinking, only for them it can sound like, "I'll be happy when I get a promotion," or "I'll be happy when I have kids/feel better/have more free time." (See also: Scientifically Proven Ways to Be Happier)
I used to be somewhat of a gym rat. And by that, I mean I used to have a lot more expendable income and free time on my hands. These days, I have to be more creative because these things — time and money — are at a premium.
I haven't had a gym membership in a while and fully admit working out at home can be difficult motivation-wise. I still have my struggles. However, with some planning and a few handy tips, you can enjoy gym-quality workouts for free — often without leaving the comfort of your living room! (See also: 10 Exercises to Do at Work)
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on ways to profit from your passions, mistakes online shoppers make, and bad money habits that rob you blind.
Top 5 Articles
6 Ways to Profit From Your Passions — Creating and selling your crafts or giving guided tours can help you profit from your passions. [Kiplinger]
5 Mistakes Online Shoppers Make — Online shoppers tend to make the mistake of failing to search for promo codes. [Credit Sesame]
Just about everyone is interested in ways to save money — some of us more than others. For many, pinching pennies is the only way to get through the month and cover the essentials, such as electricity and food. (See also: 101 Ways to Save Around the House)
Although most people are familiar with obvious money saving techniques, such as cooking their own food and shopping less, these aren't the only ways to be frugal.
Think outside the box, and you'll discover a variety of clever, and sometimes extreme, ways to hold onto your cash.
There's something I've noticed about a lot of people who write about investing: They're either very rich or they work as investment professionals. Now, I don't think that that makes them unqualified to give advice to those of us who don't have a seven (or eight!) figure net worth, but it does make it a little hard to identify with them. After all, if I had a million bucks in the bank, putting some of it in riskier investments would be a lot easier to stomach. Ditto for investing other people's money.
Smartphones have just about become a necessity in our daily lives. With the big manufacturers releasing a better, faster, more powerful handset nearly every year, consumers shell out a fortune to keep up with the Joneses. The marketing strategists behind tech giants like Apple and Samsung invest heavily to ensure their latest devices are ogled for their sexy design and performance prowess. But in an age where innovation is king, handsets rarely retain their initial appeal. There is good news, however. You don't have to commit to a soul-crushing contract or pay a fortune to enjoy a fantastic mobile experience. Here are five affordable alternatives to those pricey smartphones. (See also: 5 Great Smartphones)
Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates.
You know you should pack clothes, toiletries and chargers when you travel. Other travel essentials are less obvious, but just as important. Simply having the right items can help drive down your travel costs and keep you comfortable.
1. Solid Toiletries
The TSA has strict limits on the amount of liquids you can bring with you, so every little thing helps. Savvy manufacturers recognize this, and now it’s not just soaps that come in bars. You can replace your liquid shampoo and even toothpaste with solid versions.
Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #CreditInsight to participate.
This week's topic: Credit scores and more! Learn why credit scores are so important, what makes up a credit score, and why it is essential to understand, build and manage your credit. . We’ll chat about why having credit insight is about more than just a score and we’d love to know how you educate yourself about credit!
Recently, my daughter and I have been reading the "Little House on the Prairie" series, and I've been reminded of how life used to be. As we've experienced these books together, we've begun to explore what it would mean to make some of the everyday things we usually buy. (See also: Grocery Items You Should Make at Home)
You've probably heard you should throw out stuff that hasn't been used in the past year. But if you are like me, you have regretted decisions to donate, sell, or trash the nonessential as you tried to aggressively declutter. Sadly, you may have learned this lesson too late. You can easily get rid of a saved item, but you can't readily reclaim one that's been given away. (See also: Simple Rules for Decluttering)
To declutter but keep your stuff, defy conventional wisdom. Hang onto whatever your heart desires, bypassing those difficult, emotional decisions often linked to decluttering. Just be mindful about what you save and how you store your stash, using these tips.
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