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Almost immediately after moving to New York City I had the brilliant idea to rent out our guest bedroom to tourists. My now-husband and I had a two-bedroom apartment, and we decided on getting the extra space so we could accommodate out-of-town friends and family that we were sure would visit all the time — except they didn't, and that empty room quickly turned into something that we were paying for but didn't necessarily need. (See also: How Much House Do You Really Need?)

Motivation is the better part of getting things done. You can be the most organized person in the world and keep all the lists that you want, but if you can't motivate yourself, you're not going to get anything done. The reverse is also true. Increase your ability to motivate yourself, and you're going to get a metric tonne of things done, from the small tasks that crop up every day to the big ones that make you a superstar on the job and around the house. (See also: Go From Busy to Getting Things Done)

So if all you need is some motivation, where do you find it?

A lack of time is the most common excuse people give when asked why they don't exercise. Here's the truth — we don't need a lot of time to exercise. All we need is 10 minutes and the will to be healthier. Walking is the perfect way to get started. Here's a list of ten reasons why walking is our best partner for overall good health. (See also: 15 Ways to Exercise in 5 Minutes)

1. It Promotes Heart Health

Walking has tremendous benefits for the heart: it drops blood pressure, regulates blood sugar, and lowers cholesterol, which are all risk factors of heart disease.

I think it's safe to say that most people wouldn't mind having a little more money in the bank. Maybe a lot more money. According to a 2008 survey by Pew Research Group, 43% of Americans report that being wealthy is "somewhat important" to them, while another 13% said that being rich was "very important." Of course, wanting to be richer is one thing; actually accumulating that wealth is quite another. However, there's plenty of research to support the idea that there are certain sorts of people who are likely to become wealthy — and I'm not just talking about the kind who were born that way.