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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 30)

10 Safe Cities to Visit in the U.S.

Published Tuesday, August 7, 2018 - 04:00 by Wise Bread

Whether you're looking for a fun day out, a weekend getaway, or a longer vacation, safety is always a primary concern when choosing where to go. Reading the news each day can make you feel like the U.S. is an overwhelmingly dangerous place to travel within. But as with anywhere, there are plenty of... […]

2-Minute Read: What You Need to Know About Credit Reports

Published Monday, August 6, 2018 - 04:00 by Wise Bread

Your credit report is a detailed summary of your credit history that's prepared by a credit bureau. Since there are three major credit bureaus — Experian, Equifax, and TransUnion — each person has three separate credit reports in their name. Details in your credit report include... […]

5 Affordable U.S. Wine Destinations Outside California

Published Friday, August 3, 2018 - 04:00 by Wise Bread

California wine country boasts locally grown grapes of nearly every variety, world class dining, the ideal climate for being outdoors, and spectacular views to enjoy while you sip the day away. Ask anyone who has visited and you'll probably find out exactly what's so unsavory about this gorgeous... […]

10 Best Family Friendly Road Trip Routes in the U.S.

Published Thursday, August 2, 2018 - 04:00 by Wise Bread

Road-tripping is a great American tradition, and while some people are hesitant to hit the road with their family in tow, with the right planning, they can be an unforgettable way to spend a vacation. The magic ingredients for a great family road trip include short distances between stops, an... […]

Join Our Tweetchat on Thursday 8/2, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, August 1, 2018 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Back to School Savings! Learn about making a list before you shop, saving on back to school clothes, websites to check for... […]

13 Shocking Credit Card Statistics You Need to Know

Published Wednesday, August 1, 2018 - 12:27 by Wise Bread

Link for teaser title:  https://www.wisebread.com/13-shocking-credit-card-statistics-you-need-to-know Here are 13 surprising credit card stats you need to know. […]

5 Spectacular Amusement Parks for Thrill Seekers

Published Wednesday, August 1, 2018 - 04:00 by Wise Bread

You crave that feeling of anticipation deep down in your stomach when you get in line for a ride. The lightheaded intoxication that takes over your body when you strap yourself in. The unparalleled rush of excitement you experience when you're hurtling through the air at breakneck speeds. You're... […]

Ask the Readers: What Changes Have You Made for Better Health?

Published Tuesday, July 31, 2018 - 04:00 by Wise Bread

Editor's Note: Congratulations to sweepermom, Sue, and Gina for winning this week's contest! For most of us, good health doesn't just drop into our laps. We need to adopt lifestyle habits that allow us to maintain or improve our body's well-being, and these can change when we develop unexpected... […]

4 Myths About Economic Behavior We Don't Believe Anymore

Published Tuesday, July 31, 2018 - 04:00 by Wise Bread

I have felt vaguely guilty about a nonexistent marshmallow for several years now. This guilt was triggered by the famous Stanford marshmallow experiment, in which psychologist Walter Mischel gave preschool aged children a marshmallow (or other treat) and told them they could either eat the single... […]

How Much Money Do You Need in Savings When Applying for a Mortgage?

Published Monday, July 30, 2018 - 04:00 by Wise Bread

You know you need enough money to cover your down payment and closing costs when buying a home. But did you also know that most lenders want to see even more dollars stowed away in your checking or saving accounts before approving you for a mortgage? It's true: Lenders want to know that you have... […]