Why do so many budgets fail? Because the first step to budgeting is omitted. When implemented correctly, it can make a huge difference. When the first step is neglected, intangible
Textbooks have nearly tripled in price since 1987 while inflation has increased by only 72 percent. In fact, depending on where you go to school, the cost of textbooks be from 25%
The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin
Sometimes you just have to get out of the office to ever get any work done! When you're on the go, or are working from home, what are the best tools to keep you productive and in
1 in 3 people are disabled during their working lives, and those disabled for more than 2 months have an average disability length of two and a half years. Make sure your disabilit
Today we found articles on home hazards to avoid this holiday season, high paying careers that are flexible and satisfying, and life-changing tips that will boost your happiness.
Until recently, it had never occurred to me that dreams could offer insights into financial and career dilemmas. Then I had a dream that revealed a financial fear, and finally di
Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.
Wise Bread articles that are hot today.
Best Money Tips: How to Get a Free iPhone 7
Today we found articles on how to get a free iPhone 7, things to avoid when asking for a raise, and ways to control your happiness.
The First Step to Budgeting
Why do so many budgets fail? Because the first step to budgeting is omitted. When implemented correctly, it can make a huge difference. When the first step is neglected, intangible
10 Costs You Should Always Negotiate
Almost everything is negotiable, and these 10 everyday costs are no exception. Read this list and start paying less!
The Penalty-Free Way to Withdraw Retirement Money Early
For most retirement plans the penalty for early withdrawal can be hefty. Here's a surprising, if complex, alternative.
How to Save 20-100% on Textbooks
Textbooks have nearly tripled in price since 1987 while inflation has increased by only 72 percent. In fact, depending on where you go to school, the cost of textbooks be from 25%
Comparing Savings Rates: U.S. vs Japan
The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin
7 Essential Tools for Getting Work Done -- Anywhere!
Sometimes you just have to get out of the office to ever get any work done! When you're on the go, or are working from home, what are the best tools to keep you productive and in
6 Stocks to Buy Before Black Friday
'Tis the season to take advantage of a holiday bull market.
Financial IQ Test: How Healthy Is Your Disability Insurance?
1 in 3 people are disabled during their working lives, and those disabled for more than 2 months have an average disability length of two and a half years. Make sure your disabilit
Best Money Tips: Avoid These Holiday Home Hazards
Today we found articles on home hazards to avoid this holiday season, high paying careers that are flexible and satisfying, and life-changing tips that will boost your happiness.
8 Money-Smart Things I Wish I'd Asked Santa For
You wasted your Dear Santa letters on Barbies and video games. Don't you wish you'd asked for these things instead?
6 Ways to Be a Good Guest When You're Broke
Just because you have zero dollars doesn't mean you can't contribute in other ways. Be thoughtful and kind and they'll always invite you back.
5 Ways to Prevent the Winter Blues from Busting Your Budget
The winter blues can put heavy strain on your sleep, diet, and, you guessed it — even your finances. Here's how to perk up — for your money's sake.
Anyone Can Spend Less for Food
You almost certainly pay more for food than you need to. Discover how you can spend drastically less...and why you shouldn't.
Eat These 6 Foods to Stay Healthy While Traveling
Worried about weight gain or indigestion on the road? Bring healthy foods with you and you'll be able to fully enjoy your travels.
What Dreams Mean About Personal Finance
Until recently, it had never occurred to me that dreams could offer insights into financial and career dilemmas. Then I had a dream that revealed a financial fear, and finally di
17 Ways to Enjoy Greek Yogurt
Greek yogurt has 17 grams of protein per serving. To celebrate, consider one of these 17 delicious ways to enjoy a bowlful.
5 Apps That Pay You To Exercise
Sticking to a diet or fitness routine is hard, but what if there was more incentive than well being and good health — like, say, actual cash?
Here's How Your Taxes Will Change When You Retire
While you plan for all the travel and hobbies you'll do in retirement, you should probably plan for your taxes, too.
Wise Bread Blogger on the NBC News with Brian Williams
Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.