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Wise Bread articles that are hot today.

How Long Does It Take to Get Life Insurance?

How long it takes to get life insurance depends on the policy you're applying for. Jeff Rose, CFP, explains the process.

10 Small Businesses That Are Free or Cost Little to Start Up

Rather than face an untimely layoff, why not join millions of savvy entrepreneurs and start a business of your own? Here’s how someone with no capital can create their own schedule

How Much Caffeine is in That?

Find out how much caffeine is in your drinks, foods, and medications.

Federal Stafford Loans

The federal government has established a student loan program to enable more students to obtain a college education. They come in two forms: subsidized and unsubsidized.

How to Escape the Paycheck-to-Paycheck Cycle

Living the paycheck-to-paycheck life is stressful and miserable. But here's a way to escape!

5 Cars That Thieves Don't Touch (and 5 Simple Anti-Theft Tricks)

Do you drive one of the least-stolen cars in America? Read this to find out.

Don't Let These Expenses Spoil Your Retirement Abroad

Retirement is a time to relax and enjoy, especially if you move abroad. Don't get stuck facing these large unexpected (and stressful) bills

Here's Why Multitasking and Money Don't Mix

Science says multitasking hurts our productivity. Here's how multitasking keeps you from your financial goals, too.

20 Places to Find the Best Freebies

Free stuff is pretty awesome, right? Here are the best places to find all the freebies you can handle.

5 After the Holidays Moves Your Credit Score Will Thank You For

If the holidays put a hurting on your budget, there's no need to panic. These post-December moves will keep your credit in tip-top shape.

Ask the Readers: What About Money DON'T You Know? (Chance to Win!)

What do you wish you knew more about when it comes to personal finance? Share your answers for a chance to win a $20 Amazon Gift Card!

8 Hours? 9 Hours? This Is How Much Sleep You REALLY Need

Home many ZZZ's does a person really it need? The answer is "it depends and it's probably less than you think."

12 Things You Need to Stop Doing Today to Be a Better Friend

What do we value most in life? Family and friends. Keep and strengthen those precious bonds by avoiding these common relationship-busters.

7 Things You Should Never Include in Your Cover Letter

Your cover letter is your time to shine. Including these seven things, though, will surely dull the sparkle.

8 Things You Should Always Pack in Your Carry-On

Make sure you always leave enough room in your carry-on for these travel musts. Don't leave home without them!

11 Reasons Your Credit Card Application Was Denied — And What You Can Do About It

Denied! Find out why your credit application was rejected by the bank, and then take steps to tighten your finances, and improve your credit score.

How an HSA Could Help Your Retirement

You know socking money into a 401(k) or IRA will help fund your retirement years. An HSA could help, too.

How to Live the "Location Independent" Lifestyle

When you can work from anywhere, you can go anywhere. Here's how.

How to Get the Lowest Price on Airfare, Even After You Buy

Here are some tips to help you track flight prices easily, keep an eye out for price drops, and even get a refund if you’ve bought your ticket already.

Finding Your Best Work Hours

If you want to get more done, do it faster, and produce work of higher quality, the answer might be as simple as identifying when you should work.