Hot Today

Wise Bread articles that are hot today.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

The 5 Best Memory Foam Mattress Toppers

Getting a good night's sleep isn't easy, but it can be. Use any of these memory foam mattress toppers and you'll be able to catch all the z's.

How to Get High-End Electronics with One Simple Question

My friend Mandy became the proud owner of a Mac PowerBook G4 in perfect condition, without spending a single cent. [more]

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

5 Ways to Safeguard Your Financial Future With Just $200

You don't need a lot of dough to safeguard your financial future. A couple hundred bucks is a good start.

11 Cool Uses for Popsicle Sticks

Don't toss those old popsicle sticks in the trash! Give 'em a quick rinse and upcycle them into something new and cool.

10 Out-of-Fashion but Totally Frugal Old Tools

From manual lawnmowers to payphones (remember those?), get back to basics (and save!) with these frugal alternatives to modern tools.

8 Times You Should Demand a Discount

Whether it's a dented floor model dishwasher, or you're paying in cash… know that you can — and should — demand a discount.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

Local Flavor

It was time again to stock up on some things, and so this past weekend I went to my usual places: the fish market in Pyrmont (where one employee asked me how work was going since t

How to Freeze Foods That "Don't Freeze Well"

Think you can't freeze it? Think again. Discover the best ways to put "unfreezable" foods on ice.

9 Money Secrets of the Amish

The lifestyle of the Amish includes hard work and simple living — which also equals more money in the bank. Could simpler finances work for you?

Renting is cheaper

Everybody has seen a rent-versus-buy analysis. Here's a different way to look at it.

9 Smart Financial Gifts to Give New Grads Besides Cash

New grads love cash, but these other money-oriented gifts can really help propel them into adulthood.

Quick travel ideas

So, I'm finishing up at my old job this week and things are crazy. Thus, I offer you some of the best travel tips that just might save you some money.

Give Your Career a Boost With One Skill

Want to impress potential employers and current bosses alike? Then it's time to learn some basic web coding. Here's why.

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

Preparing Financially for a Natural Disaster

Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.

How to Achieve Your New Year's Resolutions by the End of Summer

Summer is a great time to tackle those New Year's resolutions so that you can just coast through to the holiday season.

Best Money Tips: How to Eat Healthy and Inexpensively

Today we found some great articles on eating healthy and inexpensively, ways for teens to make money, and ideas for cheap holiday fun!