Hot Today

Wise Bread articles that are hot today.

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

5 Things 30-Year-Olds Don’t Have Enough Of

While 30-year-olds may be firmly settled in adulthood, that doesn't mean they have their finances in order. If you're close to 30, here's what you need to know.

10 Reasons Why I Prefer Credit Cards Over Cash

You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t

Top 7 Mortgage Myths Debunked

Don't let these common misconceptions stop you from buying your dream home.

Best Money Tips: Where to Find the Cheapest Holiday Gifts

Today we found some great articles on where to find the cheapest holiday gifts, how to not freak out over a canceled flight, and gift ideas for people who have everything.

8 Simple Ways to Make Your Refrigerator More Efficient

Even if you have an EnergyStar refrigerator, these big appliances still eat electricity. Here are some tips for making fridges run more efficiently.

11 Ways to Have a Clean Place Without Cleaning

Hate cleaning? Don't do it! OK, you'll never be able to avoid cleaning entirely, but if you follow these tips, you can drastically reduce your scrubbing time.

8 Simple Ways to Clear Your Mind

Between managing work, family, friends, and more, it's easy to get overwhelmed and stressed out. Instead, take a moment to relax with one of these suggestions.

Cheap and Easy Repairs for Wardrobe Malfunctions

At work, parties or other formal occasions, wardrobe malfunctions can be expensive. Sudden downpours, popped buttons and scuffed shoes can lead to quick-fix shopping sprees or expe

How I'm Conquering My Bag Lady Fears: My 10-Step Program

What keeps me up late at night? I worry about becoming a bag lady. And I have plenty of company; a lot of women (and some men also)have secret fears about living on the streets wit

Best Money Tips: How I Mastered the Power Nap

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you some killer tips for power naps, the lowdown on rechargeable batteries, and 10 uses for wine corks!

Are You Being Had? Learn From 5 Crazy Ponzi Schemes

Amazingly, these schemes were all real. Thankfully, they also all offer real lessons on how to avoid losing your shirt.

Best Money Tips: Save on the Cost of College

Today we found some amazing articles on saving on the cost of college, how to hide resume flaws, and things you must know about your future spouse's finances.

Best Money Tips: 7 Worthless Excuses for Not Saving

Welcome to Wise Bread's Best Money Tips roundup. Today, we destroy all those lame excuses for not saving, help you shop for a laptop, and give you the facts behind MLM opportunitie

10 Ways to Make the Most of Daylight Savings

You might be losing an hour of sleep on Sunday, but there are plenty of reasons to get psyched to spring ahead!

Join Our Tweetchat on Thursday 3/16, 12pm Pacific for a Chance to Win Prizes

Topic: Moving on the Cheap! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Guest Post: Now is the Time to Think Long-Term

I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term.

6 Ways to Spend Black Friday at Home

How to spend the infamous shopping day getting ready for the holidays without ever leaving your house.

The Importance of Friendly Letters

Electronic messages are fast but impersonal. Learn why you should send a friendly letter instead.

6 Ways It Pays to Be Friendly With Your Neighbors

Having friendly neighbors is its own reward, of course, but all those neighborly smiles often pay-off in unexpected ways. Like these.