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Wise Bread articles that are hot today.

The 5 Best Paper Napkins

Cleaning messes up quickly isn't easy, but it can be. Use any of these paper napkins and spills will always disappear immediately.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

How Long Does It Take to Break Even With Solar Panels?

If you're worried about the cost of installing solar panels, know that'll you'll break even … and maybe sooner than you think.

4 Reasons Why You Should Support Your Local Library

Libraries nationwide are succumbing to budget and service cutbacks. Discover why it's more important than ever to support these community institutions.

How Travel Rewards Credit Cards Really Work

Earning and redeeming travel rewards may seem more complicated than ever. Get the latest on how best to get and spend travel rewards.

A Comprehensive Guide to the Debt Snowball Method

If you're trying to pay off a stack of debts, the snowball method can give you the motivation you need to knock them all out. Learn how.

Bottled Water, Bottled Hype Part 2

If you drink bottled water every day, you're paying a premium for something that should be close to free. Drink bottled water for health-reasons? Find out why that's ironic.

Get a Great Workout for Free With 11 Simple Moves

There's a cheaper, healthier, and more natural way to get in shape than hitting the gym. Forget complicated fitness — get up and move.

Save Hundreds on Back to School Shopping with These Credit Card Tricks

If you're dreading the expense of back to school shopping, these credit cards tips can help you big!

5 Ways Freelancers Can Promote Their Work Without Social Media

You don't need to stay plugged in to social media to promote your freelance career. Try these other ways to reel in clients.

25 Frugal Ways to "Pay It Forward"

Paying it forward — doing something nice for someone else — makes that person feel great AND improves your day. Here's how to do it frugally.

4 Smart Things You Should Do With Your First Real Paycheck

Your first real paycheck is cause for celebration — and cause for some smart money moves.

Do You Have Your TV Converter Box Yet?

By signing up for the Coupon Program, you can get credit towards the purchase of an eligible converter box and avoid much of the cost of the required upgrade to digital.

5 Things to Avoid Before You File Bankruptcy

Bankruptcy is trying enough already. Don't make it worse by making one of these mistakes.

Here's What I Learned About Money After Using Acorns

I've never been good with money. But in just three months of using Acorns, I've gotten a whole lot better.

Ask the Readers: Do You Have a Will?

Tell us whether or not you have a will and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Helps You Relax?

Tell us what helps you relax and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Ways to Convince a Store Clerk to Give You a Deal

Sometimes, you just have to know the right questions to ask in order to score a great deal.

9 Car Parts That Are Safe to Buy Used

Before your car repair bill drives off with your hard-earned money, consider lowering costs with some cheaper (and still reliable) used parts.