Hot Today

Wise Bread articles that are hot today.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

8 Negotiating Skills Everyone Should Master

Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.

8 Common Car Repair Mistakes That Can Cost You

Squeaky brakes need attention — stat! Delaying car maintenance or repairs is only going to cost you more later. Maybe a lot more.

Ask the Readers $200 Giveaway: How Do You Stay in Contact with Family and Friends Without Breaking the Bank?

How do you stay in contact with family and friends without breaking the bank? Enter for a chance to win $200 in prizes!

100 Small Things That Can Bring You Joy

Need a quick mood boost? No matter where you are or what's got you down, you're sure to find a pick me up in this big list of small joys.

Are You Withholding the Right Amount of Taxes from Your Paycheck?

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

7 Other Kinds of Insurance You May Need to Buy for Your Home

You have homeowners insurance. What more could you need to protect your house? Actually, these policies might help.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

The 5 Best Bug Sprays for Home Pest Control

Keeping your home bug-free during the warmer months isn't easy, but it can be. Use any of these bug sprays for home pest control and your sacred space will remain bugless.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Ask The Readers: Do You Pay For Cable TV?

Tell us if you pay for cable TV and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

47 Cheap, Fun Things to Do This Weekend

When lazy-day boredom sets in, it's time to get creative. Here are 47 ideas to get you started on a fun and frugal weekend.