Hot Today

Wise Bread articles that are hot today.

Frugal Factors: What Traits Do Most Savers Share?

We're all individuals, each with our own reasons for living frugally — but we're alike in some very important ways.

The Bailbondsman Approach: Why Some Of Us Stay Broke

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the

Psychology and Loans: The Strange Reasons Why You Make Bad Decisions

You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

Fund Raising Dos and Don'ts

After accidentally finding myself taking on the work of an International NGO on the fly in a foreign country, I learned a few things about fund raising. Here are some dos and do

How to Save 10-20% on Online Purchases, Every Day

You don't have to be an extreme couponer to find great deals online. Learn how to get major discounts on online purchases, every day.

Travel on Amtrak

With each move by the airlines to claw back a bit of the profit that has vanished into the twin maws of competition and higher fuel prices, and with each move by the government to

The financial wisdom of Fight Club

“The first rule of Fight Club – We Do Not Talk About Fight Club.” Everyone who’s seen the movie remembers that. But what about something Tyler Durden, the anarchist extraordinaire,

40 Ways to Use Spray Paint for Cheap and Easy Decorating

Need to touch up an old wheelbarrow? Create holiday decorations? Punch up an interior space? Reach for a can of versatile, easy-to-use spray paint.

11 Great Apps for Book Lovers

Nothing beats the feel of a well-made book, but you can't carry your whole library with you to the park.

Lifestyle Inflation: The Ultimate Financial Trap

Lifestyle inflation takes extra money and turns it into a vain attempt to buy joy. Avoid it by changing your perspective on money and happiness.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

How Much Will Life Insurance Cost?

Life insurance may not cost as much as you think it does. Jeff Rose, CFP, explains the factors that affect how much you pay for your life insurance policy.

How to Have a Frugal Vacation and Still Treat Yourself

Are you planning a family vacation and wondering how to afford it and still do it properly? Try some of these tips to help keep your budget on track easily while still enjoying all

How an HSA Saves You Money

A health savings account, or HSA, can help you tackle health care expenses with some extra peace of mind — and some extra tax savings.

Less Expensive Ways to Enjoy San Francisco

There's more to San Francisco than cable cars, Union Square, and Fisherman's Wharf. The more of the 'other' San Francisco you see, the cheaper your stay becomes--especially a stay

How Emotions Can Hurt a Home Buyer

Granite counters and fresh paint can lead a buyer to overlook a home's flaws. Avoid buying the wrong house by recognizing these common biases.

Ask the Readers: What Do You Do for Self-Care?

Tell us what you do for self-care and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Basics of Asset Allocation

Once beginning investors move beyond indexes and mutual funds, they start to hear about asset allocation. Learn the basics and how they apply to your investment decisions.

5 Smart Travel Hacks Only Frequent Flyers Know

You don't have to dread the airport. These smart frequent flyer secrets will have you breezing through the terminal (almost) stress-free.