Hot Today

Wise Bread articles that are hot today.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

9 Simple Acts of Self-Care for the Sandwich Generation

When caring for your parents and your children at the same time, stress is bound to find you. Remember to take care of yourself, too.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

How to Manage Your Money — No Budgeting Required

Nobody likes budgeting. Here's how to keep track of your money without one.

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

The 5 Biggest Dangers of Credit Card Debt

Credit card debt isn't just a burden — it's a real danger to your finances.

The Best 10 Items to Borrow

Sharing seldom-used items among friends and neighbors is a great (and earth-friendly!) tactic for saving money. Here are the best things to borrow, not buy.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

4 Paint Colors That Can Boost Your Home's Value

Want a quick, easy way to raise the value of your home? The right color paint in the right room can do the trick.

8 Nifty Tips for Getting the Most from an All-You-Can Eat Buffet

I’m no promoter of gluttony, and I would never recommend stuffing yourself for the sake of stuffing yourself. However, as a mother of 4 growing kids who only eat out once or twice

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

12 Garage Sale Items That Sell Like Hotcakes

You've finally decluttered your house. Feature these items prominently in your ads and your sale to draw the crowds — and the cash.

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?