Hot Today

Wise Bread articles that are hot today.

What's Your Financial Philosophy? What It Means To Live Below Your Means

I hope you'll permit me to speculate a little on what it means to live below our means. When you think about it, there are various ways to address our financial goals, which I'll c

4 Financial Reasons to Keep Your Political Views Private

These days, sharing political views is as easy as hitting "Enter." But the aftermath can be much greater than a heated debate.

An ING Direct Online Retail Store? It's not a joke.

It was my birthday last week. I received an email from ING Direct and assumed it would just be birthday wishes. But, I opened the email and to my astonishment guess what it contain

9 Tools That Create Hours of Free Time a Week

Eliminate the most tedious tasks on your to-do list with these nifty tools.

Time Is Money: Budget Them Both Out

We hear it all the time: Time is Money. But do we really treat our time with the same respect we treat our money? If we really do believe that time is valuable shouldn't we be budg

Are You Throwing Away Cash With Disposable Cleaning Products?

Sure, use-it-and-trash-it cleaning products are convenient. But how much they cost might shock you.

Health Risks and 5 Other Secrets Barcodes Can Tell You

You may think the barcode is only there for inventory and checkout, but think again. Barcodes hold a wealth of knowledge if you have the right key.

This Creative Shopping Strategy Could Save You Tons

Forget making a "To Buy" list. Instead, focus on what you didn't buy, and watch your savings add up.

100 Easy Ways to Brighten Someone's Day

It's easy to brighten someone's day. Try some of these 100 ways and maybe your day will be brightened, too.

4 Secrets to Eating Great Food for Cheap While Traveling

After lodging and airfare, food is the traveler's biggest expense. Cut the cost, eat well, and learn more about your hosts with these travel dining tips.

5 Ways to Use Credit Card Rewards this Christmas

If you're struggling to afford Christmas this year, these rewards credit card strategies could help you save money and boost the number of gifts you can put under the tree.

WATCH: 7 DIY Fails That Will Inspire You to Call an Expert

Some home projects just shouldn’t be attempted by anyone other than a professional. Don’t believe it? Watch these crazy DIY fails.

Ask the Readers: Do you Procrastinate? (Win an $89 Tax Prep Prize!)

Besides taxes, is there something that you just don't seem to do until the very last moment? We'd love to hear your comments? Share your thoughts, either below in the comments or

3 Ways Student Loan Debt Can Affect Your Mortgage Application

Many factors can sway a mortgage approval. Your student loan debt is one of them.

Ask the Readers: What's the Biggest Item in Your Budget?

Tell us your biggest budget item for a chance to win 1 of 3 $20 Amazon gift certificates!

20 Ways to Entertain Your Kids for Free

Mom! Dad! I'm bored! Not anymore with this list of fun — and free — games and activities that will entertain everybody.

6 Simple Steps to Discovering Your True Salary Potential

Before you ask for a raise, be sure to ask these six probing questions that uncover what you're actually worth.

9 Silly Reasons People Don't Invest (But Should)

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

11 Hobbies That Aren’t Worth the Money

It's okay to spend some money to relax and recharge, but you won't enjoy what these pricey pastimes will do to your wallet.

8 Ways Your Credit Card Benefits Will Save You Money

Read the fine print on your credit card agreement, and you may be surprised at all the ways your account can save you money. Wait! What?