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Wise Bread articles that are hot today.

7 Money Lessons I Learned From Thrift-Shopping

Scouring thrift shops can bring out your inner treasure hunter — and you inner money master. Here's what one avid picker picked-up about personal finance.

Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?

You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.

Stuff will never make you organized

There's a store near where I live that sells stuff for organizing your other stuff--racks, boxes, cabinets, and shelves for tools and toys, sweaters and shoes, spices and CDs. The

10 Easy Luxury Hair Treatments From Your Kitchen

Many of the ingredients in pricey hair care products are derived from plants — plenty of which you probably already have in your fridge or pantry.

8 Money-Saving Hacks Every College Student Should Try

College debt doesn't stand a chance up against these top money-saving hacks.

7 of the Most Innovative, Useful, and Insane Desks

Whether you want to conserve space, sit less, or just have a desk that's really, really cool, these unique options will make your office awesome.

10 Ways to Decorate Your Christmas Tree for Under $30

Add these fun, frugal trimmings to your tree — without trimming your savings account.

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.

Flashback Friday: 46 Easy Ways to Be More Productive

Workdays get hectic and sometimes it's difficult to focus. But you can turn all of that around with some easy productivity tricks.

34 Smart Ways to Cut Your Electric Bill

You won't get rich quick by cutting your electric bill, but you can have a small victory every month by saving some of your hard-earned cash.

Cleaning Out for a Cause: Make a Noncash Tax-Deductible Donation

Donating your used goods can help those in need, reduce clutter, and give you a nice tax deduction. Here's what you need to know to donate goods before the end of the year.

The One Question You Should Ask Before Every Major Purchase

Before you drop big bucks on a purchase, there's one question you should always ask yourself.

How One Young Entrepreneur Paid Off $40,000 in Student Debt By Age 24

How much is a side gig worth? For one enterprising recent grad, it was worth $40,000, plus interest, and no more debt.

How to Decide If a Membership Is Worth the Price

Before you sign up for another monthly payment, make sure that membership is worth it.

15 Surprisingly Valuable Uses for a Penny

Pennies are worthless, right? Wrong! From table decor to saving dying flowers, a penny can get you out of a jam — for really, really cheap.

7 Investment Accounts All 30-Somethings Should Have

You're not a kid anymore. It's time for you, and your money, to grow up.

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

The 5 Best Smart Scales

Weighing yourself is never fun, but you can make it painless with the right scale. Just use any of these smart scales and your weigh-ins will never suck.

America Is the No Vacation Nation

Studies show that Americans are not using all their vacation time and are not given as much vacation time as other developed countries to begin with.

15 Ways to Get People to Respond to Your Email

Make the most of both your and your recipient's inbox time by making your email more efficient to read and respond to.