Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
This article has its roots in an article I wrote some time ago that used the terms wage slave and debt peonage—terms that some people objected to. Those making free choices aren't
I saw an article recently suggesting that neighbors share a garbage service. One neighbor hires the service, the other kicks in to cover half the bill, and both bring their stuff
There’s no better time to sign up for a rewards or low introductory interest rate credit card than the holiday season. Here are the top cards you should have on your wish list.
Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o
Normally we assume it's cheaper to make something homemade rather than buy it at the store. But what about peanut butter? Is it cheaper to make your own homemade peanut butter?
From survival first aid to home decor, a colorful, inexpensive bandana is as versatile as it is cheap. Learn more about what a square of cotton cloth can do.
Wise Bread articles that are hot today.
10 Surprising Ways to Negatively Affect Your Credit Score
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Wage slave, debt slave
This article has its roots in an article I wrote some time ago that used the terms wage slave and debt peonage—terms that some people objected to. Those making free choices aren't
7 Generic Beauty Buys Better Than the Expensive Originals
Don't be fooled by designer brand names and fancy packaging. For these beauty buys, give your wallet a break and go generic.
Why don't people share more?
I saw an article recently suggesting that neighbors share a garbage service. One neighbor hires the service, the other kicks in to cover half the bill, and both bring their stuff
How Much Money Do You Need in Savings When Applying for a Mortgage?
You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?
15 Lucrative Side Hustles for City Dwellers
You can find just about anything you need when you're a city slicker — including one of these great side gigs!
Quality Over Price: 15 Items to Spend More On
Want to make sure you're getting the best value for your dollars? When it comes to these 15 items, it makes sense to spend more.
Sock It to Me: 15 Uses for Old Socks
Don't send your single socks to the big laundry basket in the sky! Instead, repurpose them with these 15 useful ideas.
10 of the Coolest Sayings About Saving
Saving money is cool. Here are 10 easy-to-remember ways to remind yourself.
Best Credit Cards for the Holidays
There’s no better time to sign up for a rewards or low introductory interest rate credit card than the holiday season. Here are the top cards you should have on your wish list.
30 Uses for the Humble Cardboard Box
Explore 30 creative tips to reinterpret, reuse, and recycle the humble cardboard box.
5 Things to Do Now to Prepare Your Home for Summer
Before you know it, summer heat will be here. Is your home ready?
99 Affordable Date Ideas
Dinner and a movie maybe be classic, but it also gets expensive. Instead, try one of these 99 awesome, inexpensive ways to spend time together.
6 Awesome Reasons to Shop at Aldi
Few brands? No bags? No problem! One writer shares why she loves the discount grocer (and a few minor quibbles as well).
3 Ways Millennials Can Avoid Financial Fraud
Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.
Pay yourself last is okay too
Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o
Homemade Peanut Butter: Recipe and Cost Comparison
Normally we assume it's cheaper to make something homemade rather than buy it at the store. But what about peanut butter? Is it cheaper to make your own homemade peanut butter?
How to Earn Extra Money Driving for Uber or Lyft
The sharing economy is disrupting business models and creating extra income for millions. Here's all you need to get your piece of the rideshare pie.
9 Home Improvements You Should Always Negotiate
Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.
20 Great Uses for a Bandana
From survival first aid to home decor, a colorful, inexpensive bandana is as versatile as it is cheap. Learn more about what a square of cotton cloth can do.